Expense Tracker vs Kwenta
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Expense Tracker
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Transform the way you manage your money with ExpenseTracker, the most intuitive and feature-rich expense tracking app designed for iOS. Whether you are budgeting for personal goals, tracking business expenses, or simply wanting to understand your spending patterns, ExpenseTracker offers everything you need in one beautifully designed application. Smart Expense Tracking Add expenses in seconds with our streamlined quick entry system. Choose from 10 predefined categories or create unlimited custom categories with personalized icons and colors. Add detailed descriptions and dates to organize your spending with precision. Specialized Financial Tools Keep track of money you have lent to others with the Lending Tracker, which features automatic collection reminders. Monitor recurring expenses with the Subscription Manager for weekly, monthly, and yearly billing cycles. You can even use Round-up Savings to automatically calculate and save the difference when rounding up expenses. Visualize Your Spending See your spending patterns across months with our intuitive calendar interface. Tap any date to view a detailed breakdown for that specific day, complete with visual indicators for pending money collection and category highlights. Advanced Analytics Analyze your finances with interactive pie charts showing spending by category. Review your progress over multiple timeframes including by week, two weeks, month, or custom date ranges. Access detailed spending percentages and ranked categories to dive deep into individual habits. Budget Management Set and track your monthly budget limits with ease. Visual progress bars show how close you are to your goals, and smart alerts notify you when you are approaching your spending limit. Global Accessibility Track expenses in over 13 major currencies with automatic detection of your device default currency. Enjoy multi-language support with localized interfaces designed for users worldwide. Data and Privacy Generate comprehensive expense reports with charts and breakdowns in PDF format. Easily share reports via email, messaging, or cloud storage. All your financial data is stored securely on your device using SwiftData technology, ensuring privacy with no cloud dependencies. Features Quick Entry: Log expenses in seconds Custom Categories: Unlimited personalized categories Lending Tracker: Monitor loans and collection reminders Subscription Manager: Track recurring billing cycles Calendar View: Visual history and daily breakdowns Advanced Analytics: Detailed charts and custom timeframes Budget Goals: Set limits and track progress PDF Reports: Generate and share detailed reports Multi-Currency: Support for global currencies Local Storage: Your data stays on your device To access all features of the app, you can subscribe for unlimited access, and subscriptions are automatically billed at a rate based on the selected subscription plan. SUBSCRIPTION PRICING Payment will be charged to your Apple ID account at the confirmation of purchase. Subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions by going to your account settings on the App Store after purchase. Terms of Service: https://www.smashgamestudios.com/terms-of-services EULA: https://www.smashgamestudios.com/eula Privacy Policy: https://www.smashgamestudios.com/privacy-policy
Kwenta
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Kwenta is a privacy-first expense tracker that lives entirely on your device. No sign-up. No cloud account. No data collection. Everything you log - every expenses, every bill, every budget - stays on your phone, encrypted and under your control. WHY KWENTA? Most finance apps ask you to trust them with your most sensitive data. Kwenta doesn't ask for trust - it never touches your data in the first place. Zero network calls. Zero analytics. Zero ads. Just a clean, fast app that helps you understand where your money goes. EXPENSE LOGGING MADE FAST Log an expense in seconds from the home screen widget - no need to open the app. 14 built-in categories: Food, Transport, Shopping, Health, Entertainment, Housing, Utilities, Education, Travel, Sports, Family, Pets, Personal Care, and Gifts. MONTHLY BUDGETS AND BILL TRACKING Set a monthly budget and Kwenta shows you exactly where you stand in real time. The recurring payments tracker keeps every subscription and bill in view - with notifications before they're due so you're never caught off guard. SPENDING REPORTS AND CHARTS Visualize your spending with clean, interactive charts. See monthly trends, category breakdowns, and track your longest logging streak. Export your data anytime in a standard format. SECURITY YOU CAN ACTUALLY SEE - Biometric app lock - Face ID or fingerprint required to open - All data stored on-device - never synced or transmitted - No account required - nothing to breach, nothing to leak - Import/export for full control over your own data ON-DEVICE AI FINANCE ASSISTANT Ask questions about your spending in plain language. Your AI assistant runs entirely on-device - no API calls, no third-party AI service, no data leaving your phone. DESIGNED FOR DAILY USE - Dark mode - easy on the eyes at any hour - Home screen widget - quick-add without opening the app - Streak tracking - build the habit of reviewing your spending - Clean interface - no upsells, no nag screens Kwenta is built for people who take their privacy seriously and want a finance tool that works for them, not one that monetizes them. Download free. No ads. Privacy Policy: https://rlcappsolutions.com/kwenta-privacy-policy/ Terms & Conditions: https://rlcappsolutions.com/kwenta-terms-conditions/
Screenshots
Verdict
The clearest difference is device support: Kwenta at 3 against Expense Tracker's โ. Kwenta also leads on iOS requirement (15.0 vs 18.0). On price and in-app purchases there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $4.99 per 7 days and Kwenta sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
| Parameter | Expense Tracker | Kwenta |
|---|---|---|
| Price | Free | Free |
| Update frequency | โ | Every 3 weeks |
| Ads | โ | No |
| In-app purchases | Yes | Yes |
| Devices | โ | iPhone, iPad, iPod โ better |
| Requires iOS | 18.0 | 15.0 โ better |
| Further details โ not scored | ||
| Size | 17 MB | 102 MB |
| Age rating | 17+ | 4+ |
| Developer | Smash Game Studios LLP | Rhys Leo Coronado |
In-app purchases
Expense Tracker
- Weekly Subscription3 Days trial$4.997 Days
- Lifetime Access$49.99
Kwenta
- Kwenta Lifetime Purchase$4.99









