Moneo vs Mote.

Apple Pay payments recorded automatically Shared budgets and detailed analytics 64 currencies with up-to-date exchange rates EVERY APPLE PAY PAYMENT — TRACKED - One quick shortcut, and every payment with your phone becomes a transaction - Works with any card in Wallet - Amount and category are filled in automatically, even without opening the app ADD EXPENSES BY VOICE OR PHOTO - Say "taxi 15 and coffee 4" — Moneo creates two transactions - Snap a receipt — Moneo detects the amount and category IMPORT BANK STATEMENTS - Import statements from your bank in CSV or Excel format - Columns, accounts and categories are detected automatically - Re-importing the same file never creates duplicates - Everything is processed on your device SET YOUR OWN BUDGETS - Category limits and an overall budget with a clear progress bar - See what's left to spend, your spending pace and an end-of-month forecast - Charts and balance trends for any period SUBSCRIPTIONS UNDER CONTROL - All recurring payments in one place: subscriptions, rent, phone bills - Moneo reminds you before each charge - Standard periods or a custom interval AUTO-RULES - Set a rule once: "Walmart" → Groceries, "Uber" → Taxi - New transactions with that description get the right category automatically SHARED TRACKING Track finances with your partner or family — changes appear instantly on every phone. Separate spaces for personal, family and work finances or travel. AND MORE Offline mode, start without signing up, transfers between wallets, refunds, tags, custom icons and emoji for categories, calculator in the amount field, archive, backups, Excel export, Face ID, light and dark themes. FREE OR MONEO PRO Free: 1 space, 5 wallets, 3 recurring transactions, 3 auto-rules, Apple Pay tracking, statement import, budgets and analytics. Moneo Pro — 14-day free trial: voice input, receipt scanning, shared spaces with a partner, unlimited spaces, wallets, recurring transactions and auto-rules. Family Sharing is supported — one subscription for your whole family group. Terms of Use: https://moneo.com.ua/en/terms Privacy Policy: https://moneo.com.ua/en/privacy-policy

Every expense is a mote. Small alone. Meaningful together. Mote is a minimal expense tracker designed to make recording your spending feel effortless. No forms. No complicated setup. No unnecessary steps. Just swipe up and type what you spent: “6 coffee” “18 taxi” “42 dinner” “12.5 lunch” Mote automatically organizes the details, so you can focus on recording the moment instead of managing your expense tracker. YOUR DAY, IN ONE RECEIPT At the end of each day, Mote brings your expenses together into a simple daily receipt — a quiet snapshot of where your money went. SIMPLE SPENDING INSIGHTS See your spending over time with clear, minimal summaries. Understand your expenses by category, month, and year without complicated dashboards. BUILT TO STAY OUT OF YOUR WAY • Fast natural-language expense entry • Automatic expense categorization • Daily expense receipt • Monthly and yearly spending summaries • Light and dark mode • Clean, distraction-free design No budgeting pressure. No complicated spreadsheets. Just record what you spend and move on. Mote. Small alone. Meaningful together.