Wesettled vs Qoobo

We Settled: Split Bills & Expenses Stop the awkward money chats. Start enjoying the plan. We Settled makes it easy to track group expenses, split costs fairly, and settle up without the back-and-forth. Perfect for trips, roommates, couples, and everyday plans. Built for real life, not spreadsheets. Add expenses in seconds. See balances instantly. Settle without drama. Why You’ll Love We Settled Split Expenses Your Way – Equal splits, exact amounts, percentages, partial groups, or multiple payers. Works Completely Offline – Add expenses anywhere. Auto-syncs when you’re back online. Ghost Members – Add anyone by phone number. They join all splits and auto-connect when they download the app. Multi-Currency Support – Split across 8 currencies with live exchange rates. View everything in your preferred currency. Unlimited Groups – Trips, apartments, work teams, dinners. Each with its own icon. Recurring Bills – Rent, utilities, subscriptions. Set them up once. Smart Settlements – Minimises payment complexity. Settle via UPI, cash, or in parts. More Helpful Features • Attach receipt photos • Spending insights & statistics • CSV/PDF export • 15 expense categories • Smart notifications • Full edit history • Dark mode & personalization • Secure OTP login Perfect For: Trips | Roommates | Couples | Friends | Events Split bills. Stay friends. Get Settled.

Track your expenses and earnings with complete privacy. No servers, no tracking, no compromises. PRIVACY FIRST Your financial data is yours alone. Qoobo stores everything locally on your device using Apple's SwiftData. We don't collect, see, or share any of your information. No backend servers. No analytics. No tracking. Just you and your data. BEAUTIFUL & INTUITIVE A gorgeous calendar interface makes tracking expenses feel effortless. View your daily spending at a glance, explore monthly trends with elegant charts, and understand your financial patterns with beautiful visualizations. POWERFUL INSIGHTS - Monthly breakdown charts showing expenses vs. earnings - Year-at-a-glance bar charts for trend analysis - Daily, weekly, and monthly summaries - Track both one-time and recurring transactions - Support for multiple currencies (EUR, USD, RSD) - Automatic daily currency rate updates SEAMLESS SYNC Your data syncs automatically across all your Apple devices using your personal iCloud account. Switch between iPhone, iPad, and Mac without missing a beat. Your data travels through Apple's encrypted infrastructure - we never see it. SMART MONEY TRACKING - Add expenses and earnings in seconds - Set up recurring transactions for subscriptions and regular income - View detailed daily breakdowns - Track spending patterns over time - Convert between currencies effortlessly - Dark mode optimized for comfortable viewing KEY FEATURES - Zero data collection - completely private - Local storage with SwiftData - Optional iCloud sync across devices - Beautiful calendar-based interface - Monthly expense and earning charts - Year overview with trend analysis - Multiple currency support (EUR, USD, RSD) - Automatic currency rate updates - Recurring transaction support - One-time and subscription tracking - Clean, minimal design - Dark mode throughout - No ads, ever - No subscriptions required YOUR DATA, YOUR CONTROL Unlike other expense trackers that send your financial data to remote servers, Qoobo keeps everything on your device. Delete entries anytime. Reset all data with a tap. Export when you want. You're in complete control. MULTI-CURRENCY SUPPORT Travel frequently or deal with multiple currencies? Easily switch between EUR, USD, and RSD with automatic currency conversions. Exchange rates update daily, ensuring accurate tracking across borders. DESIGNED FOR APPLE DEVICES Built exclusively for iOS using the latest Apple technologies: SwiftUI, SwiftData, and CloudKit. Fast, native, and optimized for the Apple ecosystem. Perfect for: - Personal finance tracking - Budget monitoring - Expense reporting - Freelancers tracking income and expenses - Anyone who values their privacy - People tired of subscription-based apps - Users who want local-first software Download Qoobo today and take control of your finances without sacrificing your privacy.