Qoobo vs Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Qoobo
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Track your expenses and earnings with complete privacy. No servers, no tracking, no compromises. PRIVACY FIRST Your financial data is yours alone. Qoobo stores everything locally on your device using Apple's SwiftData. We don't collect, see, or share any of your information. No backend servers. No analytics. No tracking. Just you and your data. BEAUTIFUL & INTUITIVE A gorgeous calendar interface makes tracking expenses feel effortless. View your daily spending at a glance, explore monthly trends with elegant charts, and understand your financial patterns with beautiful visualizations. POWERFUL INSIGHTS - Monthly breakdown charts showing expenses vs. earnings - Year-at-a-glance bar charts for trend analysis - Daily, weekly, and monthly summaries - Track both one-time and recurring transactions - Support for multiple currencies (EUR, USD, RSD) - Automatic daily currency rate updates SEAMLESS SYNC Your data syncs automatically across all your Apple devices using your personal iCloud account. Switch between iPhone, iPad, and Mac without missing a beat. Your data travels through Apple's encrypted infrastructure - we never see it. SMART MONEY TRACKING - Add expenses and earnings in seconds - Set up recurring transactions for subscriptions and regular income - View detailed daily breakdowns - Track spending patterns over time - Convert between currencies effortlessly - Dark mode optimized for comfortable viewing KEY FEATURES - Zero data collection - completely private - Local storage with SwiftData - Optional iCloud sync across devices - Beautiful calendar-based interface - Monthly expense and earning charts - Year overview with trend analysis - Multiple currency support (EUR, USD, RSD) - Automatic currency rate updates - Recurring transaction support - One-time and subscription tracking - Clean, minimal design - Dark mode throughout - No ads, ever - No subscriptions required YOUR DATA, YOUR CONTROL Unlike other expense trackers that send your financial data to remote servers, Qoobo keeps everything on your device. Delete entries anytime. Reset all data with a tap. Export when you want. You're in complete control. MULTI-CURRENCY SUPPORT Travel frequently or deal with multiple currencies? Easily switch between EUR, USD, and RSD with automatic currency conversions. Exchange rates update daily, ensuring accurate tracking across borders. DESIGNED FOR APPLE DEVICES Built exclusively for iOS using the latest Apple technologies: SwiftUI, SwiftData, and CloudKit. Fast, native, and optimized for the Apple ecosystem. Perfect for: - Personal finance tracking - Budget monitoring - Expense reporting - Freelancers tracking income and expenses - Anyone who values their privacy - People tired of subscription-based apps - Users who want local-first software Download Qoobo today and take control of your finances without sacrificing your privacy.
Expense Tracker
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Finally, a bill splitter that doesn’t limit your expenses. Expense Tracker is the easiest way to share expenses with friends, roommates, and travel partners. Whether you're splitting rent, tracking a group vacation, or just spotting a friend for lunch, we keep the math simple and the friendships strong. Unlike other apps, Expense Tracker gives you unlimited expenses, 100% for free. No daily limits. No subscription paywalls. Just a clean, modern way to track who owes what. WHY SWITCH TO EXPENSE TRACKER? 100% Free "Pro" Features Get the advanced tools other apps charge for. Perfect for Travel Going abroad? Offline Mode means you can add expenses on the flight or in remote areas—we’ll sync everything when you’re back online. Roommate Harmony Split rent, utilities, and grocery bills effortlessly. Our smart "Debt Simplification" algorithm minimizes the number of transactions needed to settle up. If Alice owes Bob $10 and Bob owes Charlie $10, we just tell Alice to pay Charlie. KEY FEATURES Smart Expense Tracking Unlimited Expenses: Add as many bills as you want. No "3 per day" limits. Group Management: Create groups for "Apartment," "Road Trip," "Couple," or "Events." Multiple Split Options: Split equally, unequally, by percentage, or by shares. Import your credit card statements: upload PDFs to easily check and control charges Global Currency Support Add expenses in any currency (USD, EUR, JPY, INR, and 100+ others). View your total balance in your preferred currency. Visual Analytics See where your money goes with beautiful, interactive charts. Track spending trends by category (Food, Transport, Lodging) or by month. Easy Settlement Record cash payments or "Settle Up" instantly. Private & Secure Local-First Data: Your data is stored on your device for maximum speed and privacy. Cloud Sync: seamless backup to ensure you never lose your history. Export to CSV: take your data anywhere. USE CASES Roommates: Split rent, internet, and household supplies. Couples: Manage shared relationship costs and date nights. Travel Groups: Track vacation spending without the spreadsheet headache. Events: Bachelor/Bachelorette parties, weddings, and group dinners. Download Expense Tracker today and stop worrying about the bill.
Screenshots
Verdict
The clearest difference is update cadence: Qoobo at daily against Expense Tracker's every 2 days. Expense Tracker's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 26.2). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Qoobo ships an update daily, Expense Tracker every 2 days. The most recent releases landed on September 6, 2026 and March 2, 2026 respectively.
| Parameter | Qoobo | Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Update frequency | Daily — better | Every 2 days |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 26.2 | 13.0 — better |
| Further details — not scored | ||
| Size | 5 MB | 61 MB |
| Age rating | 4+ | 4+ |
| Developer | Vladimir Adamovic | Cronomi LLC |
In-app purchases
Qoobo
No in-app purchases
Expense Tracker
No in-app purchases





