慢慢富有 vs SavingMan

【Road2Wealthy】 is a personal wealth planning tool centered on financial education. We believe that real wealth comes from steady effort, rational and consistent planning, and the accumulation of time. Road2Wealthy helps you understand the idea of financial freedom, set clear wealth goals, and gradually build your own path to wealth through consistent tracking. 【Key Features】 • Financial Freedom Calculator: Estimate how much wealth you need based on your spending and goals • Wealth Goal Setting: Set a target amount, time horizon, and monthly contribution plan • Monthly Contribution Tracking: Record your progress just once a month — simple and lightweight • Returns & Progress Dashboard: View your actual rate of return and projected future value • Local Data Storage: All data is stored only on your device, with privacy in mind 【Who It’s For】 • People who want to start managing their finances but do not know where to begin • People who want to build long-term wealth goals rather than chase short-term speculation • People who do not want to track expenses every day and prefer to focus on long-term progress 【Important Note】 Road2Wealthy is intended for financial education and planning purposes only. It does not provide investment advice, support trading, hold funds, or recommend financial products. All data is entered by users for reference only. Road2Wealthy, by your side as you build wealth slowly and steadily.

Keep term deposits, CDs, and fixed-rate bonds with defined maturities together in SavingMan. Track maturity dates and interest payment schedules, estimate contractual interest, and keep a record of withdrawals and renewals. Organize your CD ladder and eligible fixed-rate Treasury holdings privately on iPhone and Mac. • Complete records: Keep principal, currency, bank, rate or APY, term, deposit and maturity dates, interest schedule, family member, and notes together, with exact large-amount display. • Maturity and interest reminders: Track interest paid at maturity, monthly, quarterly, semiannually, or annually. Control interest reminders separately, then snooze a notification or open the matching record. • Clear earnings: Review estimated interest and the next 12 months of principal and interest cash flow. Optional interest-tax estimates separate pre-tax interest, estimated tax, and after-tax interest. Multi-currency summaries can use ECB reference rates. • Guided withdrawal and renewal: Preview an early or maturity withdrawal before saving it, handle full or partial amounts, and confirm new dates, terms, rates, and interest schedules when the bank changes renewal terms. • Traceable and correctable: Review all disposition history, the contract before each action, and the renewed contract. The latest eligible action can be undone safely inside the app. • Private and recoverable: Core data stays on your device. On Apple platforms, private iCloud sync keeps iPhone and Mac records aligned. Complete JSON backup is free. The macOS app adds a desktop sidebar, search, keyboard workflows, and light or dark appearance. SavingMan Pro unlocks unlimited records, CSV import/export, iCloud, calendar tools, the full Earnings Center, interest-tax estimates, and a separate earnings window. SavingMan does not connect to bank accounts or execute deposits, withdrawals, or investments. Interest, tax, exchange-rate, and withdrawal results are estimates based on your entries; confirm final amounts with the bank, issuer, and applicable local rules.