Explainly vs xPlainly
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Explainly
This app uses AI to help you understand confusing documents, spot scam warning signs, and review questionable charges. It simplifies complex information from emails, bills, contracts, and more, offering clear explanations and actionable next steps.
- Scam detection in messages and documents
- Review of questionable charges on bills
- Contract and lease agreement simplification
- Medical bill analysis
- Integration with iPhone Share Sheet
- Plain-English explanations
- Multilingual support
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Before you click, pay, or sign, understand what you're dealing with. Explainly helps you spot scam warning signs, review questionable charges, understand contracts, and make sense of confusing documents using AI. Whether it's a suspicious message, unexpected phone bill, medical statement, or lease agreement, Explainly turns complicated information into clear explanations and practical next steps. CHECK FOR SCAMS BEFORE YOU CLICK Analyze suspicious emails, messages, screenshots, and documents for potential phishing and fraud warning signs. Understand why something may be suspicious and what precautions to take before responding or opening a link. REVIEW HIDDEN OR QUESTIONABLE CHARGES Check phone bills, utility bills, and other statements for: • Possible duplicate charges • Unexpected or optional fees • Charges worth questioning • Items that may need clarification Explainly helps you understand what to ask your provider before paying. UNDERSTAND CONTRACTS BEFORE SIGNING Make complicated contracts and lease agreements easier to understand. Identify important clauses involving: • Automatic renewals • Cancellation requirements • Notice periods and deadlines • Fees and financial obligations • Other terms worth reviewing Get plain-English explanations of details that may affect your decisions. REVIEW MEDICAL BILLS Understand medical billing statements and identify possible duplicate charges, unexpected fees, and items worth verifying with the billing department. CHECK WITH EXPLAINLY FROM OTHER APPS Found something suspicious in Photos or another app? Use the iPhone Share Sheet and select "Check with Explainly." Open Explainly to analyze your shared content without having to manually copy everything. KNOW WHAT TO DO NEXT Explainly does more than summarize documents. Depending on your analysis, get: • Practical recommended actions • Important questions to ask • Explanations of potential risks • Help drafting messages when appropriate SCAN, UPLOAD, SHARE, OR PASTE Analyze supported content using your camera, Photos, Files, pasted text, or the iPhone Share Sheet. PLAIN ENGLISH AND MULTILINGUAL SUPPORT Simplify complex wording and analyze documents in multiple languages. EXPLAINLY PRO Get started without creating an account. Limited usage is available without a subscription. Upgrade to Explainly Pro for expanded access to AI-powered analysis features. Explainly provides informational assistance and is not a substitute for professional legal, financial, medical, or other advice. AI-generated findings may be incomplete or inaccurate; verify important information with the relevant provider or a qualified professional. Privacy Policy: https://sites.google.com/view/explainly/privacy-policy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
xPlainly
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xPlainly - Read any letter. In your language. Official mail shouldn't be stressful. Snap a photo, and xPlainly gives you a clear, plain-language explanation in seconds - in your language. What xPlainly does: Instant Analysis - Understand any official letter immediately. Key facts, deadlines and action items highlighted automatically. Personal Assistant - Ask questions about your documents, generate professional replies, get specific advice. Your AI knows your entire letter history. Cases - Related letters are automatically grouped. Track deadlines, amounts and status across multiple documents at a glance. Deadline Tracking - Never miss a due date. Export deadlines directly to your calendar. Pay Now - Pay bills directly from the app where supported. Privacy first: - Saved letters are encrypted on your device - only you can open them - Recovery key: set one up once, it unlocks your letters on a new device - Letters are stored and analysed on EU servers in Frankfurt - GDPR compliant - Powered by Claude AI - your letters are never used for training Simple pricing: Your first letter is free. After that you buy credit - 5 or 20 letters, one payment. No subscription, credit never expires, and a failed scan never costs you anything. 26 languages supported. More on request. Built in Germany by an engineer who knows what it's like to deal with official paperwork in a foreign language. Stop guessing. Start knowing. Privacy Policy: https://xplainly.app/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
Explainly and xPlainly are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Explainly sells 2 in-app purchases, starting at $6.99 per month and xPlainly sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
Both ship on a similar rhythm, roughly every 2 months. Both last shipped on October 31, 2026.
| Parameter | Explainly | xPlainly |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.6 | 16.0 — better |
| Further details — not scored | ||
| Size | 6 MB | 26 MB |
| Age rating | 12+ | 4+ |
| Developer | Amirul Islam | Martin Hesse |
In-app purchases
Explainly
- Explainly Pro (Monthly)14 Days trial$6.991 Month
- Explainly Pro (Yearly)14 Days trial$39.991 Year
xPlainly
- xPlainly Premium$3.991 Month
- Personal Plan (Yearly)$24.991 Year









