Subscriptions Tracker vs MyCurrencyAI
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Subscriptions Tracker
Effortlessly manage all your recurring payments in one place. Get timely reminders before charges, track spending, and organize subscriptions by profile. Automate detection and setup for a clear overview of your financial commitments.
- Track subscription renewals
- Receive smart payment reminders
- Analyze monthly/yearly spending
- Organize with profiles
- Share subscription management
- Automatic subscription detection
- Quick setup with templates
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Never lose track of a subscription again. Subio is an all-in-one subscription manager that helps you track recurring payments, manage free trials, organise subscriptions, and understand your spending, all from one beautiful, privacy-first app. Whether you're managing streaming services, business software, mobile apps, cloud subscriptions, memberships, or shared family plans, Subio gives you complete visibility over what's renewing, what's due next, and where your money is going. No spreadsheets. No forgotten renewals. No surprise charges. Everything you need to stay in control. Track subscriptions Keep all your subscriptions in one place and always know what's renewing, when you'll be charged, and how much you're spending each month and year. Never miss a renewal Receive smart reminders before recurring payments, subscription renewals, bills, and free trial expirations so you stay ahead of every charge. Organise with Profiles Create separate Personal, Business, Family, or custom profiles to keep subscriptions organised exactly the way you want. Share with friends and family Invite others to shared profiles and manage household or team subscriptions together while keeping ownership and permissions clear. Automatically discover subscriptions Quickly find subscriptions from your emails and imported bank statements using on-device processing powered by Apple technologies. Your personal data stays private and is never shared with external services. Manage subscriptions your way Filter subscriptions by payment method, sort by billing cycle or upcoming renewals, search instantly, and customise your workspace for the way you manage your finances. Understand your spending View monthly and yearly subscription costs, monitor recurring payments, and identify subscriptions that may no longer be worth keeping. Quick setup Add subscriptions in seconds with ready-to-use templates, automatic icon suggestions, and an extensive icon library. Built for global users Track subscriptions in multiple currencies and manage services from around the world. Designed for clarity Subio is designed to help you focus on what matters. No clutter. No ads. No unnecessary complexity. Just a fast, intuitive experience built specifically for managing subscriptions with confidence. Built with privacy in mind. Your information belongs to you. Subscription discovery happens on your device using Apple technologies whenever possible and your device supports it. We're continuously improving Subio with new features, smarter subscription management tools, and regular performance improvements based on user feedback. Whether you're an individual, a family, a freelancer, or a business managing recurring software costs, Subio helps you stay organised, avoid unexpected charges, and take control of your subscriptions. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
MyCurrencyAI
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There are plenty of currency apps, but none that calculate with YOUR personal rate. MyCurrencyAI lets you set your own fees, card spreads, and safety margins to see exactly how much lands in your pocket. YOUR RATE, YOUR RULES Market rates are just a reference. Set your card fees, remittance spreads, and cash exchange margins to get the real rate you'll actually experience. See the numbers your bank app won't show you. CHANNEL COMPARISON Cash, card, remittance — each channel has different fees. Set the spread and fixed fee for each, and instantly see which method gives you the best deal. TARGET RECEIVE CALCULATOR "How much USD do I need to send to receive 1,000 EUR?" Enter your target amount and get the required source amount per channel, plus a weekly savings pace. 4 FOCUS MODES Travel, Shopping, Freelance, Investing — pick your situation and the fee assumptions and briefings adapt automatically. Whether it's a Tokyo trip or cross-border freelancing, get tailored calculations. AI BRIEFING On-device Apple Intelligence analyzes the current rate, your settings, and recent history to generate a personalized briefing. No AI? Local analysis delivers the same insights. RATE WATCH Set target rates and get notified when they're reached. Place watch lines on multiple currency pairs and catch the right timing. NATURAL LANGUAGE & VOICE "Convert 300 dollars to yen, travel budget mode" — speak or type a sentence and the screen reconfigures instantly. HOME SCREEN WIDGETS Check your personal rate and watch status without opening the app. Small, medium, and lock screen widgets supported. MONTHLY BUDGET Set a monthly budget and track usage with every conversion. Over-budget warnings keep spending in check. SPENDING PLANNER Get recommended allocations based on your current mode and amount. Split travel expenses into accommodation, food, and transport. 100% OFFLINE, 100% PRIVATE All data stays on your device. No accounts, no tracking, no ads. Only exchange rate data is fetched from the network. Korean and English fully supported. 160+ currencies. Dark mode. Siri Shortcuts. Stop calculating with market rates. Calculate with YOUR rate.
Screenshots
Verdict
The clearest difference is in-app purchases: MyCurrencyAI at none against Subscriptions Tracker's 3. On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Subscriptions Tracker sells 3 in-app purchases, starting at $4.99 per month. MyCurrencyAI asks for nothing beyond the download.
| Parameter | Subscriptions Tracker | MyCurrencyAI |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (8 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 8 — better | — |
| Update frequency | Every 3 weeks | — |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 34 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | Unlock Futurix Ltd | Hui Chan Seo |
In-app purchases
Subscriptions Tracker
- Monthly$4.991 Month
- premium$11.991 Year
- Subio Lifetime Access$17.99
MyCurrencyAI
No in-app purchases
Questions
Is Subscriptions Tracker free?
Is MyCurrencyAI free?
Do Subscriptions Tracker or MyCurrencyAI have ads?
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