Comparison

H1 CheckBook vs Basic Checkbook

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

H1 CheckBook

Features
Read full description

H1 Checkbook helps you manage your checks in a simple, organized, and secure way. With H1 Checkbook, you can: Record and track issued checks Schedule due dates and receive reminders Plan multiple checks using smart installment planning View upcoming, paid, bounced, or cancelled checks Keep all your financial records in one place The app is designed for personal and small business use, focusing on clarity, ease of use, and reliability. Your data is securely stored and used only to provide core app functionality. No ads. No tracking. No unnecessary complexity.

About

Basic Checkbook

A simple, offline digital checkbook register that tracks all your transactions and updates your balance instantly. Manage multiple accounts and easily reconcile with your bank statements.

Highlights
  • Running balance updates
  • Transaction logging (deposits, withdrawals, checks, transfers)
  • Bank statement reconciliation
  • Search and filter transactions
  • Multiple account management
  • CSV export
Features
Read full description

Your bank app shows what cleared. Basic Checkbook shows what's real. Most banking apps only show transactions that have already posted, not the check you wrote yesterday, the bill that hits Friday, or the withdrawal you made this morning. Basic Checkbook is a personal register where you log every dollar as you spend it, across checking, savings, credit cards, and brokerage accounts, so your running balance is always accurate, up to date, and yours. No bank logins. No credentials on anyone's server. Just a fast, private register that works the way a checkbook always has, only better. WHAT YOU CAN DO • Log purchases, deposits, bills, withdrawals, checks, credits, and transfers as they happen • Watch your true running balance update with every entry • See every account's combined total at the top, with card debt subtracted • See any month at a glance, free: money in, money out, your net, and your biggest expense • Track credit cards alongside your bank accounts: what you owe, the credit you have left, your APR, and the day payment is due • See how much of a card's limit you are using, so you know when a balance is creeping up • Decide what interest costs you: your card shows a projected charge on its due day, and you accept, adjust, or skip it • Add a transaction from your home screen with the Quick Add widget • Add a transaction hands-free with Siri, the Shortcuts app, or Spotlight • Mark items cleared one at a time, fly through a statement with Quick Reconcile, or balance a statement step by step • Void a canceled or torn-up check and keep it on the record while the money returns to your balance • Tag transactions with as many labels as you like, and reuse any tag with one tap • Filter by type or status and search your whole register by payee, amount, memo, or tag • Schedule bills and income every 1 to 4 weeks, twice a month, monthly by date or weekday, quarterly, or yearly, with reminders, and skip one • Set a low balance warning and get a notice two days before a scheduled bill takes the balance under it • Earn interest on savings: choose the day it posts each month, and see the total at a glance • Track a brokerage account, 401(k) or IRA by its value: type it, paste it, scan a screenshot, or ask Siri, and Checkbook writes the gain or loss, keeps what you put in separate, shows your return, and reminds you to update it • Scan a check or receipt to fill in the details automatically • Track a different currency per account • Keep every account in sync across your devices with iCloud, free • Back up your entire register to a file and restore it anytime • Lock the app with Face ID, Touch ID, or a passcode BASIC CHECKBOOK PREMIUM Two ways to upgrade: Lifetime Premium, a single purchase that never renews and never expires, or a yearly plan if you prefer it. Both unlock: • Unlimited accounts: keep checking, savings, credit cards, brokerage, and more in one place • Your accounts over time: tap the total and see how they have moved, month by month, with a tile for each one • Full Monthly Recap: the tags and payees you spent the most on, plus save any month as a PDF • Payoff plan: set a monthly payment on any credit card and see the payoff date and what the interest will cost • Projected balance: where your balance is headed from your scheduled and recurring activity • Receipt photos: attach a receipt to the transaction it belongs to • Spending analytics: charts, trends, budgets, and period comparisons • Monthly PDF statements: clean, bank-style statements for any date range • CSV import and export: bring your history in, or take it anywhere • Color themes and app icons: premium palettes and home-screen icons Basic Checkbook doesn't connect to your bank or your brokerage. It never reads your transactions or stores your credentials anywhere. It's your ledger: private, accurate, and completely yours. Privacy Policy: https://basicapps.tech/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

H1 CheckBook4 screens
Basic Checkbook4 screens

Verdict

The call

The clearest difference is in-app purchases: H1 CheckBook at none against Basic Checkbook's 2. H1 CheckBook also leads on device support (3 vs 1) and iOS requirement (13.0 vs 17.0). Basic Checkbook's advantage is update cadence (every 2 days vs every 4 days). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Basic Checkbook sells 2 in-app purchases, starting at $23.99 per year. H1 CheckBook asks for nothing beyond the download.

UpkeepUpdate frequency

H1 CheckBook ships an update every 4 days, Basic Checkbook every 2 days. The most recent releases landed on October 8, 2026 and October 12, 2026 respectively.

Scorecard4 real differences · 6 level
H1 CheckBook versus Basic Checkbook: the parameters behind the verdict, then further details
ParameterH1 CheckBookBasic Checkbook
PriceFreeFree
Rating—5.0 (3 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—3 — better
Update frequencyEvery 4 daysEvery 2 days — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS13.0 — better17.0
Further details — not scored
Size62 MB27 MB
Age rating4+4+
Developerhammam aghbarSean Trapani

In-app purchases

None

H1 CheckBook

No in-app purchases

2 purchases

Basic Checkbook

Subscriptions1
  • Annual Premium$23.991 Year
One-time1
  • Lifetime Premium$59.99

Questions

Is H1 CheckBook free?
H1 CheckBook is free to download, with no in-app purchases.
Is Basic Checkbook free?
Basic Checkbook is free to download, with in-app purchases available.
Do H1 CheckBook or Basic Checkbook have ads?
Neither H1 CheckBook nor Basic Checkbook shows ads.
Which is updated more often, H1 CheckBook or Basic Checkbook?
H1 CheckBook ships an update every 4 days, and Basic Checkbook every 2 days. Most recently, H1 CheckBook was updated on October 8, 2026 and Basic Checkbook on October 12, 2026.

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