Credit Buddy vs StackStats
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Credit Buddy
Track credit card perks, statement credits, and loyalty points without sharing bank logins. Optimize spending categories and plan point transfers for maximum value. Get reminders for expiring benefits and annual fees.
- Track statement credits and annual perks
- Monitor points, miles, and redemptions
- Plan and compare loyalty program transfers
- Optimize spending categories with wallet optimizer
- Set reminders for expiring benefits
- Household sharing for read-only access
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Premium credit cards come with a stack of statement credits: a monthly ride credit, a quarterly dining credit, a yearly airline fee credit, and more. They're easy to forget, and every one you miss makes the annual fee harder to justify. Credit Buddy keeps track of them for you. Pick your cards and every credit, reset date and fee date fills in on its own. No bank login, nothing to type. TRACKER Opens with a short brief of what's worth using this week and how to use it. Every credit shows what's left this month, quarter or year, including partial amounts. Credits that need enrollment remind you until you've used them once. CARDS See how much of each annual fee you've earned back this card year, what's still left to claim, and how many days until the fee posts again. Open a card for its recovery dashboard and a timeline for every credit: used, partly used, missed or still available, period by period. Long-press any credit to edit, hide or reset it. REWARDS Track points and miles across Membership Rewards, Ultimate Rewards, ThankYou, Capital One, Bilt, and airline and hotel programs, with what they're worth in cash. TOOLS The Wallet Optimizer tells you which card to use for dining, groceries, travel and more. Transfers finds the best way to move points to an airline or hotel partner, including current transfer bonuses. The Points Calculator tells you whether a redemption is a good deal. ON YOUR HOME SCREEN Widgets in every size show what's expiring, and you can check off a credit right from the widget without opening the app. A Points Balances widget shows your points and what they're worth. Ask Siri what's expiring or mark a credit used, hands-free. BUILT FOR IPHONE DUO AND IPAD Unfold iPhone Duo and Cards, Rewards and Tools show your list on one side and the details on the other, while Tracker lays your credits out in a grid beside the brief. iPad gets the same layouts. Folded, it's the iPhone app you'd expect. ALSO INSIDE • A card catalog covering Amex, Chase, Citi, Capital One, Bilt and most major issuers, kept current as terms change • Import a statement PDF or screenshot to check off credits you've already used • Auto-log for credits that renew on a schedule, like streaming • Added a card mid-year? Catch up on what you've already used, without double-counting • Reminders before a credit expires and before an annual fee posts • Share your year as an image • True Black dark mode • Household Mirror: give a partner a live, read-only view of your wallet with one private link PRIVATE BY DESIGN No bank logins, no Plaid, no account to create. Your cards stay on your device and in your own iCloud. Optional analytics are off by default and never include your cards, balances or amounts. FREE, WITH ONE OPTIONAL UPGRADE Free for up to 3 cards and 3 reward accounts, with the full Tracker, fee recovery, reminders, widgets, Points Calculator and Transfers. A one-time Credit Buddy+ purchase unlocks unlimited cards and accounts, the full Wallet Optimizer and card recommendations, custom categories, calendar sync, Household Mirror and advanced notifications. No subscription. Credit Buddy is independent and not affiliated with any card issuer or rewards program. All trademarks belong to their respective owners.
StackStats
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Track Your Crypto Portfolio with Confidence StackStats is the smart way to track your cryptocurrency investments and optimize your Dollar-Cost Averaging (DCA) strategy. Whether you're stacking sats or building a diverse crypto portfolio, StackStats gives you the tools to understand your true performance. PORTFOLIO TRACKING - Real-time portfolio valuation - Beautiful pie charts showing asset allocation - Track unlimited assets with Plus subscription - Support for 15+ major cryptocurrencies DCA ANALYTICS - See your average cost per coin - Track monthly investment patterns - Compare DCA vs lump sum performance (Plus) - Visualize your investment journey over time TAX LOT TRACKING (Plus) - Track individual purchase lots - FIFO, LIFO, HIFO, and Specific ID methods - See long-term vs short-term holdings - Export data for tax preparation PRIVACY FIRST - All data stored locally on your device - No account required - No tracking or analytics - Your keys, your data STACKSTATS PLUS Upgrade for the full experience: - Unlimited assets - Multiple portfolios - Tax lot tracking - CSV/PDF export - Price alerts - Goal tracking - iCloud sync - No ads Perfect for both crypto beginners learning DCA and experienced investors managing complex portfolios. Download StackStats today and take control of your crypto investments! --- Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://rhinak.github.io/stackstats-site/privacy-policy.html
Screenshots
Verdict
The clearest difference is update cadence: Credit Buddy at every 10 days against StackStats's monthly. StackStats's advantage is iOS requirement (17.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Credit Buddy sells 1 one-off in-app purchase and StackStats sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
Credit Buddy ships an update every 10 days, StackStats monthly. The most recent releases landed on October 24, 2026 and October 17, 2026 respectively.
| Parameter | Credit Buddy | StackStats |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 10 days — better | Monthly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 26.0 | 17.0 — better |
| Further details — not scored | ||
| Size | 17 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | Justin Coleman | Rodney Hughey |
In-app purchases
Credit Buddy
- Credit Buddy+$9.99
StackStats
- StackStats Plus Monthly7 Days trial$4.991 Month
- StackStats Plus Yearly7 Days trial$29.991 Year








