Comparison

BudlyApp vs Plan Personal Budget

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

BudlyApp

Effortlessly track your expenses and manage your budget with this intuitive finance app. Log spending in seconds, ask questions about your financial habits, and visualize your money's flow with clear charts and custom categories. Ideal for those seeking financial control without the complexity.

Highlights
  • Monthly budget tracking
  • Customizable spending categories
  • Trip-specific budgets
  • Automated subscription logging
  • AI-powered spending analysis
  • Offline functionality
  • Cross-device data sync
Features
Read full description

Budly is the simplest way to know where your money goes. Set a monthly budget, log what you spend in a few taps, and let Budly turn it into something you can actually read. โ†’ Ask Budly anything about your spending: "How much did I spend on coffee last month?" and get a real answer, based on what you've actually logged. โ†’ Going on a trip? Open a separate trip budget in the local currency, track everything as it happens, and come home knowing exactly what you spent. โ†’ Already have your bank statements? Drop them in and Budly will sort them into categories and skip the ones you've already logged. WHAT YOU GET - A monthly budget that's actually clear at a glance - Categories you can name, color, and set your own limits on - Trips with their own currency and their own budget - Subscriptions and instalments that log themselves once you set them up - A chat that answers questions about your money in plain English, Portuguese, or Spanish - Home and lock screen widgets so your budget is one glance away - Charts that show where your money actually went, month by month - Gentle nudges when a category is about to blow up - Works fully without internet, and catches up with itself when you're back online - Your data follows you between your iPhone and iPad Budly is built for people who want to feel in control of their money without turning it into a second job. Built in Brazil. Made for the world. Terms of Use (EULA): https://giuliano.work/budly/terms-of-use Privacy Policy: https://giuliano.work/budly/privacy-policy

About

Plan Personal Budget

Features
Read full description

Plan Personal Budget helps you take full control of your monthly finances. Create budgets for every month, track your income and expenses, and always know exactly where your money goes. **Plan Your Monthly Budget** Set up a budget for each month with your planned income and expenses. Choose from 10 built-in categories like Housing, Food, Transport, Health, and more. Assign a color theme to each month for easy visual organization. **Three Ways to Track Expenses** - Regular expenses - check them off as you pay - Automatic expenses - always deducted, like subscriptions and recurring bills - Before-paycheck expenses - track spending before your income arrives, kept separate from your monthly balance **Multiple Income Sources** Track income from different sources - salary, freelance, rental, and more. Compare planned vs. actual income to see exactly where you stand each month. **Beautiful Charts & Analytics** Visualize your spending with detailed charts. View monthly comparisons with stacked bar charts, yearly summaries, custom date range analysis, and category breakdowns with percentage insights. **Save Time with Templates** Create reusable budget templates with your regular income and expenses. Apply them when starting a new month, or simply copy expenses from a previous month. **Custom Categories** Go beyond the built-in categories. Create your own expense categories with custom names, icons, and colors to match your spending habits. **iCloud Sync** Keep your budgets in sync across all your Apple devices. Your data stays private in your personal iCloud account. **Privacy & Security** Lock the app with Face ID or Touch ID. Your financial data never leaves your devices and iCloud account - no third-party servers, no tracking, no ads. **Available in 6 Languages** English, Polish, German, Spanish, French, and Ukrainian. **FREE FEATURES** - Create monthly budgets with income tracking - 10 built-in expense categories - Three expense types (regular, automatic, before-paycheck) - Budget templates - 16 color themes - Face ID / Touch ID lock - Light, Dark, and System themes **PRO SUBSCRIPTION** - Multiple income sources per budget - Custom expense categories - Advanced analytics (yearly, custom range, category breakdown) - iCloud sync across devices Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

BudlyApp4 screens
Plan Personal Budget4 screens

Verdict

The call

The clearest difference is update cadence: BudlyApp at every 4 days against Plan Personal Budget's every 2 weeks. BudlyApp also leads on iOS requirement (16.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. BudlyApp sells 2 in-app purchases, starting at $4.99 per month and Plan Personal Budget sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

BudlyApp ships an update every 4 days, Plan Personal Budget every 2 weeks. The most recent releases landed on October 9, 2026 and October 6, 2026 respectively.

Scorecard2 real differences ยท 6 level
BudlyApp versus Plan Personal Budget: the parameters behind the verdict, then further details
ParameterBudlyAppPlan Personal Budget
PriceFreeFree
Positive reviews100.0% of reviewsโ€”
Update frequencyEvery 4 days โ€” betterEvery 2 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumโ€”
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 โ€” better26.0
Further details โ€” not scored
Size58 MB2 MB
Age rating4+4+
DeveloperGiuliano AccorsiJustyna Kowalewska-Kieglerska

In-app purchases

2 purchases

BudlyApp

Subscriptions2
  • Budly Pro - Monthly14 Days trial$4.991 Month
  • Budly Pro - Annual1 Month trial$29.991 Year
3 purchases

Plan Personal Budget

Subscriptions2
  • Pro Monthly$0.991 Month
  • Pro Yearly$5.991 Year
One-time1
  • Pro LifeTime$14.99

Questions

Is BudlyApp free?
BudlyApp is free to download, with in-app purchases available.
Is Plan Personal Budget free?
Plan Personal Budget is free to download, with in-app purchases available.
Do BudlyApp or Plan Personal Budget have ads?
Neither BudlyApp nor Plan Personal Budget shows ads.
Which is updated more often, BudlyApp or Plan Personal Budget?
BudlyApp ships an update every 4 days, and Plan Personal Budget every 2 weeks. Most recently, BudlyApp was updated on October 9, 2026 and Plan Personal Budget on October 6, 2026.

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