Comparison

Sem vs BudlyApp

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Sem

Easily manage your expenses, categorize spending, and track savings with this intuitive budgeting tool. Receive timely reminders for upcoming bills and generate detailed monthly financial statements to understand your spending habits.

Highlights
  • Add and manage expenses
  • Categorize spending
  • Monthly budget overviews
  • Push notifications for due dates
  • Generate monthly statements
  • Light and Dark mode
Features
Read full description

Take control of your finances with Sem, the user-friendly budgeting app designed for everyday users. Easily add and manage your expenses, categorize them, and stay on top of what matters most. With monthly budget overviews, push notifications to remind you of upcoming expenses, and the ability to generate detailed statements, managing your finances has never been simpler. Whether tracking savings, wants, or needs, Sem helps you see where your money goes. Key Features: • Add and manage expenses with name, status, due date, category, and notes. • Select any month for your budget. • Receive push notifications 3, 2, or 1 day before a expense is due. • Auto-generate and download monthly statements. • Multi-select and swipe to manage expenses. • Light and Dark mode support. • Budget overview by month. • User feedback integration. • Onboarding guide. Developed by a solo creator passionate about financial health, Sem is here to make personal finance easier for you. We welcome all feedback and suggestions through the Feedback button in Settings. Let Sem help you manage your finances effortlessly.

About

BudlyApp

Effortlessly track your expenses and manage your budget with this intuitive finance app. Log spending in seconds, ask questions about your financial habits, and visualize your money's flow with clear charts and custom categories. Ideal for those seeking financial control without the complexity.

Highlights
  • Monthly budget tracking
  • Customizable spending categories
  • Trip-specific budgets
  • Automated subscription logging
  • AI-powered spending analysis
  • Offline functionality
  • Cross-device data sync
Features
Read full description

Budly is the simplest way to know where your money goes. Set a monthly budget, log what you spend in a few taps, and let Budly turn it into something you can actually read. → Ask Budly anything about your spending: "How much did I spend on coffee last month?" and get a real answer, based on what you've actually logged. → Going on a trip? Open a separate trip budget in the local currency, track everything as it happens, and come home knowing exactly what you spent. → Already have your bank statements? Drop them in and Budly will sort them into categories and skip the ones you've already logged. WHAT YOU GET - A monthly budget that's actually clear at a glance - Categories you can name, color, and set your own limits on - Trips with their own currency and their own budget - Subscriptions and instalments that log themselves once you set them up - A chat that answers questions about your money in plain English, Portuguese, or Spanish - Home and lock screen widgets so your budget is one glance away - Charts that show where your money actually went, month by month - Gentle nudges when a category is about to blow up - Works fully without internet, and catches up with itself when you're back online - Your data follows you between your iPhone and iPad Budly is built for people who want to feel in control of their money without turning it into a second job. Built in Brazil. Made for the world. Terms of Use (EULA): https://giuliano.work/budly/terms-of-use Privacy Policy: https://giuliano.work/budly/privacy-policy

Screenshots

Sem4 screens
BudlyApp4 screens

Verdict

The call

The clearest difference is in-app purchases: Sem at none against BudlyApp's 2. Sem also leads on iOS requirement (12.0 vs 16.0). BudlyApp's advantage is update cadence (every 4 days vs every 4 months). On price, review sentiment, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. BudlyApp sells 2 in-app purchases, starting at $4.99 per month. Sem asks for nothing beyond the download.

UpkeepUpdate frequency

Sem ships an update every 4 months, BudlyApp every 4 days. The most recent releases landed on October 11, 2026 and October 9, 2026 respectively.

Scorecard4 real differences · 6 level
Sem versus BudlyApp: the parameters behind the verdict, then further details
ParameterSemBudlyApp
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings1 — better—
Update frequencyEvery 4 monthsEvery 4 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS12.0 — better16.0
Further details — not scored
Size53 MB58 MB
Age rating4+4+
DeveloperMark MendozaGiuliano Accorsi

Customer experience

Sem

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

BudlyApp

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Sem

No in-app purchases

2 purchases

BudlyApp

Subscriptions2
  • Budly Pro - Monthly14 Days trial$4.991 Month
  • Budly Pro - Annual1 Month trial$29.991 Year

Questions

Is Sem free?
Sem is free to download, with no in-app purchases.
Is BudlyApp free?
BudlyApp is free to download, with in-app purchases available.
Do Sem or BudlyApp have ads?
Neither Sem nor BudlyApp shows ads.
Which is updated more often, Sem or BudlyApp?
Sem ships an update every 4 months, and BudlyApp every 4 days. Most recently, Sem was updated on October 11, 2026 and BudlyApp on October 9, 2026.

Other comparisons