BM2 Finanzas vs Apunta

BM2 Finanzas es la herramienta definitiva para los trabajadores colombianos que buscan estabilidad financiera. No solo controlas lo que gastas, sino que maximizas lo que ganas. Características principales: - Beneficios laborales para empleados: Calcula y proyecta automáticamente tus primas, cesantías e intereses para que siempre sepas cuánto recibirás. - Gestión de Ingresos: Controla tus salarios y otros ingresos adicionales de forma organizada. - Control de Gastos: Registra tus movimientos diarios en segundos y evita fugas de dinero. - Metas de Ahorro: Crea objetivos claros y monitorea tu progreso con gráficos intuitivos. - Gestión de Deudas: Organiza tus pagos y mantén un historial crediticio saludable. - Seguridad Avanzada: Acceso rápido y privado mediante biometría y Face ID. Optimiza tu economía con una aplicación diseñada para entender tus beneficios laborales y potenciar tu ahorro.

Apunta is the fastest expense notebook: type the way you talk and the app does the rest. Type “lunch 14.50, uber 9, netflix 15.49” and Apunta creates all three entries with amount, category and date. It understands “yesterday”, “last night”, “2.5k” and amounts in your currency. LOG WITHOUT EFFORT • Several expenses at once, separated by commas • Income and expenses, with a preview before saving • Dictate with your voice or attach a photo of the receipt • Log without opening the app: Siri, the Action button, Control Center and widgets • Shortcuts for bank alerts and Apple Pay payments • Daily reminder and location reminders (optional) ORGANIZE YOUR MONEY • Automatic categories, your own categories and #tags • Payment methods with the banks and wallets of your country • Accounts with balances, transfers and credit cards with installments • Recurring expenses, payment reminders and debts • Category budgets with alerts • More than 20 currencies, including the euro • Import from CSV and export to CSV, Excel or PDF SEE WHERE IT GOES • Monthly statistics with a category chart • Comparison with last month and daily average • Weekly streak to build the habit • Usage tips that show up little by little APUNTA PRO (optional subscription) • Available today: how much you can spend today based on your budget or pay period • Month projection and monthly summary • Can I afford it? and Ask Apunta (processed on your iPhone) • Savings goals, previous months and a yearly view • Trip mode with its own currency and budget • Advanced widgets • Encrypted sync across your devices • Daily encrypted backup with receipt photos • Unlimited budgets and categories, no ads Apunta can be used for free with non-personalized ads. Apunta Pro is offered as a monthly or yearly subscription with a free trial. Payment is charged to your Apple ID account and the subscription renews automatically unless cancelled at least 24 hours before the end of the period. You can manage or cancel it in your Apple account settings. PRIVACY Apunta asks you to sign in with Apple or Google to keep your notebook safe with a cloud backup. Your expenses are encrypted on your iPhone before they leave it (end-to-end encryption): not even we can read them. You can delete your account and all your data from the app at any time. Terms of use: https://theprolegendary.github.io/terms.html Privacy policy: https://theprolegendary.github.io/privacy-en.html