Finnwise vs Apunta

Do you really know where your money goes every month? The first step to improving your finances is understanding your spending — and Finnwise makes it simple, smart, and even enjoyable. Finnwise is your personal AI-powered financial assistant. No spreadsheets, no complicated setup. Just complete clarity about your money so you can make better decisions, save more, and live with less financial stress. AI THAT WORKS FOR YOU Track expenses using natural language: simply tell the AI “I paid 250 for gas” and it categorizes, organizes, and saves it for you. With Apple Wallet automation (Premium), your transactions can be recorded automatically whenever you pay. Less work, more control. UNDERSTAND YOUR SPENDING Visualize your expenses by category, compare income vs. expenses, and discover your spending habits with clean, easy-to-read charts. Finnwise analyzes your history and shows you exactly where your money goes — so you can decide where to cut back. SMART BUDGETS Create category-based budgets and receive alerts before you overspend. How much have you spent on food this month? Have you exceeded your entertainment budget? Finnwise warns you in time so you can stay on track before it’s too late. REAL SAVINGS GOALS Set goals — vacations, emergency funds, a new phone — and contribute directly from the app. Watch your progress grow and celebrate milestones with the built-in achievement system. Saving money becomes motivating. MULTIPLE ACCOUNTS & CARDS Manage cash, debit cards, and credit cards all in one place. Set billing dates, payment reminders, and never forget to pay your credit card on time. Your financial health stays protected. AUTOMATIC RECURRING EXPENSES Netflix, rent, gym memberships, subscriptions... Set them up once and Finnwise logs them automatically. You’ll always know your fixed monthly expenses so you can plan accurately. LEARN & GROW Finnwise includes practical financial lessons: the 50/30/20 rule, emergency funds, debt management, and more. Level up, unlock achievements, and become the expert of your own finances. HOME SCREEN WIDGET Check your available balance and monthly cash flow at a glance directly from your home screen — no need to open the app. SECURE & ALWAYS AVAILABLE Sign in with Google or Apple. Your data syncs in real time and remains available even without an internet connection. Financial change doesn’t require being an economics expert. It simply requires taking the first step: understanding where your money goes. Finnwise makes that first step easy — and the next ones inevitable. Download Finnwise today. Your future self will thank you. Available in Free, Basic, and Premium plans to fit your financial journey. This app offers auto-renewable subscriptions. By subscribing, you agree to our Terms of Use, EULA and Privacy Policy available at: https://finnwiseapp.com/terms.html Official Website https://finnwiseapp.com

Apunta is the fastest expense notebook: type the way you talk and the app does the rest. Type “lunch 14.50, uber 9, netflix 15.49” and Apunta creates all three entries with amount, category and date. It understands “yesterday”, “last night”, “2.5k” and amounts in your currency. LOG WITHOUT EFFORT • Several expenses at once, separated by commas • Income and expenses, with a preview before saving • Dictate with your voice or attach a photo of the receipt • Log without opening the app: Siri, the Action button, Control Center and widgets • Shortcuts for bank alerts and Apple Pay payments • Daily reminder and location reminders (optional) ORGANIZE YOUR MONEY • Automatic categories, your own categories and #tags • Payment methods with the banks and wallets of your country • Accounts with balances, transfers and credit cards with installments • Recurring expenses, payment reminders and debts • Category budgets with alerts • More than 20 currencies, including the euro • Import from CSV and export to CSV, Excel or PDF SEE WHERE IT GOES • Monthly statistics with a category chart • Comparison with last month and daily average • Weekly streak to build the habit • Usage tips that show up little by little APUNTA PRO (optional subscription) • Available today: how much you can spend today based on your budget or pay period • Month projection and monthly summary • Can I afford it? and Ask Apunta (processed on your iPhone) • Savings goals, previous months and a yearly view • Trip mode with its own currency and budget • Advanced widgets • Encrypted sync across your devices • Daily encrypted backup with receipt photos • Unlimited budgets and categories, no ads Apunta can be used for free with non-personalized ads. Apunta Pro is offered as a monthly or yearly subscription with a free trial. Payment is charged to your Apple ID account and the subscription renews automatically unless cancelled at least 24 hours before the end of the period. You can manage or cancel it in your Apple account settings. PRIVACY Apunta asks you to sign in with Apple or Google to keep your notebook safe with a cloud backup. Your expenses are encrypted on your iPhone before they leave it (end-to-end encryption): not even we can read them. You can delete your account and all your data from the app at any time. Terms of use: https://theprolegendary.github.io/terms.html Privacy policy: https://theprolegendary.github.io/privacy-en.html