Comparison

Subcut vs SubRadar AI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Subcut

Effortlessly track all your recurring expenses, from streaming services to software subscriptions. Get smart reminders before you're charged, visualize your bills on a calendar, and receive guided help to cancel unwanted services, saving you money.

Highlights
  • Subscription tracking
  • Bill reminders
  • Free-trial alerts
  • Visual bill calendar
  • Guided cancellation
  • Automatic import
  • Offline functionality
Features
Read full description

Most people are paying for subscriptions they forgot they had. Subcut helps you find them, then cancel the ones you do not want. Scan a bank or credit card statement and Subcut surfaces the recurring charges hiding inside it. The free trial that quietly started billing. The app you stopped opening months ago. The service you meant to cancel and never did. You see exactly what you are paying, and what it adds up to over a year. Find Forgotten Subscriptions • Bank statement import (CSV and PDF): upload a statement and Subcut picks out the recurring charges in about a minute • Email import (Gmail): scan receipts and confirmation emails to detect services automatically • App Store import: pull in your Apple subscriptions instantly • No manual typing, no guessing How import works: your statement or receipts are sent to a secure service that reads them to find recurring charges. They are used only to detect your subscriptions, and are never sold or shared. See Everything in One Calendar • Monthly calendar of every upcoming bill • Tap any day to see what is due • Color-coded categories • Automatic monthly and yearly totals Know what you pay, when you pay, and how much it really costs. Reminders Before You Get Charged • Alerts before each billing date • Free-trial ending warnings so you can cancel in time • Custom reminder timing • Snooze or turn off per subscription Cancel, With Guidance Subcut helps you actually cancel, not just track. • Step-by-step cancellation instructions • Website links, email templates, and phone numbers • Difficulty rating and estimated time • Savings tracked after you cancel Keep Everything Organized For every subscription you can store the name and icon, price and currency, billing cycle, category, notes, cancellation link, and trial status. Categories include Entertainment, Music, Productivity, Cloud, Gaming, Finance, Fitness, Education, Shopping, Utilities, and more. Understand Your Spending • Monthly and yearly totals • Monthly equivalent for annual plans • History of archived subscriptions • A running total of what you have saved by cancelling Privacy • No account required to start • Your subscription data is stored on your device, with optional iCloud sync • Face ID and Touch ID lock • No ads, no third-party tracking, no selling your data The app works offline for tracking and managing your subscriptions. Import needs a connection, because it reads your statements to find charges. Export Anytime Export to CSV or JSON for spreadsheets and budgeting tools. Subcut Pro • Unlimited subscriptions • Bank statement import • Data export • Custom notification timing • Priority support Free users can track up to 5 subscriptions. Terms of Use (EULA): https://subcut.xyz/terms Privacy Policy: https://subcut.xyz/privacy

About

SubRadar AI

Features
Read full description

SubRadar AI is the smartest way to take control of every recurring payment in your life. Stop paying for subscriptions you forgot about, see exactly where your money goes, and never get blindsided by a renewal again. WHY PEOPLE OVERPAY The average iPhone user spends over $230 a month on subscriptions — and half of them are forgotten trials, duplicates, or services they no longer use. SubRadar finds them in 30 seconds. ADD SUBSCRIPTIONS THE AI WAY - Voice — speak naturally, AI extracts service, price, billing cycle - Photo — snap a screenshot or receipt, AI fills the rest - Gmail scan — connect Gmail, we find every subscription in your inbox automatically (Pro) - Smart catalog — autocomplete for 1,000+ popular services with local pricing NEVER MISS A CHARGE - Push reminders 1-7 days before every renewal - Trial expiration alerts so you cancel before the auto-charge - Upcoming payments calendar - Real-time price-change detection AI INSIGHTS THAT SAVE MONEY - Forecast: how much you'll spend over the next 1, 6, and 12 months - Duplicate detection: same service paid through different cards or family members - Unused subscription alerts based on usage signals - Cheaper alternative suggestions for your current services - Monthly AI audit with personalized cancellation recommendations ANALYTICS BUILT FOR REAL DECISIONS - Category breakdown: streaming, AI tools, productivity, fitness, more - Per-card and per-merchant breakdowns - Year-over-year trend charts - Export full PDF reports for taxes and expense tracking ORGANIZE BY PAYMENT CARD - Link each subscription to a specific card by last 4 digits - Per-card totals at a glance - Know exactly which card gets hit and when FOR FAMILIES AND TEAMS - Shared workspace for the household or company - See who uses what — eliminate duplicate seats immediately - Per-member spending overview - Role-based access and member analytics PLANS - Free: track up to 3 subscriptions with basic analytics - Pro: unlimited subscriptions, voice + photo + Gmail import, full AI analytics, PDF reports - Team: everything in Pro plus shared workspace, member insights, and admin controls 10 LANGUAGES English, Russian, German, French, Spanish, Portuguese, Italian, Kazakh, Japanese, Korean, Simplified Chinese. PRIVACY FIRST End-to-end encryption in transit. Database-level encryption at rest. We do not sell your data and we do not share it with advertisers — ever. Independent CASA Tier 2 security audit passed. Website: https://subradar.ai Support: support@subradar.ai Terms of Use (EULA): https://subradar.ai/legal/terms Privacy Policy: https://subradar.ai/legal/privacy

Screenshots

Subcut4 screens
SubRadar AI4 screens

Verdict

The call

The clearest difference is ads: SubRadar AI at none against Subcut's shown. SubRadar AI also leads on iOS requirement (15.1 vs 17.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subcut sells 3 in-app purchases, starting at $4.99 per month and SubRadar AI sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Subcut ships an update every 6 days, SubRadar AI every 5 days. The most recent releases landed on September 23, 2026 and September 9, 2026 respectively.

Scorecard2 real differences · 8 level
Subcut versus SubRadar AI: the parameters behind the verdict, then further details
ParameterSubcutSubRadar AI
PriceFreeFree
Rating4.9 (17 ratings) — better
Positive reviews100.0% of reviews
Number of ratings17 — better
Update frequencyEvery 6 daysEvery 5 days — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFreemium
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.1 — better
Further details — not scored
Size27 MB53 MB
Age rating4+4+
DeveloperShrenik ChoudharyGOALIN, TOO

In-app purchases

3 purchases

Subcut

Subscriptions2
  • Subcut Pro - Monthly$4.991 Month
  • Subcut Pro - Yearly$14.991 Year
One-time1
  • Subcut Pro - LIFETIME$24.99
4 purchases

SubRadar AI

Subscriptions4
  • SubRadar Pro Monthly7 Days trial$4.991 Month
  • SubRadar Team7 Days trial$14.991 Month
  • SubRadar Pro Yearly7 Days trial$29.991 Year
Show 1 more
  • SubRadar Team Yearly7 Days trial$99.991 Year

Questions

Is Subcut free?
Subcut is free to download, with in-app purchases available.
Is SubRadar AI free?
SubRadar AI is free to download, with in-app purchases available.
Do Subcut or SubRadar AI have ads?
Subcut shows ads; SubRadar AI does not.
Which is updated more often, Subcut or SubRadar AI?
Subcut ships an update every 6 days, and SubRadar AI every 5 days. Most recently, Subcut was updated on September 23, 2026 and SubRadar AI on September 9, 2026.

Other comparisons