Subcut vs ExpensePal
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Subcut
Effortlessly track all your recurring expenses, from streaming services to software subscriptions. Get smart reminders before you're charged, visualize your bills on a calendar, and receive guided help to cancel unwanted services, saving you money.
- Subscription tracking
- Bill reminders
- Free-trial alerts
- Visual bill calendar
- Guided cancellation
- Automatic import
- Offline functionality
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Most people are paying for subscriptions they forgot they had. Subcut helps you find them, then cancel the ones you do not want. Scan a bank or credit card statement and Subcut surfaces the recurring charges hiding inside it. The free trial that quietly started billing. The app you stopped opening months ago. The service you meant to cancel and never did. You see exactly what you are paying, and what it adds up to over a year. Find Forgotten Subscriptions • Bank statement import (CSV and PDF): upload a statement and Subcut picks out the recurring charges in about a minute • Email import (Gmail): scan receipts and confirmation emails to detect services automatically • App Store import: pull in your Apple subscriptions instantly • No manual typing, no guessing How import works: your statement or receipts are sent to a secure service that reads them to find recurring charges. They are used only to detect your subscriptions, and are never sold or shared. See Everything in One Calendar • Monthly calendar of every upcoming bill • Tap any day to see what is due • Color-coded categories • Automatic monthly and yearly totals Know what you pay, when you pay, and how much it really costs. Reminders Before You Get Charged • Alerts before each billing date • Free-trial ending warnings so you can cancel in time • Custom reminder timing • Snooze or turn off per subscription Cancel, With Guidance Subcut helps you actually cancel, not just track. • Step-by-step cancellation instructions • Website links, email templates, and phone numbers • Difficulty rating and estimated time • Savings tracked after you cancel Keep Everything Organized For every subscription you can store the name and icon, price and currency, billing cycle, category, notes, cancellation link, and trial status. Categories include Entertainment, Music, Productivity, Cloud, Gaming, Finance, Fitness, Education, Shopping, Utilities, and more. Understand Your Spending • Monthly and yearly totals • Monthly equivalent for annual plans • History of archived subscriptions • A running total of what you have saved by cancelling Privacy • No account required to start • Your subscription data is stored on your device, with optional iCloud sync • Face ID and Touch ID lock • No ads, no third-party tracking, no selling your data The app works offline for tracking and managing your subscriptions. Import needs a connection, because it reads your statements to find charges. Export Anytime Export to CSV or JSON for spreadsheets and budgeting tools. Subcut Pro • Unlimited subscriptions • Bank statement import • Data export • Custom notification timing • Priority support Free users can track up to 5 subscriptions. Terms of Use (EULA): https://subcut.xyz/terms Privacy Policy: https://subcut.xyz/privacy
ExpensePal
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Expense Pal turns receipt photos and PDFs into organized, searchable expense records. Capture a receipt, let AI extract the key details, review the results, and keep your spending organized without manual data entry. Use Expense Pal to: - Scan paper receipts with your camera - Upload receipt images or PDF receipts - Extract merchant, date, totals, tax, tip, and line items automatically - Review, edit, and approve extracted data before saving - Organize expenses with profiles, categories, and rules - Track spending with dashboards, category breakdowns, and trends - Export your data when you need it Expense Pal is built for personal use, freelancers, and small businesses that want a faster way to capture receipts and understand spending. AI extraction helps speed up data entry, but you should always review extracted fields before relying on them for accounting, tax, or reimbursement purposes. Terms of Use: https://www.expensepal.net/terms.html Privacy Policy: https://www.expensepal.net/privacy.html
Screenshots
Verdict
The clearest difference is ads: ExpensePal at none against Subcut's shown. Subcut's advantage is update cadence (every 6 days vs every 6 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Subcut sells 3 in-app purchases, starting at $4.99 per month and ExpensePal sells 3 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.
Subcut ships an update every 6 days, ExpensePal every 6 months. The most recent releases landed on October 16, 2026 and September 20, 2026 respectively.
| Parameter | Subcut | ExpensePal |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (18 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 18 — better | — |
| Update frequency | Every 6 days — better | Every 6 months |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 17.0 | 16.4 — better |
| Further details — not scored | ||
| Size | 29 MB | 59 MB |
| Age rating | 4+ | 4+ |
| Developer | Shrenik Choudhary | MGS 622 Studios |
In-app purchases
Subcut
- Subcut Pro - Monthly$4.991 Month
- Subcut Pro - Yearly$14.991 Year
- Subcut Pro - LIFETIME$24.99
ExpensePal
- Expense Pal Pro — Monthly$9.991 Month
- Expense Pal Pro — Yearly7 Days trial$89.991 Year
- Expense Pal Pro Lifetime$59.99









