Comparison

Subcut vs SubTrack'd

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Subcut

Effortlessly track all your recurring expenses, from streaming services to software subscriptions. Get smart reminders before you're charged, visualize your bills on a calendar, and receive guided help to cancel unwanted services, saving you money.

Highlights
  • Subscription tracking
  • Bill reminders
  • Free-trial alerts
  • Visual bill calendar
  • Guided cancellation
  • Automatic import
  • Offline functionality
Features
Read full description

Most people are paying for subscriptions they forgot they had. Subcut helps you find them, then cancel the ones you do not want. Scan a bank or credit card statement and Subcut surfaces the recurring charges hiding inside it. The free trial that quietly started billing. The app you stopped opening months ago. The service you meant to cancel and never did. You see exactly what you are paying, and what it adds up to over a year. Find Forgotten Subscriptions • Bank statement import (CSV and PDF): upload a statement and Subcut picks out the recurring charges in about a minute • Email import (Gmail): scan receipts and confirmation emails to detect services automatically • App Store import: pull in your Apple subscriptions instantly • No manual typing, no guessing How import works: your statement or receipts are sent to a secure service that reads them to find recurring charges. They are used only to detect your subscriptions, and are never sold or shared. See Everything in One Calendar • Monthly calendar of every upcoming bill • Tap any day to see what is due • Color-coded categories • Automatic monthly and yearly totals Know what you pay, when you pay, and how much it really costs. Reminders Before You Get Charged • Alerts before each billing date • Free-trial ending warnings so you can cancel in time • Custom reminder timing • Snooze or turn off per subscription Cancel, With Guidance Subcut helps you actually cancel, not just track. • Step-by-step cancellation instructions • Website links, email templates, and phone numbers • Difficulty rating and estimated time • Savings tracked after you cancel Keep Everything Organized For every subscription you can store the name and icon, price and currency, billing cycle, category, notes, cancellation link, and trial status. Categories include Entertainment, Music, Productivity, Cloud, Gaming, Finance, Fitness, Education, Shopping, Utilities, and more. Understand Your Spending • Monthly and yearly totals • Monthly equivalent for annual plans • History of archived subscriptions • A running total of what you have saved by cancelling Privacy • No account required to start • Your subscription data is stored on your device, with optional iCloud sync • Face ID and Touch ID lock • No ads, no third-party tracking, no selling your data The app works offline for tracking and managing your subscriptions. Import needs a connection, because it reads your statements to find charges. Export Anytime Export to CSV or JSON for spreadsheets and budgeting tools. Subcut Pro • Unlimited subscriptions • Bank statement import • Data export • Custom notification timing • Priority support Free users can track up to 5 subscriptions. Terms of Use (EULA): https://subcut.xyz/terms Privacy Policy: https://subcut.xyz/privacy

About

SubTrack'd

This app helps you track your recurring expenses directly from your iPhone's home screen. It offers a privacy-focused design, requiring no bank account linking. Visualize your spending at a glance with customizable widgets and receive timely renewal alerts.

Highlights
  • Widget-first design for home, lock, and StandBy screens
  • Privacy-focused, no bank account linking
  • Track up to 5 subscriptions for free
  • Upcoming renewal alerts
  • Customizable icons and colors
  • Data export to CSV/JSON (Pro)
  • One-time purchase for unlimited subscriptions
Features
Read full description

Your subscriptions live on your home screen now. SubTrack'd is the subscription tracker designed for your iPhone's home screen — not buried in an app you'll forget to open. Add your subscriptions manually, place a widget, and always know exactly what you're spending. No bank account linking. No cloud sign-up. Just you, your data, and a clean widget you'll actually look at. WIDGET-FIRST DESIGN Other trackers make you open an app. SubTrack'd puts your spending right on your home screen, lock screen, and StandBy display. Glance at your phone and instantly see what's due this week and how much you're spending per month. Medium, small, and lock screen widgets are all included — even on the free tier. PRIVACY BY DESIGN SubTrack'd never asks for your bank account, email, or any personal information. Your subscription data stays on your device. Period. No accounts to create. No data to sync to someone else's server. If you chose Bobby over Rocket Money because you value privacy, SubTrack'd is your upgrade. WHAT YOU GET — FREE - Track up to 5 subscriptions with full detail - Home screen widgets (small + medium) - Lock screen widgets (circular + rectangular) - StandBy widget for nightstand mode - Dashboard with monthly and yearly spend totals - Upcoming renewal alerts at a glance - Choose from preset icons and colors for each subscription - Dark Mode support throughout - Renewal notifications (day-of and 1 day before) WHAT YOU GET — SUBTRACK'D PRO ($5.99, one-time purchase) - Unlimited subscriptions — no cap, ever - Spending breakdown by category with beautiful charts - Export your data as CSV or JSON - Custom notification timing (3 days before, 1 week before) - Custom icons and colors beyond the preset palette - Support an independent developer — no subscription fee, no irony BUILT FOR iOS SubTrack'd is built with SwiftUI and designed from the ground up for the latest version of iOS. It uses Liquid Glass design language, smooth animations, haptic feedback, and SF Symbols throughout. It looks and feels like it belongs on your iPhone because it was built exclusively for it. WHY NOT JUST USE ROCKET MONEY? Rocket Money is great — if you're comfortable giving a company full access to your bank accounts. If you're not, you've been stuck with apps that haven't been updated in years. SubTrack'd fills that gap: modern design, powerful widgets, and complete privacy. No bank account required. Ever. A NOTE ON PRICING We think charging a monthly subscription to track your subscriptions is a little ironic. SubTrack'd Pro is a one-time purchase of $5.99. Pay once, unlock everything, and never think about it again.

Screenshots

Subcut4 screens
SubTrack'd4 screens

Verdict

The call

The clearest difference is ads: SubTrack'd at none against Subcut's shown. Subcut's advantage is update cadence (every 6 days vs every 5 weeks) and ratings volume (17 vs 1). On price, rating, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subcut sells 3 in-app purchases, starting at $4.99 per month and SubTrack'd sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Subcut against 5.0 for SubTrack'd. That said, the two scores are not equally well evidenced: Subcut has 17 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Subcut ships an update every 6 days, SubTrack'd every 5 weeks. The most recent releases landed on September 23, 2026 and September 19, 2026 respectively.

Scorecard4 real differences · 6 level
Subcut versus SubTrack'd: the parameters behind the verdict, then further details
ParameterSubcutSubTrack'd
PriceFreeFree
Rating4.9 (17 ratings)5.0 (1 ratings) — better
Positive reviews100.0% of reviews—
Number of ratings17 — better1
Update frequencyEvery 6 days — betterEvery 5 weeks
AdsYesNo — better
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 — better26.2
Further details — not scored
Size27 MB8 MB
Age rating4+4+
DeveloperShrenik ChoudharyMOVIECLUB LLC

Customer experience

Subcut

All ratings17 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews25 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

SubTrack'd

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Subcut

Subscriptions2
  • Subcut Pro - Monthly$4.991 Month
  • Subcut Pro - Yearly$14.991 Year
One-time1
  • Subcut Pro - LIFETIME$24.99
1 purchases

SubTrack'd

One-time1
  • SubTrack'd Pro$5.99

Questions

Is Subcut free?
Subcut is free to download, with in-app purchases available.
Is SubTrack'd free?
SubTrack'd is free to download, with in-app purchases available.
Which has better reviews, Subcut or SubTrack'd?
SubTrack'd is rated higher. Subcut averages 4.9 out of 5 from 17 ratings, while SubTrack'd averages 5.0 from 1 ratings.
Do Subcut or SubTrack'd have ads?
Subcut shows ads; SubTrack'd does not.
Which is updated more often, Subcut or SubTrack'd?
Subcut ships an update every 6 days, and SubTrack'd every 5 weeks. Most recently, Subcut was updated on September 23, 2026 and SubTrack'd on September 19, 2026.

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