Comparison

Subcut vs SubTrackr

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Subcut

Effortlessly track all your recurring expenses, from streaming services to software subscriptions. Get smart reminders before you're charged, visualize your bills on a calendar, and receive guided help to cancel unwanted services, saving you money.

Highlights
  • Subscription tracking
  • Bill reminders
  • Free-trial alerts
  • Visual bill calendar
  • Guided cancellation
  • Automatic import
  • Offline functionality
Features
Read full description

Most people are paying for subscriptions they forgot they had. Subcut helps you find them, then cancel the ones you do not want. Scan a bank or credit card statement and Subcut surfaces the recurring charges hiding inside it. The free trial that quietly started billing. The app you stopped opening months ago. The service you meant to cancel and never did. You see exactly what you are paying, and what it adds up to over a year. Find Forgotten Subscriptions • Bank statement import (CSV and PDF): upload a statement and Subcut picks out the recurring charges in about a minute • Email import (Gmail): scan receipts and confirmation emails to detect services automatically • App Store import: pull in your Apple subscriptions instantly • No manual typing, no guessing How import works: your statement or receipts are sent to a secure service that reads them to find recurring charges. They are used only to detect your subscriptions, and are never sold or shared. See Everything in One Calendar • Monthly calendar of every upcoming bill • Tap any day to see what is due • Color-coded categories • Automatic monthly and yearly totals Know what you pay, when you pay, and how much it really costs. Reminders Before You Get Charged • Alerts before each billing date • Free-trial ending warnings so you can cancel in time • Custom reminder timing • Snooze or turn off per subscription Cancel, With Guidance Subcut helps you actually cancel, not just track. • Step-by-step cancellation instructions • Website links, email templates, and phone numbers • Difficulty rating and estimated time • Savings tracked after you cancel Keep Everything Organized For every subscription you can store the name and icon, price and currency, billing cycle, category, notes, cancellation link, and trial status. Categories include Entertainment, Music, Productivity, Cloud, Gaming, Finance, Fitness, Education, Shopping, Utilities, and more. Understand Your Spending • Monthly and yearly totals • Monthly equivalent for annual plans • History of archived subscriptions • A running total of what you have saved by cancelling Privacy • No account required to start • Your subscription data is stored on your device, with optional iCloud sync • Face ID and Touch ID lock • No ads, no third-party tracking, no selling your data The app works offline for tracking and managing your subscriptions. Import needs a connection, because it reads your statements to find charges. Export Anytime Export to CSV or JSON for spreadsheets and budgeting tools. Subcut Pro • Unlimited subscriptions • Bank statement import • Data export • Custom notification timing • Priority support Free users can track up to 5 subscriptions. Terms of Use (EULA): https://subcut.xyz/terms Privacy Policy: https://subcut.xyz/privacy

About

SubTrackr

Features
Read full description

Are you paying for subscriptions you forgot about? The average person wastes $200+ every year on forgotten subscriptions and surprise charges. SubTrackr gives you complete visibility over every recurring payment -- so you always know exactly what you're paying and when. TRACK EVERY SUBSCRIPTION Add any subscription in seconds -- Netflix, Spotify, gym, iCloud, ChatGPT, Adobe, and 100+ pre-loaded services. Choose from our library or add your own custom subscriptions. - Weekly, monthly, quarterly, or yearly billing cycles - Category breakdown: Entertainment, Productivity, Health, and more - Swipe to delete anything you've cancelled - Works 100% offline -- your data is always available FREE TRIAL TRACKER Never get surprise-charged again. SubTrackr tracks your free trials separately with a live countdown showing exactly how many days remain before you get charged. - Color-coded badges: green (safe), amber (expiring soon), red (urgent) - Automatic alerts 3 days before any trial converts to paid - The only subscription tracker with dedicated free trial protection AI SPENDING INSIGHTS (PRO) Our AI analyses your full subscription list and tells you exactly where your money goes: - Your single biggest expense and what % of your total it represents - Spending patterns across categories you didn't notice - Notable observations about your recurring costs No cancellation pressure. Just honest intelligence about your money. RENEWAL REMINDERS Get notified before every renewal hits your card -- never be caught off guard again. - Push notifications 3 days before renewal - Trial expiry alerts so you can cancel in time - Custom reminder timing for each subscription KNOW YOUR TRUE SPEND Tap your spend card to see your costs three ways: - Monthly total -- your real monthly burn rate - Weekly total -- how much you spend per week - Yearly total -- the number that usually shocks people BUILT FOR PRIVACY SubTrackr never connects to your bank account. You enter subscriptions manually -- your data stays yours. - Local-first: everything saves instantly, even without internet - Cross-device sync: log in on a new device and all your data restores - Face ID / Touch ID app lock for extra security - No bank account required -- ever FREE PLAN Track up to 2 subscriptions for free. No credit card required. PRO PLAN - Unlimited subscriptions - AI Spending Insights - Free Trial Tracker - Renewal Reminders - Lifetime purchase available -- pay once, use forever Stop guessing what you pay every month. Download SubTrackr and find out in 30 seconds -- free. Privacy Policy: https://sites.google.com/view/subscriptiontrack/home Terms of Use (EULA) : https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Subcut4 screens
SubTrackr4 screens

Verdict

The call

The clearest difference is ads: SubTrackr at none against Subcut's shown. SubTrackr also leads on iOS requirement (15.5 vs 17.0). Subcut's advantage is update cadence (every 6 days vs every 3 months). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subcut sells 3 in-app purchases, starting at $4.99 per month and SubTrackr sells 3 in-app purchases, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Subcut ships an update every 6 days, SubTrackr every 3 months. The most recent releases landed on September 26, 2026 and September 22, 2026 respectively.

Scorecard3 real differences · 7 level
Subcut versus SubTrackr: the parameters behind the verdict, then further details
ParameterSubcutSubTrackr
PriceFreeFree
Rating4.9 (18 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings18 — better—
Update frequencyEvery 6 days — betterEvery 3 months
AdsYesNo — better
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.5 — better
Further details — not scored
Size29 MB79 MB
Age rating4+4+
DeveloperShrenik ChoudharyAbdul Manan

In-app purchases

3 purchases

Subcut

Subscriptions2
  • Subcut Pro - Monthly$4.991 Month
  • Subcut Pro - Yearly$14.991 Year
One-time1
  • Subcut Pro - LIFETIME$24.99
3 purchases

SubTrackr

Subscriptions3
  • SubTrackr Pro$2.997 Days
  • SubTrackr Pro$7.991 Month
  • SubTrackr Pro$39.991 Year

Questions

Is Subcut free?
Subcut is free to download, with in-app purchases available.
Is SubTrackr free?
SubTrackr is free to download, with in-app purchases available.
Do Subcut or SubTrackr have ads?
Subcut shows ads; SubTrackr does not.
Which is updated more often, Subcut or SubTrackr?
Subcut ships an update every 6 days, and SubTrackr every 3 months. Most recently, Subcut was updated on September 26, 2026 and SubTrackr on September 22, 2026.

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