Comparison

Subcut vs Subscription Guard

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Subcut

Effortlessly track all your recurring expenses, from streaming services to software subscriptions. Get smart reminders before you're charged, visualize your bills on a calendar, and receive guided help to cancel unwanted services, saving you money.

Highlights
  • Subscription tracking
  • Bill reminders
  • Free-trial alerts
  • Visual bill calendar
  • Guided cancellation
  • Automatic import
  • Offline functionality
Features
Read full description

Most people are paying for subscriptions they forgot they had. Subcut helps you find them, then cancel the ones you do not want. Scan a bank or credit card statement and Subcut surfaces the recurring charges hiding inside it. The free trial that quietly started billing. The app you stopped opening months ago. The service you meant to cancel and never did. You see exactly what you are paying, and what it adds up to over a year. Find Forgotten Subscriptions • Bank statement import (CSV and PDF): upload a statement and Subcut picks out the recurring charges in about a minute • Email import (Gmail): scan receipts and confirmation emails to detect services automatically • App Store import: pull in your Apple subscriptions instantly • No manual typing, no guessing How import works: your statement or receipts are sent to a secure service that reads them to find recurring charges. They are used only to detect your subscriptions, and are never sold or shared. See Everything in One Calendar • Monthly calendar of every upcoming bill • Tap any day to see what is due • Color-coded categories • Automatic monthly and yearly totals Know what you pay, when you pay, and how much it really costs. Reminders Before You Get Charged • Alerts before each billing date • Free-trial ending warnings so you can cancel in time • Custom reminder timing • Snooze or turn off per subscription Cancel, With Guidance Subcut helps you actually cancel, not just track. • Step-by-step cancellation instructions • Website links, email templates, and phone numbers • Difficulty rating and estimated time • Savings tracked after you cancel Keep Everything Organized For every subscription you can store the name and icon, price and currency, billing cycle, category, notes, cancellation link, and trial status. Categories include Entertainment, Music, Productivity, Cloud, Gaming, Finance, Fitness, Education, Shopping, Utilities, and more. Understand Your Spending • Monthly and yearly totals • Monthly equivalent for annual plans • History of archived subscriptions • A running total of what you have saved by cancelling Privacy • No account required to start • Your subscription data is stored on your device, with optional iCloud sync • Face ID and Touch ID lock • No ads, no third-party tracking, no selling your data The app works offline for tracking and managing your subscriptions. Import needs a connection, because it reads your statements to find charges. Export Anytime Export to CSV or JSON for spreadsheets and budgeting tools. Subcut Pro • Unlimited subscriptions • Bank statement import • Data export • Custom notification timing • Priority support Free users can track up to 5 subscriptions. Terms of Use (EULA): https://subcut.xyz/terms Privacy Policy: https://subcut.xyz/privacy

About

Subscription Guard

Features
Read full description

Stop surprise subscription charges before they happen. Subscription Guard helps you track recurring bills, see monthly spend, and get renewal reminders without connecting your bank account. Add subscriptions manually or import them from an Apple subscriptions screenshot. Subscription Guard keeps the experience simple, private, and focused on what matters: knowing what renews next and how much it costs. Key features: • Track subscriptions, trials, and recurring bills • Import Apple subscription screenshots for faster setup • See monthly and yearly spending at a glance • Get reminders before renewals and trial endings • Use widgets to check spend and upcoming renewals • Add App Store icons and names for a cleaner list • Track weekly, monthly, and yearly billing cycles • Keep control without bank logins or account syncing How it works: 1. Add or import your subscriptions 2. Review your monthly spend and renewal dates 3. Get reminded before the next charge Subscription Guard is built for people who want clarity, not another complicated finance app. Download Subscription Guard and take back control of your recurring charges. Subscription options: Pro Monthly: $1.99 Pro Annual: $9.99 Term of Use: https://phanithny.com/apps/subscriptionguard/term-of-use.html Privacy: https://phanithny.com/apps/subscriptionguard/privacy-policy.html Support: phanith.ny@icloud.com

Screenshots

Subcut4 screens
Subscription Guard4 screens

Verdict

The call

The clearest difference is ads: Subscription Guard at none against Subcut's shown. Subcut's advantage is update cadence (every 6 days vs fortnightly). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subcut sells 3 in-app purchases, starting at $4.99 per month and Subscription Guard sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Subcut ships an update every 6 days, Subscription Guard fortnightly. The most recent releases landed on October 20, 2026 and October 19, 2026 respectively.

Scorecard2 real differences · 8 level
Subcut versus Subscription Guard: the parameters behind the verdict, then further details
ParameterSubcutSubscription Guard
PriceFreeFree
Rating4.9 (19 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings19 — better—
Update frequencyEvery 6 days — betterFortnightly
AdsYesNo — better
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.017.0
Further details — not scored
Size29 MB17 MB
Age rating4+4+
DeveloperShrenik ChoudharyPhanith Ny

In-app purchases

3 purchases

Subcut

Subscriptions2
  • Subcut Pro - Monthly$4.991 Month
  • Subcut Pro - Yearly$14.991 Year
One-time1
  • Subcut Pro - LIFETIME$24.99
2 purchases

Subscription Guard

Subscriptions2
  • Pro Monthly$1.991 Month
  • Pro Annual$9.991 Year

Questions

Is Subcut free?
Subcut is free to download, with in-app purchases available.
Is Subscription Guard free?
Subscription Guard is free to download, with in-app purchases available.
Do Subcut or Subscription Guard have ads?
Subcut shows ads; Subscription Guard does not.
Which is updated more often, Subcut or Subscription Guard?
Subcut ships an update every 6 days, and Subscription Guard fortnightly. Most recently, Subcut was updated on October 20, 2026 and Subscription Guard on October 19, 2026.

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