Comparison

Subcut vs SubWise

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Subcut

Effortlessly track all your recurring expenses, from streaming services to software subscriptions. Get smart reminders before you're charged, visualize your bills on a calendar, and receive guided help to cancel unwanted services, saving you money.

Highlights
  • Subscription tracking
  • Bill reminders
  • Free-trial alerts
  • Visual bill calendar
  • Guided cancellation
  • Automatic import
  • Offline functionality
Features
Read full description

Most people are paying for subscriptions they forgot they had. Subcut helps you find them, then cancel the ones you do not want. Scan a bank or credit card statement and Subcut surfaces the recurring charges hiding inside it. The free trial that quietly started billing. The app you stopped opening months ago. The service you meant to cancel and never did. You see exactly what you are paying, and what it adds up to over a year. Find Forgotten Subscriptions • Bank statement import (CSV and PDF): upload a statement and Subcut picks out the recurring charges in about a minute • Email import (Gmail): scan receipts and confirmation emails to detect services automatically • App Store import: pull in your Apple subscriptions instantly • No manual typing, no guessing How import works: your statement or receipts are sent to a secure service that reads them to find recurring charges. They are used only to detect your subscriptions, and are never sold or shared. See Everything in One Calendar • Monthly calendar of every upcoming bill • Tap any day to see what is due • Color-coded categories • Automatic monthly and yearly totals Know what you pay, when you pay, and how much it really costs. Reminders Before You Get Charged • Alerts before each billing date • Free-trial ending warnings so you can cancel in time • Custom reminder timing • Snooze or turn off per subscription Cancel, With Guidance Subcut helps you actually cancel, not just track. • Step-by-step cancellation instructions • Website links, email templates, and phone numbers • Difficulty rating and estimated time • Savings tracked after you cancel Keep Everything Organized For every subscription you can store the name and icon, price and currency, billing cycle, category, notes, cancellation link, and trial status. Categories include Entertainment, Music, Productivity, Cloud, Gaming, Finance, Fitness, Education, Shopping, Utilities, and more. Understand Your Spending • Monthly and yearly totals • Monthly equivalent for annual plans • History of archived subscriptions • A running total of what you have saved by cancelling Privacy • No account required to start • Your subscription data is stored on your device, with optional iCloud sync • Face ID and Touch ID lock • No ads, no third-party tracking, no selling your data The app works offline for tracking and managing your subscriptions. Import needs a connection, because it reads your statements to find charges. Export Anytime Export to CSV or JSON for spreadsheets and budgeting tools. Subcut Pro • Unlimited subscriptions • Bank statement import • Data export • Custom notification timing • Priority support Free users can track up to 5 subscriptions. Terms of Use (EULA): https://subcut.xyz/terms Privacy Policy: https://subcut.xyz/privacy

About

SubWise

Features
Read full description

SubWise helps you take control of your subscriptions and recurring payments. TRACK EVERYTHING IN ONE PLACE • Add subscriptions manually or scan PDF receipts to auto-detect them • Choose from 70+ popular services or add custom ones • Track monthly, yearly, weekly, or custom billing cycles • Support for multiple currencies NEVER MISS A RENEWAL • Get notified the day before a subscription renews • Calendar view shows all upcoming charges at a glance • See your total monthly and yearly spending FREE TRIAL MANAGEMENT • Mark subscriptions as free trials with end dates • Get reminded before trials expire so you can cancel in time • Clear visual indicators distinguish trials from paid subscriptions MANAGE & CANCEL EASILY • Direct links to manage or cancel each subscription on their website • Quick access to App Store subscription management • One tap to pause or deactivate tracking PRIVACY FIRST • No account required — ever • No cloud, no servers, no tracking • All your data stays on your device • PDF scanning happens entirely offline SubWise is the simple, private way to stay on top of your subscriptions. Download it today and stop paying for things you've forgotten about.

Screenshots

Subcut4 screens
SubWise4 screens

Verdict

The call

The clearest difference is ads: SubWise at none against Subcut's shown. SubWise also leads on update cadence (daily vs every 6 days) and iOS requirement (15.1 vs 17.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subcut sells 3 in-app purchases, starting at $4.99 per month and SubWise sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Subcut ships an update every 6 days, SubWise daily. The most recent releases landed on October 13, 2026 and October 4, 2026 respectively.

Scorecard3 real differences · 7 level
Subcut versus SubWise: the parameters behind the verdict, then further details
ParameterSubcutSubWise
PriceFreeFree
Rating4.9 (18 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings18 — better—
Update frequencyEvery 6 daysDaily — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.1 — better
Further details — not scored
Size29 MB33 MB
Age rating4+4+
DeveloperShrenik Choudharypaula deng

In-app purchases

3 purchases

Subcut

Subscriptions2
  • Subcut Pro - Monthly$4.991 Month
  • Subcut Pro - Yearly$14.991 Year
One-time1
  • Subcut Pro - LIFETIME$24.99
1 purchases

SubWise

One-time1
  • SubWise Pro$2.99

Questions

Is Subcut free?
Subcut is free to download, with in-app purchases available.
Is SubWise free?
SubWise is free to download, with in-app purchases available.
Do Subcut or SubWise have ads?
Subcut shows ads; SubWise does not.
Which is updated more often, Subcut or SubWise?
Subcut ships an update every 6 days, and SubWise daily. Most recently, Subcut was updated on October 13, 2026 and SubWise on October 4, 2026.

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