Subcut vs subly.
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Subcut
Effortlessly track all your recurring expenses, from streaming services to software subscriptions. Get smart reminders before you're charged, visualize your bills on a calendar, and receive guided help to cancel unwanted services, saving you money.
- Subscription tracking
- Bill reminders
- Free-trial alerts
- Visual bill calendar
- Guided cancellation
- Automatic import
- Offline functionality
Read full descriptionHide full description
Most people are paying for subscriptions they forgot they had. Subcut helps you find them, then cancel the ones you do not want. Scan a bank or credit card statement and Subcut surfaces the recurring charges hiding inside it. The free trial that quietly started billing. The app you stopped opening months ago. The service you meant to cancel and never did. You see exactly what you are paying, and what it adds up to over a year. Find Forgotten Subscriptions • Bank statement import (CSV and PDF): upload a statement and Subcut picks out the recurring charges in about a minute • Email import (Gmail): scan receipts and confirmation emails to detect services automatically • App Store import: pull in your Apple subscriptions instantly • No manual typing, no guessing How import works: your statement or receipts are sent to a secure service that reads them to find recurring charges. They are used only to detect your subscriptions, and are never sold or shared. See Everything in One Calendar • Monthly calendar of every upcoming bill • Tap any day to see what is due • Color-coded categories • Automatic monthly and yearly totals Know what you pay, when you pay, and how much it really costs. Reminders Before You Get Charged • Alerts before each billing date • Free-trial ending warnings so you can cancel in time • Custom reminder timing • Snooze or turn off per subscription Cancel, With Guidance Subcut helps you actually cancel, not just track. • Step-by-step cancellation instructions • Website links, email templates, and phone numbers • Difficulty rating and estimated time • Savings tracked after you cancel Keep Everything Organized For every subscription you can store the name and icon, price and currency, billing cycle, category, notes, cancellation link, and trial status. Categories include Entertainment, Music, Productivity, Cloud, Gaming, Finance, Fitness, Education, Shopping, Utilities, and more. Understand Your Spending • Monthly and yearly totals • Monthly equivalent for annual plans • History of archived subscriptions • A running total of what you have saved by cancelling Privacy • No account required to start • Your subscription data is stored on your device, with optional iCloud sync • Face ID and Touch ID lock • No ads, no third-party tracking, no selling your data The app works offline for tracking and managing your subscriptions. Import needs a connection, because it reads your statements to find charges. Export Anytime Export to CSV or JSON for spreadsheets and budgeting tools. Subcut Pro • Unlimited subscriptions • Bank statement import • Data export • Custom notification timing • Priority support Free users can track up to 5 subscriptions. Terms of Use (EULA): https://subcut.xyz/terms Privacy Policy: https://subcut.xyz/privacy
subly.
Read full descriptionHide full description
Every subscription. One calm screen. Small amounts that quietly add up. Subly puts your real monthly total in front of you the moment you open the app, so nothing renews without you knowing. SEE IT INSTANTLY • Your true monthly total, front and center • What renews next, and exactly when • Yearly projection, cost per day, average per subscription • Spending split by category NEVER GET SURPRISE-CHARGED AGAIN • Track free trials - Subly warns you before a trial converts to a paid plan • Renewal reminders the day before you're charged • Set a monthly budget and see instantly when you're over SET UP IN MINUTES • Pick from 65+ popular services with up-to-date prices, or add anything custom • Already tracking things in a spreadsheet or Notes? Import your list - Subly understands CSV files and even plain text like "Netflix 17,99 monthly" • Weekly, monthly, and yearly billing cycles, in EUR or USD with live exchange rates UNDERSTAND YOUR SPENDING • Browse month by month and see exactly what changed - what you added, canceled, or which trial started charging • Category breakdown shows where the money actually goes • Export everything as CSV whenever you want PRIVATE BY DESIGN No account. No bank connection. No cloud. Your data lives in one place: your device. Subly asks for nothing except the subscriptions you choose to track. Beautiful in light and dark mode. Built for people who want answers, not dashboards.
Screenshots
Verdict
The clearest difference is in-app purchases: subly. at none against Subcut's 3. subly. also leads on ads (none vs shown) and iOS requirement (13.0 vs 17.0). Subcut's advantage is update cadence (every 6 days vs every 3 weeks). On price and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Subcut sells 3 in-app purchases, starting at $4.99 per month. subly. asks for nothing beyond the download.
Subcut ships an update every 6 days, subly. every 3 weeks. The most recent releases landed on October 20, 2026 and October 10, 2026 respectively.
| Parameter | Subcut | subly. |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (19 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 19 — better | — |
| Update frequency | Every 6 days — better | Every 3 weeks |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 29 MB | 26 MB |
| Age rating | 4+ | 4+ |
| Developer | Shrenik Choudhary | Lazar Ristic |
In-app purchases
Subcut
- Subcut Pro - Monthly$4.991 Month
- Subcut Pro - Yearly$14.991 Year
- Subcut Pro - LIFETIME$24.99
subly.
No in-app purchases









