Paymate vs Last Payment

¡Olvídate de las libretas de papel! Lleva el control total de tu dinero prestado con PayMate. ¿Prestas dinero a amigos, familiares o clientes y te cuesta llevar la cuenta? PayMate es la herramienta definitiva para gestionar tus préstamos personales de forma fácil, rápida y segura. Dile adiós a los malentendidos y a los olvidos. Con PayMate, tendrás un asistente financiero en tu bolsillo que te recordará quién te debe, cuánto y cuándo deben pagarte. Ideal para prestamistas independientes, pequeños comercios que fían mercancía o simplemente para organizar las finanzas entre amigos. Características Principales: Registro Fácil: Crea fichas de préstamos en segundos con nombre, monto y fecha. Cálculo de Intereses: (Opcional) Configura tasas de interés simple o compuesto si tu modelo lo requiere. Control de Pagos Parciales: Registra abonos y mira cómo disminuye la deuda automáticamente. Historial Detallado: Visualiza el estado de cada préstamo (Pagado, Pendiente, Vencido). Recordatorios: Nunca dejes pasar una fecha de cobro importante. Modo Oscuro: Diseño elegante y fácil de leer en cualquier momento. Organiza tu cartera, mejora tu flujo de caja y recupera tu dinero sin estrés. ¡Descarga PayMate hoy y toma el control de tus cobranzas!

Tired of forgetting due dates and paying late fees? Last Payment keeps every bill, loan and subscription in one calm list. No account, no internet, no data leaving your phone. WHY LAST PAYMENT? • 100% offline and private: your financial data never leaves your device. No sign-up, no server, no data breaches. Delete the app and the data goes with it. • Unlimited tracking: add as many bills, rent payments, credit cards or loans as you need. No hidden limits. • Any rhythm: weekly, every 2 weeks, monthly, yearly, installments (counting up 3/12) or one-time. Set it once. • Missed months don't disappear: skip a month and it stays on your home screen as an overdue badge until you settle it, one tap at a time. • Record what you actually paid: gas isn't the same every month. Enter the real amount and every period keeps its own figure. • Skip a period: an unused subscription or a postponed fee leaves the overdue list without counting as paid. • Home screen widget: your next payments at a glance, overdue first. On iOS. • Reminders that don't give up: an advance heads-up at 09:00, a due-day alert at 15:00 and a follow-up if the payment slips. Tap a notification to open the payment. • Analytics that tell the truth: totals built from real amounts, a payment-by-payment breakdown and a history chart for each payment. • Timeline: the full history of every payment, month by month. Paid, unpaid, skipped, ended. • A backup you own: export everything to a file and restore it later, merging or replacing your list. • Dark and light mode, 6 languages, any currency. GO FURTHER WITH PRO • Reminders any number of days ahead • Trend, forecast and consistency cards in Analytics • Export your history as CSV or PDF • Full widget view: every upcoming payment, not just the next one WHAT CAN YOU TRACK? • Rent, mortgage and HOA fees • Electricity, water, gas and internet • Credit card payments and installments • Personal debts and loans • Digital subscriptions and gym memberships • Insurance and yearly fees Download Last Payment and stop paying late fees.