Secure Client Access vs Hearth

The official app for managing your credit journey. Secure Client Access gives you the tools to track your progress and stay connected. Easy setup: Upload documents and complete onboarding in minutes Live score tracking: See real-time credit score updates Direct messaging: Securely chat with your credit specialist Detailed dispute status: Track every item on your report Download now to take control.

Hearth is the simplest way to stay on top of your bills. Track rent, utilities, subscriptions, and loans in one place, get reminded before anything's due, and always know what's coming up. TRACK EVERY BILL • Categories, due dates, and notes • See what's due soon and what you owe at a glance • Recurring bills reset themselves. Set up rent once, done forever NEVER MISS A DUE DATE • Reminders on your schedule: day-of, day before, or a week ahead • Home Screen and Lock Screen widgets with your real total • A calendar of every due date, plus Apple Calendar sync SEE WHERE YOUR MONEY GOES • Insights by category and by bill, with a 6-month trend • Payment history for everything you've logged SHARE A BILL WHEN YOU NEED TO • Split any bill with roommates or family, evenly or custom • Everyone sees what they owe and who's paid, live • Settle up with Venmo, Cash App, Zelle, or Apple Cash BUILT TO STAY OUT OF YOUR WAY • Fast, private, and simple • Sign in with Apple, Google, or continue as a guest • Your data is encrypted and never sold Hearth Free includes 5 bills and one shared space. Hearth Pro unlocks unlimited bills and sharing, insights, iCloud backup, widgets, and app icons.