Loantrack vs IOUly

Managing loans shouldn't be complicated. Loantrack gives you a clear, structured way to track money you've lent and money you've borrowed — personal or institutional. Rebuilt for iOS 26, with a clean Apple-native interface that keeps you on top of balances, payments and dates. No distractions, no clutter. BOTH DIRECTIONS, ALWAYS CLEAR - Every loan in one place, lent and borrowed kept firmly apart - Running totals for what you're owed and what you owe - Group loans by person or institution and see one balance for each - A progress bar on every loan, so you can see how far along it is at a glance LOANS THAT CHANGE - Log a payment in seconds and watch the balance come down - Lend more on an existing loan with top-ups — no starting over - Charge interest monthly, flat rate or on the reducing balance - A clear, automatic history of everything that has happened NOTHING SLIPS - Set a reminder for the day and time you choose - Tap it to open the loan it's about - Archive finished loans to put them away without losing them - Recently Deleted holds anything you remove until you say otherwise YOURS ALONE - No account, no sign-up, no tracking, nothing sent to us - Your loans live on your phone - Turn on iCloud backup and get everything back on a new phone - Lock the whole app behind Face ID BUILT FOR iOS 26 - Light and dark — follow your phone or choose - Every widely used world currency - Fast, native, and free of ads Whether it's a personal loan, a shared expense or bank credit, Loantrack keeps it clear, organised and under control.

Never forget who owes you money or what you borrowed. IOUly is a clean, simple, and completely private debt logger and IOU tracker built to keep your personal finances organized. Whether you lend money to friends, split household bills, or borrow cash for lunch, IOUly helps you record every transaction in seconds—without creating an account or syncing sensitive data to the cloud. Key Features: - Quick Debt Logging: Record lent and borrowed amounts instantly with names, dates, and notes. - 100% Offline & Private: All your data stays strictly on your device. No sign-up required. - Partial Paybacks: Log partial payments until the full balance is settled. - Clear Balances: View summary totals of who owes you and who you owe at a single glance. - Smart Reminders: Keep track of upcoming paybacks without any hassle. Take control of your personal loans and shared IOUs today with IOUly! https://levge.com/terms.html https://levge.com/privacy.html