Mochi vs Manilo

Mochi is a calm, minimal way to track your spending. Most expense apps try to do too much — budgets, charts, alerts, goals, and endless setup. Mochi takes a different approach. It focuses on simple awareness, so you can log what you spend and move on with your day. There’s no pressure to optimize. No accounts to connect. No dashboards to manage. Just open, log, and close. FEATURES • Fast manual expense logging • Recurring expenses • Clean, distraction-free interface • Refined insights and spending history • Search and filters for past entries • Daily and weekly spending reflections • Custom payment methods • Home screen widgets • Light, Dark, and OLED themes DESIGNED TO FEEL CALM Mochi is built to stay out of your way. There are no ads, no data selling, and no tracking across apps. Your data stays on your device. WHO IT’S FOR Mochi is for people who want to stay aware of their spending without turning it into a project. If you’ve ever felt overwhelmed by budgeting apps, Mochi might be a better fit. SUBSCRIPTIONS Mochi offers optional subscriptions and a lifetime purchase to unlock additional features. You can manage or cancel subscriptions anytime in your App Store account. Privacy-first. Simple by design. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Manilo (formerly Ledgy) logs expenses the moment you speak them. Say what you spent, and AI fills in the amount, merchant, and category — no typing, no forms. Or snap a receipt. Or type a note. Whatever gets it in fastest. Manilo is an expense tracker and budget app built on voice and AI. Log transactions in seconds, set monthly budgets, share spending history with family or housemates, track accounts in any currency, and review everything on the web — all synced across your devices. — Voice and AI — Speak any transaction out loud: "Coffee at Blue Bottle, four seventy-five" or "Uber to the airport, twenty-two dollars." Manilo parses the amount, merchant, date, and category in under two seconds. Trigger it from the iPhone action button or a Siri shortcut — no app to open first. AI categorization learns your patterns. The first few times you log Whole Foods, it asks which category. After that, it knows. On-device voice processing — audio is never transmitted or stored. — Talk to Manilo from Any AI — Manilo ships a Model Context Protocol (MCP) server. If you use Claude, ChatGPT, Cursor, or any MCP-compatible assistant, you can log, query, and edit transactions from inside your AI — without opening the app. No other expense tracker in the App Store offers this. Requires Manilo Cloud. — Receipt Scanning — Snap any receipt — grocery store, restaurant, hardware store. Manilo reads the total, merchant name, and date, then adds the transaction to your log. Confirm in one tap or let it save automatically. — Budgets — Set monthly spending limits by category. Manilo shows how much is left, not just how much was spent. Green when on track, orange when close, red when over. No spreadsheets. No end-of-month surprises. — Multi-Currency — Add accounts in any currency. Travel card in euros, savings in dollars, UK credit card in pounds. Manilo applies live exchange rates and shows everything converted to your home currency. Long-press any foreign balance to see its equivalent. — Shared Expenses — Create a group for the people you spend with — a household, a couple, a trip abroad. Everyone logs their own expenses into one shared history that all members can see. Budgets, categories, and charts apply across the whole group, in any currency. Track your London weekend in pounds and the household groceries in dollars — Manilo converts everything to one home view. Requires Manilo Cloud subscription. — Charts and Web Dashboard — The mobile app shows a category donut chart with filters by month, quarter, or custom range. The web dashboard at ledgy.app goes deeper: spending trends by day, category breakdowns, income vs. expense comparisons, and shared group summaries. Same data, every surface. Log your first expense in under ten seconds. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/