Mochi vs Split Group Expenses

Mochi is a calm, minimal way to track your spending. Most expense apps try to do too much — budgets, charts, alerts, goals, and endless setup. Mochi takes a different approach. It focuses on simple awareness, so you can log what you spend and move on with your day. There’s no pressure to optimize. No accounts to connect. No dashboards to manage. Just open, log, and close. FEATURES • Fast manual expense logging • Recurring expenses • Clean, distraction-free interface • Refined insights and spending history • Search and filters for past entries • Daily and weekly spending reflections • Custom payment methods • Home screen widgets • Light, Dark, and OLED themes DESIGNED TO FEEL CALM Mochi is built to stay out of your way. There are no ads, no data selling, and no tracking across apps. Your data stays on your device. WHO IT’S FOR Mochi is for people who want to stay aware of their spending without turning it into a project. If you’ve ever felt overwhelmed by budgeting apps, Mochi might be a better fit. SUBSCRIPTIONS Mochi offers optional subscriptions and a lifetime purchase to unlock additional features. You can manage or cancel subscriptions anytime in your App Store account. Privacy-first. Simple by design. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Squara - Split Expenses Fairly Squara is a shared expense tracker built around one idea: everyone in the group should always be looking at the same numbers. Log what was spent and who paid. Squara handles the math, keeps the full history, and makes sure every balance is clear. Whether you're splitting a weekend trip, monthly rent, or groceries with your partner. No ads. No daily limits. No timers. Some expense apps cap free users at 3 entries per day and make you wait 10 seconds before core actions. Squara has no entry caps, no artificial delays, and no ads on any tier, free or premium. What you get: UNLIMITED EXPENSES Add as many as your trip, month, or household needs, instantly. FLEXIBLE SPLITS Equal, exact amounts, or by percentage. Every expense can be split differently. MULTI-CURRENCY & CONVERSION See all balances converted to your preferred currency, broken down by group, currency, and time period. RECURRING EXPENSES Set up monthly bills once and Squara logs them automatically every cycle. EXPORT YOUR BALANCES CSV/PDF Pull your full expense history for reimbursement, records, or your own tracking. REAL ACCOUNTS - REAL CLARITY Everyone signs in with their own account, so balances follow them across devices and reinstalls. Debts are tied to real identities, not guesses. STRICT EDIT PERMISSIONS Only the person who paid, or the group owner, can edit or delete an expense. Everyone else has read-only access. SETTLEMENT CONFIRMATION When you log a settlement, the other person is notified and must confirm before it's recorded. FULL AUDIT TRAIL Every change is logged with a timestamp and before/after values. View history per group, or browse a global activity feed across all your groups. Built by one developer who got tired of the friction. The most common advice for people leaving popular expense apps is to just use a spreadsheet. Squara is the alternative that clears that bar, honest, fast, and designed to disappear into your routine so you can focus on the people you're sharing life with. Terms of Use (EULA): https://squara.app/terms Privacy policy: https://squara.app/privacy