Comparison

CentRail vs Split Group Expenses

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

CentRail

Features
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Take control of your money โ€” all of it. Whether you're splitting costs, tracking subscriptions, or just trying to understand where your paycheck went, this app brings every corner of your finances into one clean, focused place. Expense Tracking Log and categorize every expense as it happens. See your monthly totals at a glance, filter by category or month, and spot patterns before they become problems. Transaction Ledger Track money you've sent and received with specific people. Know exactly who owes what, search by name or amount, and keep a clear record of every exchange โ€” across any currency. Recurring Payments Your subscriptions and bills, all in one list. See what's active, what's paused, and what your monthly commitment really looks like. No more forgetting that trial you signed up for. Currency Converter Work in multiple currencies? Convert your transactions using live exchange rates or enter your own. Get a unified view of your finances no matter how many currencies are in play. Monthly Comparison Pick any two months and compare them side by side โ€” total spending, category breakdowns, daily cumulative charts, and biggest movers. Understand not just what you spent, but how your habits are changing. Cloud Sync & Export Your data syncs securely to the cloud so it's always backed up and available. Export your expenses, transactions, or subscriptions as CSV anytime โ€” ready to open in Numbers, Excel, or any spreadsheet app.

About

Split Group Expenses

Read full description

Squara - Split Expenses Fairly Squara is a shared expense tracker built around one idea: everyone in the group should always be looking at the same numbers. Log what was spent and who paid. Squara handles the math, keeps the full history, and makes sure every balance is clear. Whether you're splitting a weekend trip, monthly rent, or groceries with your partner. No ads. No daily limits. No timers. Some expense apps cap free users at 3 entries per day and make you wait 10 seconds before core actions. Squara has no entry caps, no artificial delays, and no ads on any tier, free or premium. What you get: UNLIMITED EXPENSES Add as many as your trip, month, or household needs, instantly. FLEXIBLE SPLITS Equal, exact amounts, or by percentage. Every expense can be split differently. MULTI-CURRENCY & CONVERSION See all balances converted to your preferred currency, broken down by group, currency, and time period. RECURRING EXPENSES Set up monthly bills once and Squara logs them automatically every cycle. EXPORT YOUR BALANCES CSV/PDF Pull your full expense history for reimbursement, records, or your own tracking. REAL ACCOUNTS - REAL CLARITY Everyone signs in with their own account, so balances follow them across devices and reinstalls. Debts are tied to real identities, not guesses. STRICT EDIT PERMISSIONS Only the person who paid, or the group owner, can edit or delete an expense. Everyone else has read-only access. SETTLEMENT CONFIRMATION When you log a settlement, the other person is notified and must confirm before it's recorded. FULL AUDIT TRAIL Every change is logged with a timestamp and before/after values. View history per group, or browse a global activity feed across all your groups. Built by one developer who got tired of the friction. The most common advice for people leaving popular expense apps is to just use a spreadsheet. Squara is the alternative that clears that bar, honest, fast, and designed to disappear into your routine so you can focus on the people you're sharing life with. Terms of Use (EULA): https://squara.app/terms Privacy policy: https://squara.app/privacy

Screenshots

CentRail4 screens
Split Group Expenses4 screens

Verdict

The call

The clearest difference is in-app purchases: CentRail at none against Split Group Expenses's 2. Split Group Expenses's advantage is update cadence (every 2 days vs weekly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Split Group Expenses sells 2 in-app purchases, starting at $3.99 per month. CentRail asks for nothing beyond the download.

UpkeepUpdate frequency

CentRail ships an update weekly, Split Group Expenses every 2 days. The most recent releases landed on September 17, 2026 and September 14, 2026 respectively.

Scorecard2 real differences ยท 4 level
CentRail versus Split Group Expenses: the parameters behind the verdict, then further details
ParameterCentRailSplit Group Expenses
PriceFreeFree
Update frequencyWeeklyEvery 2 days โ€” better
AdsNoNo
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.115.1
Further details โ€” not scored
Size69 MB45 MB
Age rating4+4+
DeveloperHabibullah YousofiArtyom Lensky

In-app purchases

None

CentRail

No in-app purchases

2 purchases

Split Group Expenses

Subscriptions2
  • Squara Premium$3.991 Month
  • Squara Premium Yearly7 Days trial$29.991 Year

Questions

Is CentRail free?
CentRail is free to download, with no in-app purchases.
Is Split Group Expenses free?
Split Group Expenses is free to download, with in-app purchases available.
Do CentRail or Split Group Expenses have ads?
Neither CentRail nor Split Group Expenses shows ads.
Which is updated more often, CentRail or Split Group Expenses?
CentRail ships an update weekly, and Split Group Expenses every 2 days. Most recently, CentRail was updated on September 17, 2026 and Split Group Expenses on September 14, 2026.

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