Worthy vs Tr4kr

Know your wealth. Keep it private. Worthy is a private net worth and wealth tracker for people who want a complete picture of their finances without connecting their bank accounts. Track what you own, what you owe, and how your wealth is changing—all in one place. TRACK YOUR WEALTH • Stocks, ETFs, crypto and other investments • Cash and savings • Real estate and vehicles • Retirement accounts • Mortgages and other debt • Custom assets UNDERSTAND YOUR WEALTH Go beyond a single net worth number. • Contributions vs. investment growth • Capital gains and estimated tax • After-tax value • Liquidity • Debt • Portfolio and asset breakdowns PLAN YOUR FUTURE See where your wealth could take you. • FIRE projections • Financial independence planning • Milestone pace • Custom growth assumptions for different assets PRIVATE BY DESIGN Worthy doesn't require your bank login or financial account credentials. Your financial data stays local by default, with encrypted backups and data export when you want them. Worthy also makes its analytics transparent so you can see what telemetry is collected and control it. NO SUBSCRIPTION Start tracking for free. Upgrade to Pro with a one-time purchase when you need unlimited assets, automatic stock and crypto prices, advanced insights, import/export and backups. Track it. Understand it. Plan it. Keep it private.

Tr4kr is a simple personal finance tracker for recording expenses, income, investments, and net worth. Record transactions manually or import them from a CSV file, then view clear summaries of where your money is going. Tr4kr helps you monitor spending without requiring an account, bank connection, or subscription. FEATURES • Track expenses, income, and investments • Create custom expense categories • Record merchants, dates, amounts, and transaction details • Edit or delete existing transactions • Import transactions from CSV files • View monthly and yearly financial summaries • See spending breakdowns by category and merchant • Track money held in bank accounts • Track investments, assets, and debt • View an estimated net worth • Manually correct balances when transactions are missing • Store financial information locally on your device • Use the app without creating an account PRIVACY Tr4kr is designed to keep things simple and private. Your transaction and net worth information is stored locally on your device. Tr4kr does not connect directly to your bank and does not require an online account. Tr4kr is intended for personal financial organization only. It does not provide financial, investment, accounting, tax, or legal advice.