Net Worth & Assets Tracker vs Tr4kr

Your net worth is one number — everything you own minus everything you owe. NetWorth turns scattered balances into that number, tracked over time, entirely on your iPhone: no bank login, no account, no internet required. Add each asset and liability by hand — cash, savings, brokerage, retirement, property, vehicles, crypto, plus mortgages, loans and cards — and the app does the accounting: a live personal balance sheet, a 0–100 Financial Health score built from your debt-to-asset and liquidity ratios, and a dated snapshot trend that shows whether the line is actually going up. WHAT YOU GET • Your real net worth on the opening screen — total assets minus total liabilities, with the change since your last snapshot • A 0–100 Financial Health score that tells you not just your number, but whether your debt load and cash buffer are sound • An allocation donut, a liquid-vs-illiquid split and debts ranked by interest rate, so you know which balance to attack first • Goal milestones with a countdown: enter a monthly saving figure and watch "34 months to your first $100k" shrink as you log • A wealth chart built from dated snapshots — save one after each payday and see years of progress in a single curve • An optional monthly snapshot reminder so check-in day never slips, plus six plain-English guides on liquidity, the debt avalanche, debt-to-asset ratio and more PERFECT FOR • Savers who want one honest number instead of eight banking apps • FIRE and debt-payoff planners tracking progress toward a dated target • Property, crypto or cash holders whose wealth never shows up in a bank feed • Anyone who refuses to hand their bank credentials to an aggregator WHY NOT JUST LINK MY BANK? Aggregator apps only see the accounts they can connect to — and they see all of it. Manual entry takes two minutes a month, covers what feeds miss (your home, your car, crypto in cold storage, a loan to a friend), and keeps your credentials where they belong: with you. PRIVATE BY DEFAULT Everything is stored locally on your device. No sign-up, no cloud, no tracking, no bank connection — your balance sheet never leaves your phone. FULL ACCESS NetWorth Pro unlocks unlimited accounts and unlimited goals, plus the full Insights tab — asset allocation, liquidity breakdown and debt ranked by interest rate. Available as a weekly subscription, a yearly subscription, or a one-time lifetime purchase. Add your first three accounts tonight — your net worth, health score and trend appear the moment you do. Terms of Use: https://leanstudio.asia/terms-of-use Privacy Policy: https://leanstudio.asia/privacy-policy Support: support@leanstudio.asia

Tr4kr is a simple personal finance tracker for recording expenses, income, investments, and net worth. Record transactions manually or import them from a CSV file, then view clear summaries of where your money is going. Tr4kr helps you monitor spending without requiring an account, bank connection, or subscription. FEATURES • Track expenses, income, and investments • Create custom expense categories • Record merchants, dates, amounts, and transaction details • Edit or delete existing transactions • Import transactions from CSV files • View monthly and yearly financial summaries • See spending breakdowns by category and merchant • Track money held in bank accounts • Track investments, assets, and debt • View an estimated net worth • Manually correct balances when transactions are missing • Store financial information locally on your device • Use the app without creating an account PRIVACY Tr4kr is designed to keep things simple and private. Your transaction and net worth information is stored locally on your device. Tr4kr does not connect directly to your bank and does not require an online account. Tr4kr is intended for personal financial organization only. It does not provide financial, investment, accounting, tax, or legal advice.