CustomWorth vs PocketSim

The private net worth tracker. No login. No bank connection. No cloud. No tracking, ever. CustomWorth is the offline-first net worth app for people who want financial clarity without surrendering their privacy. Manual control. Beautiful charts. One screen, one truth. WHAT IS CUSTOMWORTH? Think of it as stepping on a scale for your finances. Not a budget. Not a bank feed. Just one clear number, your net worth, and whether it's moving in the right direction. Add your assets and liabilities manually, capture monthly snapshots, and watch your wealth trend through beautiful charts. That's it. WHY CUSTOMWORTH? 100% Private Every dollar stays on your device. No account required. No analytics on your numbers. No tracking. What you earn, own, or owe is yours alone. Beautifully Simple One screen shows what matters: your net worth and the trend behind it. No clutter. No upsells in your face. No notifications you didn't ask for. Fully Offline No internet required. Works in airplane mode. Your financial data never touches a server, ever. Own Your Data Backup, restore, and migrate freely. JSON exports you control. No vendor lock-in. No subscription required to keep your data. KEY FEATURES • Net Worth Dashboard: Current total, change since last snapshot, quick inline updates per account. • Asset & Liability Tracking: Cash, checking, savings, investments, retirement, crypto, property, vehicles, business, collectibles, plus credit cards, student loans, mortgage, auto loans, medical debt, and BNPL. • Immutable Snapshots: Historical records of your exact financial position. Never editable, always accurate, fully auditable. • Trend Charts: Net worth over 1M, 3M, 6M, 1Y, or all-time. Category donut breakdown. Assets versus liabilities bar comparison. • Goal Tracking: Set a target net worth, with an optional target date, and watch your progress fill up. • Time Capsules: Write a sealed letter to your future self, unlocked when you hit a net worth milestone. Share letters with others too. • Document Vault: Store financial documents such as statements, deeds, and tax returns with AES-256 encryption, on-device only. • Multi-Currency Support: Track foreign currency accounts with custom exchange rates. Supports 30+ currencies. • Learning Tab: 27 built-in articles on personal finance, net worth, FIRE, debt payoff, and long-term wealth building. • Backup & Restore: Export your data as JSON. Import on a new device anytime. PDF and CSV exports available for taxes or personal records. • Smart Reminders: Optional monthly or quarterly nudges so you stay consistent without nagging. • Dark Mode: Follow System, Light, or Dark. Refined for late-night check-ins. • 5 Languages: English, Mandarin, Hindi, Spanish, and French. WHO IT'S FOR CustomWorth is built for people who: • Value financial privacy above convenience • Are pursuing FIRE or long-term financial independence • Are tired of handing Mint, YNAB, Copilot, or Rocket Money their bank credentials • Want a simple progress tracker, not another budgeting system • Prefer manual control over automated syncing • Have walked away from net worth apps that got acquired, shut down, or pivoted to ads WHAT IT IS NOT • Not a budgeting app • Not a financial advisor • Not connected to your bank • Not collecting your data • Not training an AI on your numbers 100% FREE OUR PRIVACY GUARANTEE Your financial data never leaves your device. No servers. No accounts. No third-party analytics on your balances. The only backup is the one you make. Anonymous crash reports help us fix bugs, and nothing else. Download CustomWorth and start measuring your financial progress privately, simply, and on your own terms.

PocketSim - A Wallet Simulator for EVERY scenario! Did you just start a new job? A new business? Open a new pretax or post tax account? Want to run simulations on paying off debt or potential return on investments? What about simulating any random crazy and hypothetical financial scenario quickly without having to use Google or Excel Spreadsheets? If you like this idea, PocketSim is the app for you! With a simple design you can easily create what we call 'scenarios' and our in-app calculator will automatically run month to month simulations to help you visualize any financial outcomes quickly and easily! Currently we include a broad range of variables on our "Scenarios" page that will automatically be input into the calculator and displayed on the timeline page for you to view your first scenario! Current Scenario Model includes: Scenario Name, Income Streams, Taxes, Checking Accounts, Pre Tax Accounts, Post Tax Accounts, Debt and Bills & Expenses Future: Right now our app terminology, scenario inputs and calculator are simple representations of what they're capable of and do not encompass the full embodiment of what we believe PocketSim is capable of! So please stay tuned for future updates as our tool will only get stronger, and better. NOTE: Here at PocketSim we love user feedback and strive for maintaining and designing intuitive user interfaces while keeping full calculation transparency! Please use the 'user feedback' and 'support' form to include any bugs or potential features you'd love to see! We will release new versions in the future that will help you keep track of current and future features as they come out and are agreed on creating. Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Policy Agreement: https://braydenyancy.github.io/pocketsim-public/