Catat Duit vs Seruma

Catat Duit is a personal finance app designed to make it easy to manage your income, expenses, and savings in one simple yet powerful platform. KEY FEATURES: FAST & EASY RECORDING - Log transactions in just seconds - Pick categories with clear visual icons - Automatic categorization with smart keywords - Complete history with flexible time filters MULTIPLE ACCOUNTS & SAVINGS - Manage multiple accounts across banks and e-wallets - Track your total balance - Separate bank, e-wallet, and cash accounts SAVINGS GOALS WITH PROGRESS - Set savings goals for various targets - Visual progress bar up to 100% - Automatic achievement timeline COMPLETE VISUAL ANALYTICS - Pie chart of expenses by category - Income vs expense breakdown - Highest income and expenses - Period filters: daily, weekly, monthly, yearly CUSTOM & AUTOMATIC CATEGORIES - Ready-to-use default categories - Create custom categories with your choice of icons and colors LOCAL BACKUP & PDF EXPORT - Back up all data to your local device - Easily restore data when switching phones - Export financial reports to professional PDF - Safe without cloud - your data is 100% yours WHY CATAT DUIT? - SIMPLE - Intuitive interface, ready to use without hassle - FAST - Log transactions in seconds - SECURE - Local backup, private data protected - COMPLETE - From recording to in-depth analytics PERFECT FOR: - Freelancers who need to track income & expenses - Students managing their allowance - Employees saving toward specific goals - Families needing control over monthly spending - Anyone who wants a more organized financial life PRIVACY & SECURITY: Your data is stored 100% locally on your device. We do not send or store your data on any server. You have full control over your personal financial information. Catat Duit Premium - Monthly Subscription - Length: 1 month (auto-renewable) - Price: Rp 19,000 / month (or local currency equivalent) Your subscription will automatically renew unless canceled at least 24 hours before the end of the current period. Manage or cancel your subscription in App Store Settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://gco.co.id/catat-duit-ios-privacy-policy/ Download Catat Duit now and start your journey toward a healthier, more organized financial life!

Seruma bantu keluarga ngatur uang tanpa ribet — satu app buat berdua, bukan cuma buat kamu sendiri. CATAT SECEPAT MUNGKIN • Scan struk pakai kamera iPhone: kertasnya dideteksi & dipotong lurus sendiri, nominalnya dibaca otomatis • Bagikan bukti transfer dari m-banking langsung ke Seruma — form-nya udah keisi, tinggal dicek • Chat AI: cerita aja "beli token listrik 150rb" atau "gaji masuk 5 juta", Seruma yang rapihin LIHAT TANPA BUKA APP • Widget layar utama: sisa anggaran, agenda hari ini, daftar belanja, tagihan terdekat, progres tabungan • Nominal bisa disembunyikan (Rp •••) biar aman dilihat orang lain BERDUA, BUKAN SENDIRI • Satu keluarga, dua login: suami & istri lihat data yang sama • Tiap pencatatan bisa dikasih tau ke pasangan • Bisa dipisah: pos Keluarga dan pos Pribadi LENGKAP BUAT RUMAH TANGGA INDONESIA • Anggaran per kategori + sisa jatah bulan berjalan • Utang Piutang: cicilan, KPR/KTA bunga efektif–flat–bertingkat, kartu kredit • Goal/Tabungan, Aset & Investasi (emas, saham, reksadana, kripto) • Laporan arus kas & neraca kekayaan bersih • Kalender keluarga: agenda, jatuh tempo tagihan, ulang tahun • Daftar belanja + jurnal belanja • Backup & ekspor Excel kapan aja PRIVASI Data keuangan keluarga disimpan terenkripsi. Seruma tidak melacak kamu di app atau situs lain. Kamu bisa menghapus akun beserta seluruh datanya langsung dari dalam app. Akun Seruma dibuat lewat situs seruma.app.