Comparison

Thrift Meld vs Seruma

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Thrift Meld

Features
Read full description

Take control of your subscriptions with Thrift Meld — the AI-powered app that tracks every recurring payment, prevents wasteful spending, and helps you save money every month. The average person loses hundreds of dollars a year on forgotten subscriptions. Thrift Meld gives you a clear picture of where your money goes and smart recommendations to cut costs. KEY FEATURES Track all subscriptions in one place — streaming, music, gym, cloud storage, and more Smart renewal alerts before every billing cycle Visual spending analytics with 12-month history AI-powered savings advisor that finds opportunities to cut costs Alternative suggestions for cheaper services Unused subscription detection Monthly and yearly budget tracking with alerts 20+ categories plus unlimited custom options Export data to CSV and PDF Achievements and streaks PREMIUM FEATURES • Unlimited subscription tracking • Advanced AI insights • Priority support Thrift Meld Pro — $7.99/month or $39.99/year. Payment is charged to your Apple ID at purchase. Subscriptions auto-renew unless turned off at least 24 hours before renewal. You can manage and cancel your subscription anytime in your App Store Account Settings. PRIVACY FIRST Your financial data is yours. We use industry-standard encryption and never sell your personal information. Privacy Policy: https://thriftmeld.infoinlet.com/privacy Terms of Service: https://thriftmeld.infoinlet.com/terms SUPPORT Email: contact@infoinlet.com Website: https://thriftmeld.infoinlet.com Download Thrift Meld today and start saving.

About

Seruma

Features
Read full description

Seruma bantu keluarga ngatur uang tanpa ribet — satu app buat berdua, bukan cuma buat kamu sendiri. CATAT SECEPAT MUNGKIN • Scan struk pakai kamera iPhone: kertasnya dideteksi & dipotong lurus sendiri, nominalnya dibaca otomatis • Bagikan bukti transfer dari m-banking langsung ke Seruma — form-nya udah keisi, tinggal dicek • Chat AI: cerita aja "beli token listrik 150rb" atau "gaji masuk 5 juta", Seruma yang rapihin LIHAT TANPA BUKA APP • Widget layar utama: sisa anggaran, agenda hari ini, daftar belanja, tagihan terdekat, progres tabungan • Nominal bisa disembunyikan (Rp •••) biar aman dilihat orang lain BERDUA, BUKAN SENDIRI • Satu keluarga, dua login: suami & istri lihat data yang sama • Tiap pencatatan bisa dikasih tau ke pasangan • Bisa dipisah: pos Keluarga dan pos Pribadi LENGKAP BUAT RUMAH TANGGA INDONESIA • Anggaran per kategori + sisa jatah bulan berjalan • Utang Piutang: cicilan, KPR/KTA bunga efektif–flat–bertingkat, kartu kredit • Goal/Tabungan, Aset & Investasi (emas, saham, reksadana, kripto) • Laporan arus kas & neraca kekayaan bersih • Kalender keluarga: agenda, jatuh tempo tagihan, ulang tahun • Daftar belanja + jurnal belanja • Backup & ekspor Excel kapan aja PRIVASI Data keuangan keluarga disimpan terenkripsi. Seruma tidak melacak kamu di app atau situs lain. Kamu bisa menghapus akun beserta seluruh datanya langsung dari dalam app. Akun Seruma dibuat lewat situs seruma.app.

Screenshots

Thrift Meld4 screens
Seruma4 screens

Verdict

The call

The clearest difference is in-app purchases: Seruma at none against Thrift Meld's 4. Seruma also leads on ads (none vs shown). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Thrift Meld sells 4 in-app purchases, starting at $3.99 per month. Seruma asks for nothing beyond the download.

Scorecard2 real differences · 4 level
Thrift Meld versus Seruma: the parameters behind the verdict, then further details
ParameterThrift MeldSeruma
PriceFreeFree
Update frequencyEvery 3 weeks—
AdsYesNo — better
In-app purchasesYesNo — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size48 MB8 MB
Age rating4+4+
DeveloperINFO INLET K.K.Reno Anthus

In-app purchases

4 purchases

Thrift Meld

Subscriptions4
  • Premium Monthly Offer$3.991 Month
  • Premium Monthly7 Days trial$7.991 Month
  • Premium Yearly Offer$23.991 Year
Show 1 more
  • Premium Yearly7 Days trial$39.991 Year
None

Seruma

No in-app purchases

Questions

Is Thrift Meld free?
Thrift Meld is free to download, with in-app purchases available.
Is Seruma free?
Seruma is free to download, with no in-app purchases.
Do Thrift Meld or Seruma have ads?
Thrift Meld shows ads; Seruma does not.

Other comparisons