Comparison

FinPulseAI vs Koink

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

FinPulseAI

Features
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FinPulse AI is an AI-powered financial insight app designed to help users analyze information and make informed decisions. FinPulse AI does not provide financial advice and does not execute trades.

About

Koink

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Your money tells a story. Koink helps you write it. Koink is an AI-powered money journal that helps you understand not just where your money goes, but why. Scan receipts, track spending, split bills with friends, and reflect on your financial journey in one simple app. SCAN Point your camera at any receipt and Koink extracts the details automatically. The AI detects merchant names, line items, totals, taxes, and categories in seconds. Works with receipts in multiple languages. TRACK Set monthly budgets and monitor your spending with clear visual summaries. See income, expenses, debts, and your running balance in one clean dashboard. SPLIT Scan a receipt and split the bill instantly with friends. Track who owes what, settle payments, and share a clean summary. Create group trips and invite friends with a link. REFLECT Koink also includes a personal journal where you can record your day, tag your mood, add locations, and connect spending to the moments behind it. AI writing assistance helps you capture thoughts quickly. SYNC Sign in to sync your data across devices. All information is end-to-end encrypted on your device before upload, so not even we can read it. FEATURES โ€ข AI receipt scanning โ€ข Expense tracking and budgeting โ€ข Bill splitting with friends โ€ข Personal money journal โ€ข Multiple currencies โ€ข Export splits to PDF or text โ€ข Location tagging for journal entries โ€ข Custom themes, fonts, colors, and app icons โ€ข No ads Koink helps you organize your finances while capturing the story behind every expense. -------------------------------------------------------------------------------------------------------- Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://koink.app/privacy

Screenshots

FinPulseAI4 screens
Koink4 screens

Verdict

The call

The clearest difference is in-app purchases: FinPulseAI at none against Koink's 5. FinPulseAI also leads on update cadence (daily vs every 10 days) and iOS requirement (17.6 vs 26.1). On price, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Koink sells 5 in-app purchases, starting at $5.99 per month. FinPulseAI asks for nothing beyond the download.

UpkeepUpdate frequency

FinPulseAI ships an update daily, Koink every 10 days. The most recent releases landed on October 16, 2026 and October 14, 2026 respectively.

Scorecard3 real differences ยท 3 level
FinPulseAI versus Koink: the parameters behind the verdict, then further details
ParameterFinPulseAIKoink
PriceFreeFree
Update frequencyDaily โ€” betterEvery 10 days
AdsNoNo
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPad โ€” betteriPhone
Requires iOS17.6 โ€” better26.1
Further details โ€” not scored
Size2 MB12 MB
Age rating4+4+
DeveloperRAHUL KANNANRomano Coronel

In-app purchases

None

FinPulseAI

No in-app purchases

5 purchases

Koink

Subscriptions2
  • Koink Premium$5.991 Month
  • Koink Premium Yearly$49.991 Year
One-time3
  • 50 Scan Credits$4.99
  • 150 Scan Credits$12.99
  • 500 Scan Credits$29.99

Questions

Is FinPulseAI free?
FinPulseAI is free to download, with no in-app purchases.
Is Koink free?
Koink is free to download, with in-app purchases available.
Do FinPulseAI or Koink have ads?
Neither FinPulseAI nor Koink shows ads.
Which is updated more often, FinPulseAI or Koink?
FinPulseAI ships an update daily, and Koink every 10 days. Most recently, FinPulseAI was updated on October 16, 2026 and Koink on October 14, 2026.

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