Comparison

Monew vs Koink

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Monew

Features
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Take control of your finances with Monew โ€” the simple, fast, and private expense tracker. Monew is designed to work completely offline. Your financial data stays strictly on your device, ensuring maximum privacy and security. No accounts, no servers, no subscriptions. KEY FEATURES โ€ข 100% Offline: Works perfectly without an internet connection. โ€ข Fast Entry: Add transactions in seconds with an intuitive interface. โ€ข Visual Analytics: Understand your spending habits with clear, insightful charts. โ€ข Budget Control: Track your income and expenses effortlessly. โ€ข Secure: A local SQLite database keeps your data private and safe. Download Monew today and start building a better financial future!

About

Koink

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Your money tells a story. Koink helps you write it. Koink is an AI-powered money journal that helps you understand not just where your money goes, but why. Scan receipts, track spending, split bills with friends, and reflect on your financial journey in one simple app. SCAN Point your camera at any receipt and Koink extracts the details automatically. The AI detects merchant names, line items, totals, taxes, and categories in seconds. Works with receipts in multiple languages. TRACK Set monthly budgets and monitor your spending with clear visual summaries. See income, expenses, debts, and your running balance in one clean dashboard. SPLIT Scan a receipt and split the bill instantly with friends. Track who owes what, settle payments, and share a clean summary. Create group trips and invite friends with a link. REFLECT Koink also includes a personal journal where you can record your day, tag your mood, add locations, and connect spending to the moments behind it. AI writing assistance helps you capture thoughts quickly. SYNC Sign in to sync your data across devices. All information is end-to-end encrypted on your device before upload, so not even we can read it. FEATURES โ€ข AI receipt scanning โ€ข Expense tracking and budgeting โ€ข Bill splitting with friends โ€ข Personal money journal โ€ข Multiple currencies โ€ข Export splits to PDF or text โ€ข Location tagging for journal entries โ€ข Custom themes, fonts, colors, and app icons โ€ข No ads Koink helps you organize your finances while capturing the story behind every expense. -------------------------------------------------------------------------------------------------------- Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://koink.app/privacy

Screenshots

Monew4 screens
Koink4 screens

Verdict

The call

The clearest difference is in-app purchases: Monew at none against Koink's 5. Monew also leads on device support (3 vs 1) and iOS requirement (15.1 vs 26.1). Koink's advantage is update cadence (every 10 days vs every 3 weeks). On price and ads there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Koink sells 5 in-app purchases, starting at $5.99 per month. Monew asks for nothing beyond the download.

UpkeepUpdate frequency

Monew ships an update every 3 weeks, Koink every 10 days. The most recent releases landed on October 1, 2026 and September 29, 2026 respectively.

Scorecard4 real differences ยท 2 level
Monew versus Koink: the parameters behind the verdict, then further details
ParameterMonewKoink
PriceFreeFree
Update frequencyEvery 3 weeksEvery 10 days โ€” better
AdsNoNo
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPad, iPod โ€” betteriPhone
Requires iOS15.1 โ€” better26.1
Further details โ€” not scored
Size25 MB12 MB
Age rating4+4+
DeveloperSIARHEI RASHKEVICHRomano Coronel

In-app purchases

None

Monew

No in-app purchases

5 purchases

Koink

Subscriptions2
  • Koink Premium$5.991 Month
  • Koink Premium Yearly$49.991 Year
One-time3
  • 50 Scan Credits$4.99
  • 150 Scan Credits$12.99
  • 500 Scan Credits$29.99

Questions

Is Monew free?
Monew is free to download, with no in-app purchases.
Is Koink free?
Koink is free to download, with in-app purchases available.
Do Monew or Koink have ads?
Neither Monew nor Koink shows ads.
Which is updated more often, Monew or Koink?
Monew ships an update every 3 weeks, and Koink every 10 days. Most recently, Monew was updated on October 1, 2026 and Koink on September 29, 2026.

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