Markulator vs Koink
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Markulator
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Markulator makes tipping simple. Enter your bill, pick a tip percentage, and get your total instantly. Splitting with friends? Just set the number of people and see what everyone owes. Features: - Quick tip presets at 10%, 15%, 18%, 20%, and 25% - Custom tip percentage for any amount - Bill splitting for up to 30 people - Calculation history so you never lose track - Works with your local currency automatically - Available in 54 languages - Clean, intuitive design that just works No ads. No subscriptions. No account required. Just open the app and calculate.
Koink
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Your money tells a story. Koink helps you write it. Koink is an AI-powered money journal that helps you understand not just where your money goes, but why. Scan receipts, track spending, split bills with friends, and reflect on your financial journey in one simple app. SCAN Point your camera at any receipt and Koink extracts the details automatically. The AI detects merchant names, line items, totals, taxes, and categories in seconds. Works with receipts in multiple languages. TRACK Set monthly budgets and monitor your spending with clear visual summaries. See income, expenses, debts, and your running balance in one clean dashboard. SPLIT Scan a receipt and split the bill instantly with friends. Track who owes what, settle payments, and share a clean summary. Create group trips and invite friends with a link. REFLECT Koink also includes a personal journal where you can record your day, tag your mood, add locations, and connect spending to the moments behind it. AI writing assistance helps you capture thoughts quickly. SYNC Sign in to sync your data across devices. All information is end-to-end encrypted on your device before upload, so not even we can read it. FEATURES โข AI receipt scanning โข Expense tracking and budgeting โข Bill splitting with friends โข Personal money journal โข Multiple currencies โข Export splits to PDF or text โข Location tagging for journal entries โข Custom themes, fonts, colors, and app icons โข No ads Koink helps you organize your finances while capturing the story behind every expense. -------------------------------------------------------------------------------------------------------- Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://koink.app/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: Markulator at none against Koink's 5. Markulator also leads on iOS requirement (17.0 vs 26.1). On price, ads and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Koink sells 5 in-app purchases, starting at $5.99 per month. Markulator asks for nothing beyond the download.
| Parameter | Markulator | Koink |
|---|---|---|
| Price | Free | Free |
| Update frequency | โ | Every 10 days |
| Ads | No | No |
| In-app purchases | No โ better | Yes |
| Devices | iPhone, iPad โ better | iPhone |
| Requires iOS | 17.0 โ better | 26.1 |
| Further details โ not scored | ||
| Size | 7 MB | 12 MB |
| Age rating | 4+ | 4+ |
| Developer | Edward Juden | Romano Coronel |
In-app purchases
Markulator
No in-app purchases
Koink
- Koink Premium$5.991 Month
- Koink Premium Yearly$49.991 Year
- 50 Scan Credits$4.99
- 150 Scan Credits$12.99
- 500 Scan Credits$29.99








