Payo vs Loan Manager & Debt Tracker

Payo helps you track all your subscriptions in one place. • See how much you spend monthly & yearly • Never forget a renewal • Categorize subscriptions • Clean, private, and secure Stop losing money to forgotten subscriptions. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

KreditPilot is a clear loan management and debt tracking app for private lenders, investors and businesses. Organize borrowers, agreements, capital, installments, interest and incoming payments in one place — without spreadsheet clutter. YOUR LOAN PORTFOLIO AT A GLANCE • Dashboard for outstanding balances, invested capital, due dates and interest income • Borrower and loan records with a complete payment and event history • Calendar and agenda for upcoming, paid and overdue installments • Record payments, create receipts and correct entries with traceable reversals FLEXIBLE REPAYMENT PLANS Model fixed total repayment, annuity with a reducing balance, equal principal, interest-only and open-ended loans. Configure payment frequency, collection day, grace periods, weekend handling and late-fee rules to match each agreement. ANALYTICS AND DOCUMENTS Track cash flow, returns, recovery rate, outstanding debt, concentration and risk. Create loan statements, period reports, cash-closing reports and numbered payment receipts as PDFs. Multiple currencies help you manage international portfolios. LOCAL AND PRIVATE No account is required. Your data stays on your device. Backups can be exported and restored on your terms, and documents leave the app only when you choose to share them through the system share sheet. The free version supports up to 2 borrowers and 3 loans. KreditPilot PRO removes those limits and unlocks advanced analytics, audit and PDF exports, personalized reminders and automatic backups. KreditPilot documents existing lending relationships. It does not issue, broker or process loans or payments. Privacy Policy: https://blueapps.pro/kreditpilot/privacy/ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/