Payo vs Cobranza Digital
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Payo
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Payo helps you track all your subscriptions in one place. โข See how much you spend monthly & yearly โข Never forget a renewal โข Categorize subscriptions โข Clean, private, and secure Stop losing money to forgotten subscriptions. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Cobranza Digital
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Digital Collections helps you manage customers, collections, payments, and outstanding balances directly from your iPhone. It is a practical accounts receivable app for independent professionals, small businesses, salespeople, and service providers who sell on credit or need a simple way to track money owed to their business. Add customers, create collections for products or services, set up payment plans, and quickly see how much has been paid and how much remains to be collected. Every collection includes a visual progress indicator to make payment tracking easier. With Digital Collections, you can: - Add customers with contact information and notes. - Create collections for products or services. - Set payment dates, amounts, and payment schedules. - Record payments and review payment history. - Track outstanding balances and collection progress. - Create and share payment receipts as images. - Organize products and services in a catalog. - View a dashboard with customers, collections, and payments. - Review detailed payments by customer and date range. - Organize customers into folders. - Create color-coded quick notes. - Customize your contact information and business logo. - Create and restore local backups. - Use light mode, dark mode, or the system appearance. Digital Collections PRO removes ads and unlocks advanced features, including collection images, additional charges, and complete export to spreadsheet files. Your data is stored locally on your device. You do not need to create an account or rely on external servers to use the main features. Keep your customers organized, record every payment, and stay in control of your daily collections. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.ineriam.com/privacy.html
Screenshots
Verdict
The clearest difference is in-app purchases: Cobranza Digital at none against Payo's 2. Payo's advantage is ads (none vs shown). On price, device support and iOS requirement there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Payo sells 2 in-app purchases, starting at $0.99 per month. Cobranza Digital asks for nothing beyond the download.
| Parameter | Payo | Cobranza Digital |
|---|---|---|
| Price | Free | Free |
| Update frequency | โ | Every 2 weeks |
| Ads | No โ better | Yes |
| In-app purchases | Yes | No โ better |
| Devices | iPhone, iPad โ better | iPhone |
| Requires iOS | 17.6 โ better | 18.0 |
| Further details โ not scored | ||
| Size | 6 MB | 6 MB |
| Age rating | 4+ | 4+ |
| Developer | ali alghamdi | Amado Mata |
In-app purchases
Payo
- Payo Pro โ Monthly$0.991 Month
- Payo Pro โ Yearly$11.991 Year
Cobranza Digital
No in-app purchases








