Comparison

Qoobo vs Spender

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Qoobo

Features
Read full description

Track your expenses and earnings with complete privacy. No servers, no tracking, no compromises. PRIVACY FIRST Your financial data is yours alone. Qoobo stores everything locally on your device using Apple's SwiftData. We don't collect, see, or share any of your information. No backend servers. No analytics. No tracking. Just you and your data. BEAUTIFUL & INTUITIVE A gorgeous calendar interface makes tracking expenses feel effortless. View your daily spending at a glance, explore monthly trends with elegant charts, and understand your financial patterns with beautiful visualizations. POWERFUL INSIGHTS - Monthly breakdown charts showing expenses vs. earnings - Year-at-a-glance bar charts for trend analysis - Daily, weekly, and monthly summaries - Track both one-time and recurring transactions - Support for multiple currencies (EUR, USD, RSD) - Automatic daily currency rate updates SEAMLESS SYNC Your data syncs automatically across all your Apple devices using your personal iCloud account. Switch between iPhone, iPad, and Mac without missing a beat. Your data travels through Apple's encrypted infrastructure - we never see it. SMART MONEY TRACKING - Add expenses and earnings in seconds - Set up recurring transactions for subscriptions and regular income - View detailed daily breakdowns - Track spending patterns over time - Convert between currencies effortlessly - Dark mode optimized for comfortable viewing KEY FEATURES - Zero data collection - completely private - Local storage with SwiftData - Optional iCloud sync across devices - Beautiful calendar-based interface - Monthly expense and earning charts - Year overview with trend analysis - Multiple currency support (EUR, USD, RSD) - Automatic currency rate updates - Recurring transaction support - One-time and subscription tracking - Clean, minimal design - Dark mode throughout - No ads, ever - No subscriptions required YOUR DATA, YOUR CONTROL Unlike other expense trackers that send your financial data to remote servers, Qoobo keeps everything on your device. Delete entries anytime. Reset all data with a tap. Export when you want. You're in complete control. MULTI-CURRENCY SUPPORT Travel frequently or deal with multiple currencies? Easily switch between EUR, USD, and RSD with automatic currency conversions. Exchange rates update daily, ensuring accurate tracking across borders. DESIGNED FOR APPLE DEVICES Built exclusively for iOS using the latest Apple technologies: SwiftUI, SwiftData, and CloudKit. Fast, native, and optimized for the Apple ecosystem. Perfect for: - Personal finance tracking - Budget monitoring - Expense reporting - Freelancers tracking income and expenses - Anyone who values their privacy - People tired of subscription-based apps - Users who want local-first software Download Qoobo today and take control of your finances without sacrificing your privacy.

About

Spender

Features
Read full description

Spender is a premium personal finance and expense tracker designed to help you understand your money through powerful visual insights and modern analytics. Track expenses, monitor spending habits, and gain a complete understanding of your financial behavior through an immersive and intelligent interface. Spender transforms personal finance tracking into a visual and engaging experience. Smart Expense Tracking Quickly add and manage transactions with a fast and intuitive workflow. - Track daily expenses and income - Organize transactions by category - View recent spending in a clean timeline - Search and filter your transaction history - Multi-currency support with localized formatting Stay in control of your finances at all times. Powerful Visual Analytics Spender turns your financial data into interactive visual stories. Spending Bubble Universe Visualize your spending using a unique interactive bubble chart. Instantly see which categories dominate your expenses. Category Insights Understand detailed statistics including: - Daily averages - Peak spending days - Top merchants - Category trends Real-Time Dashboard Get a complete overview of your financial balance, expenses, and income. Smart Financial Insights Spender analyzes your spending patterns and provides intelligent insights. Discover patterns such as: - Increased spending trends - Behavioral spending habits - Category growth over time - Personalized financial summaries Understand not just what you spend โ€” but why. Native iOS Widget Integration - Track your spending directly from your home screen. - View your spending instantly - Monitor expenses without opening the app - Real-time data synchronization Premium Experience - Modern glassmorphic interface - Smooth animations and responsive design - Fast, reliable performance - Clean and intuitive workflow - Designed for daily use Spender helps you build awareness, control spending, and improve your financial habits. Take control of your money with clarity and precision.

Screenshots

Qoobo4 screens
Spender4 screens

Verdict

The call

The clearest difference is device support: Spender at 3 against Qoobo's 1. Spender also leads on iOS requirement (13.0 vs 26.2). On price, ads and in-app purchases there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard2 real differences ยท 4 level
Qoobo versus Spender: the parameters behind the verdict, then further details
ParameterQooboSpender
PriceFreeFree
Update frequencyDailyโ€”
AdsNoNo
In-app purchasesNoNo
DevicesiPhoneiPhone, iPad, iPod โ€” better
Requires iOS26.213.0 โ€” better
Further details โ€” not scored
Size5 MB41 MB
Age rating4+4+
DeveloperVladimir AdamovicSebastian Cocirla

In-app purchases

None

Qoobo

No in-app purchases

None

Spender

No in-app purchases

Questions

Is Qoobo free?
Qoobo is free to download, with no in-app purchases.
Is Spender free?
Spender is free to download, with no in-app purchases.
Do Qoobo or Spender have ads?
Neither Qoobo nor Spender shows ads.

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