Expense Tracker vs Owesome

MySprout brings your spending, investments and net worth together in one clear view, without typing in every transaction. Connect a supported bank, or upload your bank, credit card and brokerage statements. MySprout reads them with AI, sorts every transaction and tracks your portfolio, so you always know where your money goes and what you own. TRACK EXPENSES WITHOUT MANUAL ENTRY • Bank sync: connect a supported bank and your transactions come in automatically • Statement upload: upload a PDF statement from any bank or credit card • AI categorization: every transaction sorted by category and merchant, with custom categories when you want them • Recurring bills and subscriptions: found for you, with the next due date • Spending insights: trends, top merchants, your biggest categories and how this month compares with usual TRACK YOUR INVESTMENTS • Upload a brokerage statement and MySprout reads your holdings, trades and dividends • Portfolio value updated with daily market prices • Allocation by asset class, sector and market • Dividends and cash tracked alongside your holdings YOUR NET WORTH, ALL IN ONE PLACE • Bank accounts, credit cards, cash, investments, property and other assets in one net worth • See how your net worth changes over time • Multi-currency: hold accounts in different currencies and see totals in your preferred currency • Financial Freedom: see how much of a year's spending your net worth could cover PRIVATE AND SECURE Your financial data is yours. Bank login details are stored encrypted, and we will never sell your personal data. FREE TO START Core features are free up to a usage limit. MySprout Pro unlocks unlimited bank connections, statement uploads and accounts, plus every future feature. SUBSCRIPTION INFORMATION MySprout Pro is available as a monthly, annual or lifetime purchase. Payment is charged to your App Store account when you confirm the purchase. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel in your App Store account settings. Any unused part of a free trial ends when you buy a subscription. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://mysprout.ai/privacy Terms of Service: https://mysprout.ai/terms

Owesome makes splitting expenses effortless. Start a group for your trip, your flat, or Friday's makan session, share a single link, and everyone can join and add expenses instantly — no sign-up, no passwords, no friction. SETTLE UP BY QR: The only split app built for how Southeast Asia actually pays. When it's time to settle, scan a QR with the exact amount pre-filled — PayNow in Singapore, PromptPay in Thailand, with more countries on the way — or send a payment request QR to whoever owes you. No typing numbers, no wrong amounts. SPLIT ANY WAY YOU LIKE: Split equally, by exact amounts, by percentages, or by shares (2 shares for the couple, 1 for each single). Owesome guarantees the math always adds up to the cent. SEE WHO OWES WHOM: Balances update live for everyone in the group. When it's time to settle, Owesome collapses all the debts into the fewest possible payments — if A owes B and B owes C, A just pays C once. BUILT FOR TRAVEL: Every expense can have its own currency, and balances are tallied per currency — no surprise conversions in your records. When you get home, settle everything in one QR payment: Owesome proposes a conversion using daily reference rates, you and your friends stay in control of the final amounts, and every original currency is marked settled exactly. STAY IN SYNC: Every expense, edit, and settlement appears in a shared activity feed, so the whole group sees the same numbers. Record settle-ups in cash, PayNow, PromptPay, or bank transfer. NO ACCOUNTS, NO ADS: Owesome works without an account and contains no ads and no tracking. It records who owes whom — your money stays in your own hands.