Expense Tracker vs UspendItrack

MySprout brings your spending, investments and net worth together in one clear view, without typing in every transaction. Connect a supported bank, or upload your bank, credit card and brokerage statements. MySprout reads them with AI, sorts every transaction and tracks your portfolio, so you always know where your money goes and what you own. TRACK EXPENSES WITHOUT MANUAL ENTRY • Bank sync: connect a supported bank and your transactions come in automatically • Statement upload: upload a PDF statement from any bank or credit card • AI categorization: every transaction sorted by category and merchant, with custom categories when you want them • Recurring bills and subscriptions: found for you, with the next due date • Spending insights: trends, top merchants, your biggest categories and how this month compares with usual TRACK YOUR INVESTMENTS • Upload a brokerage statement and MySprout reads your holdings, trades and dividends • Portfolio value updated with daily market prices • Allocation by asset class, sector and market • Dividends and cash tracked alongside your holdings YOUR NET WORTH, ALL IN ONE PLACE • Bank accounts, credit cards, cash, investments, property and other assets in one net worth • See how your net worth changes over time • Multi-currency: hold accounts in different currencies and see totals in your preferred currency • Financial Freedom: see how much of a year's spending your net worth could cover PRIVATE AND SECURE Your financial data is yours. Bank login details are stored encrypted, and we will never sell your personal data. FREE TO START Core features are free up to a usage limit. MySprout Pro unlocks unlimited bank connections, statement uploads and accounts, plus every future feature. SUBSCRIPTION INFORMATION MySprout Pro is available as a monthly, annual or lifetime purchase. Payment is charged to your App Store account when you confirm the purchase. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel in your App Store account settings. Any unused part of a free trial ends when you buy a subscription. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://mysprout.ai/privacy Terms of Service: https://mysprout.ai/terms

Most people carry three or four cards. Each statement arrives on its own date, in its own format, with no categories — so the only way to see what you actually spent last month is to open all of them and start adding up. UspendItrack does that for you. Import each statement and every card lands on one shared timeline, categorised, so you get a single dashboard across all of them. No account, no bank login, and nothing leaves your phone. ONE VIEW ACROSS EVERY CARD • Import statements from any number of cards and banks • Everything is placed on a common calendar month, so cards with different billing dates finally line up side by side • Categories are applied automatically by rules you control — statements arrive with none • Spend by card, by category, by merchant and by month • Re-importing a statement you already have adds nothing; overlapping periods are handled for you KNOW WHAT EACH CARD IS EARNING • Set your own cashback and miles rates, per card • See what your actual spending earned on each one • Compare cards over the same period, from your own history rather than a marketing table • Find the subscriptions and recurring charges buried across statements PLAN WITH REAL NUMBERS • Budgets per category, compared month to month • Dashboard, month view and cashflow heatmap • Subscriptions and recurring spend, worked out from your own history • Snapshots you can restore, taken automatically as well as on demand NOTHING LEAVES YOUR PHONE • No account, no sign-in, no server, no sync • No analytics, no crash reporting, no advertising identifiers • Your ledger is excluded from iCloud backup, so it does not even reach your own cloud account • Export everything as CSV at any time — never restricted, never behind a purchase IMPORT WHAT YOU ALREADY HAVE • Built-in support for common Singapore statement formats, including DBS, OCBC, UOB, Citibank and PayLah • Any other bank: export CSV from your bank and import that. The app asks which column holds the date, the description and the amount, then remembers it • Every import is checked against the total printed on the statement, so you find out when something did not add up MAKE IT YOURS • Rules that categorise a merchant the same way every time • Bulk edit: select many transactions and recategorise, annotate or mark them recurring in one go • Group recurring expenses that arrive under different names • Notes on any transaction, and manual entry for the cash the statement never saw FREE, WITH ONE PURCHASE Five statement imports are free. If you want more, a single purchase unlocks unlimited importing for good. Everything else is unrestricted either way — viewing, editing, categorising, budgets, reports and CSV export — and anything you imported before the limit stays fully usable forever. A NOTE ON THE TRADE-OFF Because nothing is stored in a cloud, a new phone starts empty. Your data moves across by exporting CSV and importing it on the new device, which takes a minute and requires no account. That is the cost of the promise, and we would rather state it here than have you discover it later.