Comparison

Kot Tra vs Koink

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Kot Tra

Features
Read full description

Kot Tra is a simple and powerful expense tracker designed to help you manage your money with confidence. - Track income, expenses, and transfers - Manage multiple accounts (cash, bank, wallet) - Support multiple currencies with exchange rates - Fully offline – your data stays on your device - Smart filters by date, account, and type - Backup & export your data anytime - Clean, modern, and easy-to-use design Your privacy comes first. Kot Tra does NOT collect personal data, does NOT require an account, and does NOT send data to any server. Premium option: Upgrade to Premium to remove ads and enjoy a clean experience. Whether you want to control daily spending or manage multiple accounts, Kot Tra helps you stay organized and in control of your finances.

About

Koink

Read full description

Your money tells a story. Koink helps you write it. Koink is an AI-powered money journal that helps you understand not just where your money goes, but why. Scan receipts, track spending, split bills with friends, and reflect on your financial journey in one simple app. SCAN Point your camera at any receipt and Koink extracts the details automatically. The AI detects merchant names, line items, totals, taxes, and categories in seconds. Works with receipts in multiple languages. TRACK Set monthly budgets and monitor your spending with clear visual summaries. See income, expenses, debts, and your running balance in one clean dashboard. SPLIT Scan a receipt and split the bill instantly with friends. Track who owes what, settle payments, and share a clean summary. Create group trips and invite friends with a link. REFLECT Koink also includes a personal journal where you can record your day, tag your mood, add locations, and connect spending to the moments behind it. AI writing assistance helps you capture thoughts quickly. SYNC Sign in to sync your data across devices. All information is end-to-end encrypted on your device before upload, so not even we can read it. FEATURES β€’ AI receipt scanning β€’ Expense tracking and budgeting β€’ Bill splitting with friends β€’ Personal money journal β€’ Multiple currencies β€’ Export splits to PDF or text β€’ Location tagging for journal entries β€’ Custom themes, fonts, colors, and app icons β€’ No ads Koink helps you organize your finances while capturing the story behind every expense. -------------------------------------------------------------------------------------------------------- Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://koink.app/privacy

Screenshots

Kot Tra4 screens
Koink4 screens

Verdict

The call

The clearest difference is in-app purchases: Kot Tra at none against Koink's 5. Kot Tra also leads on device support (3 vs 1) and iOS requirement (13.0 vs 26.1). Koink's advantage is update cadence (every 10 days vs every 2 months). On price and ads there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Koink sells 5 in-app purchases, starting at $5.99 per month. Kot Tra asks for nothing beyond the download.

UpkeepUpdate frequency

Kot Tra ships an update every 2 months, Koink every 10 days. Both last shipped on October 14, 2026.

Scorecard4 real differences Β· 2 level
Kot Tra versus Koink: the parameters behind the verdict, then further details
ParameterKot TraKoink
PriceFreeFree
Update frequencyEvery 2 monthsEvery 10 days β€” better
AdsNoNo
In-app purchasesNo β€” betterYes
DevicesiPhone, iPad, iPod β€” betteriPhone
Requires iOS13.0 β€” better26.1
Further details β€” not scored
Size20 MB12 MB
Age rating9+4+
DeveloperSapirin SopreyRomano Coronel

In-app purchases

None

Kot Tra

No in-app purchases

5 purchases

Koink

Subscriptions2
  • Koink Premium$5.991 Month
  • Koink Premium Yearly$49.991 Year
One-time3
  • 50 Scan Credits$4.99
  • 150 Scan Credits$12.99
  • 500 Scan Credits$29.99

Questions

Is Kot Tra free?
Kot Tra is free to download, with no in-app purchases.
Is Koink free?
Koink is free to download, with in-app purchases available.
Do Kot Tra or Koink have ads?
Neither Kot Tra nor Koink shows ads.
Which is updated more often, Kot Tra or Koink?
Kot Tra ships an update every 2 months, and Koink every 10 days. Most recently, Kot Tra was updated on October 14, 2026 and Koink on October 14, 2026.

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