Parasify vs WorthPilot

Parasify is a privacy-focused personal finance app that stores your data locally on your device. No accounts required — your data stays on your phone unless you choose to enable cloud sync. BUDGET & EXPENSE TRACKING Create budgets for any category and track spending in real time. Get alerts when approaching limits. Log expenses, income, and transfers across multiple wallets with multi-currency support. NET WORTH & ASSET TRACKING See your complete financial picture. Track real estate, vehicles, investments, precious metals, and cryptocurrencies alongside your debts and loans. Watch your net worth grow over time. FINANCIAL GOALS Set savings targets, debt payoff goals, emergency funds, and more. Link goals to wallets for automatic tracking or update manually. SMART FEATURES • AI-powered receipt scanning — snap a photo and auto-create transactions • Financial insights and spending forecasts • AI chat assistant for financial questions • Recurring transaction automation • Credit card management with billing cycles • Loan amortization tracking • Home screen widgets for quick access MULTI-CURRENCY & GLOBAL Support for 150+ fiat currencies, 500+ cryptocurrencies, and precious metals. Real-time exchange rates with cross-currency conversion. PRIVACY FIRST • Data stored locally on your device by default • Face ID / Touch ID lock • No ads, no tracking • Optional cloud sync for backup and multi-device access • Family and wallet sharing via cloud sync REPORTS & EXPORT Spending heatmaps, cash flow forecasts, monthly comparisons, and category breakdowns. Export to CSV or PDF. PREMIUM FEATURES Unlock unlimited wallets, budgets, goals, assets, and debts. Get AI chat, receipt scanning, financial insights, cloud sync, and family sharing with a subscription. All core features work fully offline with local data. Free to download. Premium subscription available with a 7-day free trial. Terms of Use (EULA): https://kochanahm.github.io/parasify-website/terms Privacy Policy: https://kochanahm.github.io/parasify-website/privacy Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Payment will be charged to your Apple ID account at confirmation of purchase. Manage and cancel subscriptions in your App Store account settings.

WorthPilot is your offline-first personal finance app. No bank connection required — you're always in control of your financial data. Track every dollar manually, set smart budgets, and watch your net worth grow. KEY FEATURES Manual Expense Tracking Log income, expenses, and transfers in seconds. Categorize every transaction. Stay on top of where your money goes. Budget Management Set monthly budgets by category. Get real-time progress as you spend. Know when you're close to the limit before you cross it. Net Worth Dashboard See all your accounts — checking, savings, investments, loans — in one place. Track your net worth trend month by month. Forecasting & Goals Cash flow forecasting, debt paydown planner, and a financial health score to keep you on track. Recurring Rules Set up recurring income and bills. The app tracks what's paid and due so nothing slips through the cracks. Cloud Backup & Sync (Pro) Back up your data and sync across devices. Encrypted in transit and at rest. PRIVACY FIRST WorthPilot never connects to your bank. Your data stays on your device unless you choose to enable cloud sync. FREE • Manual transaction tracking • Accounts & net worth tracking • Up to 5 budgets • Basic reports • Offline PRO • Unlimited budgets • Cloud backup & sync • Advanced reports • CSV import & export • Transaction rules & recurring rules Terms of Use: https://www.worthpilot.app/terms/