My Wealth Tracker vs NOVOX

Ever wondered "how much do I actually have?" Wealth Tracker is a simple app that answers that question. Add your bank accounts, savings, investments, and retirement funds, and see your total net worth on a single screen. No spreadsheets, no complexity - just a clear number and a chart showing how it changes over time. HOW IT WORKS Wealth Tracker takes regular snapshots of your account balances. Over time, this builds a history that shows how your net worth grows (or dips). Think of it as a weighing scale for your finances - step on it regularly and watch the trend. You can enter balances manually or connect supported accounts to sync automatically. SELF-HOSTED - YOUR DATA, YOUR SERVER Unlike other finance apps, Wealth Tracker does not store your data on someone else's cloud. You host the backend yourself. That means: - Your financial data never leaves your control - No company can sell, leak, or lose your information - You decide where your data lives and who has access - The app works with your own server - set it up once and you are good to go BUILT FOR SECURITY Your finances deserve serious protection: - Per-user encryption: each account has its own encryption key derived from your password - Ephemeral login tokens: credentials are never stored on the server after authentication - Biometric unlock (Face ID, Touch ID) for quick but secure access - All communication encrypted via TLS - No ads, no tracking, no data sharing CONNECT YOUR ACCOUNTS Sync balances automatically from supported institutions: - German banks via FinTS/HBCI - Interactive Brokers (IBKR) - TrueWealth (Swiss robo-advisor) - VIAC (Swiss 3a retirement) - Morgan Stanley at Work - Or simply add any account manually MULTI-CURRENCY SUPPORT Have accounts in different currencies? No problem. Wealth Tracker fetches exchange rates automatically and shows everything in your preferred base currency. CLEAN AND SIMPLE - One dashboard with your total net worth - A chart showing your wealth over time - List of all accounts with their latest balances - No bloat, no ads, no upsells PERFECT FOR - Anyone who wants to know their net worth at a glance - People with accounts at multiple banks or brokers - Privacy-conscious users who want to own their data - Expats with finances in different countries - Anyone saving toward a goal and wanting to see progress - Wealth Tracker is not a budgeting app and does not track individual transactions. It simply answers: "What is my net worth today, and how has it changed?" Download it, point it at your server, and start tracking.

Connect your bank and broker. Track spending, net worth, real estate, crypto, and investments in one intelligent dashboard. NOVOX gives you complete clarity over your financial life — automatically, securely, and in real time. CONNECT YOUR ACCOUNTS IN SECONDS Link your bank and brokerage accounts with secure, read-only access through trusted providers. Your credentials are never stored. Balances, transactions, and investments sync automatically the moment you connect. · Connect bank accounts securely · Link brokerages and investment accounts · Crypto holdings from connected exchanges · Add real estate, savings, and manual assets · Track loans, mortgages, and credit cards TRACK YOUR NET WORTH IN REAL TIME See your complete financial picture — cash, investments, real estate, crypto, and liabilities — in one dashboard that updates as the market moves. · Real-time net worth tracking · Every asset and liability in one place · Net worth history and trend charts · Month-over-month change breakdown TRACK SPENDING AND CASH FLOW NOVOX automatically categorizes your spending, detects recurring bills and subscriptions, and visualizes your monthly cash flow. · Auto-categorized spending · Monthly income-vs-expense cash flow view · Subscription and recurring-payment detection · Set a budget per category and track it MANAGE YOUR PORTFOLIO WITH CLARITY Track your investments across every connected account. Monitor performance, understand your allocation, and follow the markets — all from one screen. · Portfolio performance and allocation breakdown · Stocks, ETFs, crypto, and multi-asset tracking · Real-time market data and watchlists · Top gainers, losers, and movers · Detailed symbol analysis and news REAL ESTATE PORTFOLIO TRACKING Add any property and track its value, rental income, mortgage balance, and ROI alongside your investments and cash. · Property value and appreciation tracking · Rental income and expense monitoring · Mortgage balance and amortization schedule · Real estate ROI in the context of total net worth AI-POWERED FINANCIAL INTELLIGENCE NOVOX doesn't just show you numbers — it helps you understand them. Your built-in AI assistant analyzes your finances, flags risks, and surfaces opportunities, then answers your questions in plain language. · Detect spending patterns and anomalies · Flag financial risks before they grow · Surface opportunities to save and optimize · Personalized insights based on your real data · Ask anything — like a financial advisor in your pocket PLAN YOUR FINANCIAL FUTURE Set goals, track your progress, and see your overall financial health at a glance. · Savings and investment goal tracking · Progress monitoring over time · Financial health score with component breakdown BUILT FOR THE WAY YOU LIVE · 7 languages, including full Arabic (right-to-left) support · Display your wealth in 14 currencies · Export and share polished PDF wealth & cash-flow reports · Clean, fast, and built for modern financial life SECURITY AND PRIVACY Your security is non-negotiable. NOVOX uses bank-grade encryption and read-only connections through trusted providers, and never stores your banking credentials. · AES-256 encryption · Read-only account access · Biometric app lock (Face ID / Touch ID) · Credentials never stored WHY NOVOX? · Bank, broker, real estate, and crypto in one dashboard · Real-time net worth and spending tracker · AI-driven insights and financial intelligence · Private, secure, and multilingual Whether you're an investor, a professional, or just getting started — NOVOX adapts to your needs and grows with you. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/