Comparison

My Wealth Tracker vs Net Worth Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Wealth Tracker

Features
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Ever wondered "how much do I actually have?" Wealth Tracker is a simple app that answers that question. Add your bank accounts, savings, investments, and retirement funds, and see your total net worth on a single screen. No spreadsheets, no complexity - just a clear number and a chart showing how it changes over time. HOW IT WORKS Wealth Tracker takes regular snapshots of your account balances. Over time, this builds a history that shows how your net worth grows (or dips). Think of it as a weighing scale for your finances - step on it regularly and watch the trend. You can enter balances manually or connect supported accounts to sync automatically. SELF-HOSTED - YOUR DATA, YOUR SERVER Unlike other finance apps, Wealth Tracker does not store your data on someone else's cloud. You host the backend yourself. That means: - Your financial data never leaves your control - No company can sell, leak, or lose your information - You decide where your data lives and who has access - The app works with your own server - set it up once and you are good to go BUILT FOR SECURITY Your finances deserve serious protection: - Per-user encryption: each account has its own encryption key derived from your password - Ephemeral login tokens: credentials are never stored on the server after authentication - Biometric unlock (Face ID, Touch ID) for quick but secure access - All communication encrypted via TLS - No ads, no tracking, no data sharing CONNECT YOUR ACCOUNTS Sync balances automatically from supported institutions: - German banks via FinTS/HBCI - Interactive Brokers (IBKR) - TrueWealth (Swiss robo-advisor) - VIAC (Swiss 3a retirement) - Morgan Stanley at Work - Or simply add any account manually MULTI-CURRENCY SUPPORT Have accounts in different currencies? No problem. Wealth Tracker fetches exchange rates automatically and shows everything in your preferred base currency. CLEAN AND SIMPLE - One dashboard with your total net worth - A chart showing your wealth over time - List of all accounts with their latest balances - No bloat, no ads, no upsells PERFECT FOR - Anyone who wants to know their net worth at a glance - People with accounts at multiple banks or brokers - Privacy-conscious users who want to own their data - Expats with finances in different countries - Anyone saving toward a goal and wanting to see progress - Wealth Tracker is not a budgeting app and does not track individual transactions. It simply answers: "What is my net worth today, and how has it changed?" Download it, point it at your server, and start tracking.

About

Net Worth Tracker

This app allows you to track your assets, debts, income, and expenses privately without linking bank accounts. It provides flexible planning tools for long-term wealth goals and financial independence scenarios, with data export options.

Highlights
  • Private wealth tracking
  • Manual asset and debt entry
  • Income and expense tracking
  • Net worth visualization
  • Long-term financial planning
  • Data export (JSON/CSV)
  • Optional biometric security
Features
Read full description

Wealth Up helps you see the full picture of your money without linking bank accounts or sending your financial data to a third-party budgeting service. Track your assets, debts, income, and expenses in one clean dashboard. Watch your net worth change over time, understand your progress, and update your balances during a simple monthly check-in. Keep an eye on the investments you already hold with optional live prices for stocks, ETFs, gold, and silver — refreshed automatically, with no account linking. Tag holdings as liquid or retirement, then filter your net worth to see just your liquid assets or exclude retirement accounts. Use flexible planning tools to explore long-term wealth goals, including financial independence and retirement scenarios. Wealth Up helps you compare paths and understand what your numbers mean. Built for privacy-first personal finance: - No bank linking required - See your money working in real time with Live Earnings - No ads - No social features - Optional live prices for stocks, ETFs, and precious metals auto tracking - Currency selection for display or auto tracking - Optional Face ID or Touch ID protection - iCloud sync through your Apple account when available - JSON and CSV export so your data stays portable - Home Screen widgets for FIRE progress, net worth, and Live Earnings This version includes core net worth tracking, manual entry, optional live market prices, liquid and retirement filters, detailed asset and debt history, planning tools, iCloud-backed sync when available, and JSON/CSV export. Wealth Up is built for planning and education. It does not provide financial, investment, tax, or legal advice.

Screenshots

My Wealth Tracker4 screens
Net Worth Tracker4 screens

Verdict

The call

The clearest difference is iOS requirement: My Wealth Tracker at 15.0 against Net Worth Tracker's 18.2. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

My Wealth Tracker ships an update fortnightly, Net Worth Tracker every 11 days. The most recent releases landed on October 31, 2026 and November 5, 2026 respectively.

Scorecard1 real difference · 8 level
My Wealth Tracker versus Net Worth Tracker: the parameters behind the verdict, then further details
ParameterMy Wealth TrackerNet Worth Tracker
PriceFreeFree
Rating—5.0 (3 ratings) — better
Number of ratings—3 — better
Update frequencyFortnightlyEvery 11 days — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better18.2
Further details — not scored
Size23 MB10 MB
Age rating4++4
DeveloperLukas SchulzeFlowly LLC

In-app purchases

None

My Wealth Tracker

No in-app purchases

None

Net Worth Tracker

No in-app purchases

Questions

Is My Wealth Tracker free?
My Wealth Tracker is free to download, with no in-app purchases.
Is Net Worth Tracker free?
Net Worth Tracker is free to download, with no in-app purchases.
Do My Wealth Tracker or Net Worth Tracker have ads?
Neither My Wealth Tracker nor Net Worth Tracker shows ads.
Which is updated more often, My Wealth Tracker or Net Worth Tracker?
My Wealth Tracker ships an update fortnightly, and Net Worth Tracker every 11 days. Most recently, My Wealth Tracker was updated on October 31, 2026 and Net Worth Tracker on November 5, 2026.

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