My Wealth Tracker vs Xpensly

Ever wondered "how much do I actually have?" Wealth Tracker is a simple app that answers that question. Add your bank accounts, savings, investments, and retirement funds, and see your total net worth on a single screen. No spreadsheets, no complexity - just a clear number and a chart showing how it changes over time. HOW IT WORKS Wealth Tracker takes regular snapshots of your account balances. Over time, this builds a history that shows how your net worth grows (or dips). Think of it as a weighing scale for your finances - step on it regularly and watch the trend. You can enter balances manually or connect supported accounts to sync automatically. SELF-HOSTED - YOUR DATA, YOUR SERVER Unlike other finance apps, Wealth Tracker does not store your data on someone else's cloud. You host the backend yourself. That means: - Your financial data never leaves your control - No company can sell, leak, or lose your information - You decide where your data lives and who has access - The app works with your own server - set it up once and you are good to go BUILT FOR SECURITY Your finances deserve serious protection: - Per-user encryption: each account has its own encryption key derived from your password - Ephemeral login tokens: credentials are never stored on the server after authentication - Biometric unlock (Face ID, Touch ID) for quick but secure access - All communication encrypted via TLS - No ads, no tracking, no data sharing CONNECT YOUR ACCOUNTS Sync balances automatically from supported institutions: - German banks via FinTS/HBCI - Interactive Brokers (IBKR) - TrueWealth (Swiss robo-advisor) - VIAC (Swiss 3a retirement) - Morgan Stanley at Work - Or simply add any account manually MULTI-CURRENCY SUPPORT Have accounts in different currencies? No problem. Wealth Tracker fetches exchange rates automatically and shows everything in your preferred base currency. CLEAN AND SIMPLE - One dashboard with your total net worth - A chart showing your wealth over time - List of all accounts with their latest balances - No bloat, no ads, no upsells PERFECT FOR - Anyone who wants to know their net worth at a glance - People with accounts at multiple banks or brokers - Privacy-conscious users who want to own their data - Expats with finances in different countries - Anyone saving toward a goal and wanting to see progress - Wealth Tracker is not a budgeting app and does not track individual transactions. It simply answers: "What is my net worth today, and how has it changed?" Download it, point it at your server, and start tracking.

Take control of your money without the friction. Xpensly is a modern expense tracker designed for speed, clarity, and privacy. Log expenses in seconds, automate tracking through SMS, and understand your financial behavior with powerful insights. Most finance apps are either too simple to be useful or too complicated to stick with. Xpensly gives you the best of both: fast daily tracking and deep visibility when you need it. Whether you are trying to stop overspending, stay on top of bills, or finally understand where your salary disappears each month, Xpensly turns financial chaos into clear decisions you can act on. With Xpensly, every transaction has context. Every reminder has purpose. Every screen is built to help you move quickly and stay in control. Why people keep using Xpensly - It is fast enough for everyday life: no heavy setup, no clutter, no wasted taps. - It is clear enough for real decisions: you always know what happened, where it happened, and what to do next. - It is reliable enough to trust: reminders, balances, and transaction histories stay connected and consistent. - It is flexible enough to fit your system: manual logging when you want control, automation when you want speed. Key Features - Fast transaction logging: Add expenses, income, and transfers in seconds with a clean, distraction-free flow. - Smart SMS parsing: Automatically detect amounts, merchants, and transaction types from bank messages to reduce manual entry. - Card and account assignment: Match transactions to the right card/account, with quick reassignment when needed. - Accurate balance tracking: Card and account balances update instantly when transactions are added, edited, reassigned, or deleted. - Credit card payment reminders: Set due dates and reminder timing your way, so you never miss critical payments. - Subscription tracking: Stay ahead of recurring charges with upcoming, due, and overdue visibility. - Installment management: Track ongoing payment plans with clear progress and due-date awareness. - Monthly budget clarity: Compare spending vs income in real time and know immediately when you are over target. - Me-Money daily guidance: See a practical per-day safe spending number based on your current month behavior. - Multi-account wallet view: Manage cash, debit, credit, savings, and more in one unified financial picture. - Actionable analytics: Spot spending patterns by category, merchant, and timing, then adjust with confidence. - Built-in privacy mindset: Designed to keep your data experience focused, controlled, and user-first. Who Xpensly is for - Professionals who want tighter monthly control without spreadsheet fatigue. - Students and young earners building healthy money habits early. - Families managing multiple cards, bills, and recurring commitments. - Anyone tired of guessing their balance or forgetting what is due next. If you want to feel less stressed about money, make better choices faster, and stop losing track of your financial life, Xpensly is built for you. Download Xpensly and run your money with confidence, every day.