Comparison

My Wealth Tracker vs Net

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

My Wealth Tracker

Features
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Ever wondered "how much do I actually have?" Wealth Tracker is a simple app that answers that question. Add your bank accounts, savings, investments, and retirement funds, and see your total net worth on a single screen. No spreadsheets, no complexity - just a clear number and a chart showing how it changes over time. HOW IT WORKS Wealth Tracker takes regular snapshots of your account balances. Over time, this builds a history that shows how your net worth grows (or dips). Think of it as a weighing scale for your finances - step on it regularly and watch the trend. You can enter balances manually or connect supported accounts to sync automatically. SELF-HOSTED - YOUR DATA, YOUR SERVER Unlike other finance apps, Wealth Tracker does not store your data on someone else's cloud. You host the backend yourself. That means: - Your financial data never leaves your control - No company can sell, leak, or lose your information - You decide where your data lives and who has access - The app works with your own server - set it up once and you are good to go BUILT FOR SECURITY Your finances deserve serious protection: - Per-user encryption: each account has its own encryption key derived from your password - Ephemeral login tokens: credentials are never stored on the server after authentication - Biometric unlock (Face ID, Touch ID) for quick but secure access - All communication encrypted via TLS - No ads, no tracking, no data sharing CONNECT YOUR ACCOUNTS Sync balances automatically from supported institutions: - German banks via FinTS/HBCI - Interactive Brokers (IBKR) - TrueWealth (Swiss robo-advisor) - VIAC (Swiss 3a retirement) - Morgan Stanley at Work - Or simply add any account manually MULTI-CURRENCY SUPPORT Have accounts in different currencies? No problem. Wealth Tracker fetches exchange rates automatically and shows everything in your preferred base currency. CLEAN AND SIMPLE - One dashboard with your total net worth - A chart showing your wealth over time - List of all accounts with their latest balances - No bloat, no ads, no upsells PERFECT FOR - Anyone who wants to know their net worth at a glance - People with accounts at multiple banks or brokers - Privacy-conscious users who want to own their data - Expats with finances in different countries - Anyone saving toward a goal and wanting to see progress - Wealth Tracker is not a budgeting app and does not track individual transactions. It simply answers: "What is my net worth today, and how has it changed?" Download it, point it at your server, and start tracking.

About

Net

Features
Read full description

This app helps you keep a long-running record of your net worth across your accounts. - No need to link your bank - No need to sync to the cloud - No need to categorize transactions - No need to share anything with anyone Just open the app, type today's balance for any account, and the app handles the rest. You can add as many accounts as you want โ€” checking, brokerage, retirement, anything with a number on it. Each balance is stored as a dated snapshot, so you can log as often or as little as you like. A bar chart on the Net Worth tab shows your total across the last three months. Each account also has its own chart of balance over time on its detail page. Everything stays on your device. Nothing is sent anywhere.

Screenshots

My Wealth Tracker4 screens
Net4 screens

Verdict

The call

The clearest difference is iOS requirement: My Wealth Tracker at 15.0 against Net's 17.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference ยท 5 level
My Wealth Tracker versus Net: the parameters behind the verdict, then further details
ParameterMy Wealth TrackerNet
PriceFreeFree
Update frequencyFortnightlyโ€”
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPod โ€” betteriPhone
Requires iOS15.0 โ€” better17.0
Further details โ€” not scored
Size23 MB2 MB
Age rating4+4+
DeveloperLukas SchulzeConner Yoon

In-app purchases

None

My Wealth Tracker

No in-app purchases

None

Net

No in-app purchases

Questions

Is My Wealth Tracker free?
My Wealth Tracker is free to download, with no in-app purchases.
Is Net free?
Net is free to download, with no in-app purchases.
Do My Wealth Tracker or Net have ads?
Neither My Wealth Tracker nor Net shows ads.

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