Comparison

My Wealth Tracker vs Vaultify | Wealth Tracker

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

My Wealth Tracker

Features
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Ever wondered "how much do I actually have?" Wealth Tracker is a simple app that answers that question. Add your bank accounts, savings, investments, and retirement funds, and see your total net worth on a single screen. No spreadsheets, no complexity - just a clear number and a chart showing how it changes over time. HOW IT WORKS Wealth Tracker takes regular snapshots of your account balances. Over time, this builds a history that shows how your net worth grows (or dips). Think of it as a weighing scale for your finances - step on it regularly and watch the trend. You can enter balances manually or connect supported accounts to sync automatically. SELF-HOSTED - YOUR DATA, YOUR SERVER Unlike other finance apps, Wealth Tracker does not store your data on someone else's cloud. You host the backend yourself. That means: - Your financial data never leaves your control - No company can sell, leak, or lose your information - You decide where your data lives and who has access - The app works with your own server - set it up once and you are good to go BUILT FOR SECURITY Your finances deserve serious protection: - Per-user encryption: each account has its own encryption key derived from your password - Ephemeral login tokens: credentials are never stored on the server after authentication - Biometric unlock (Face ID, Touch ID) for quick but secure access - All communication encrypted via TLS - No ads, no tracking, no data sharing CONNECT YOUR ACCOUNTS Sync balances automatically from supported institutions: - German banks via FinTS/HBCI - Interactive Brokers (IBKR) - TrueWealth (Swiss robo-advisor) - VIAC (Swiss 3a retirement) - Morgan Stanley at Work - Or simply add any account manually MULTI-CURRENCY SUPPORT Have accounts in different currencies? No problem. Wealth Tracker fetches exchange rates automatically and shows everything in your preferred base currency. CLEAN AND SIMPLE - One dashboard with your total net worth - A chart showing your wealth over time - List of all accounts with their latest balances - No bloat, no ads, no upsells PERFECT FOR - Anyone who wants to know their net worth at a glance - People with accounts at multiple banks or brokers - Privacy-conscious users who want to own their data - Expats with finances in different countries - Anyone saving toward a goal and wanting to see progress - Wealth Tracker is not a budgeting app and does not track individual transactions. It simply answers: "What is my net worth today, and how has it changed?" Download it, point it at your server, and start tracking.

About

Vaultify | Wealth Tracker

Features
Read full description

Vaultify is the personal finance dashboard built for investors who hold assets across multiple institutions โ€” stocks, ETFs, bank accounts, gold, and more โ€” and want to see everything in one place, in real time. Stop switching between your brokerage app, your bank app, and a spreadsheet. Vaultify connects to your accounts and aggregates your entire financial picture into a single, beautifully clear dashboard. WHAT VAULTIFY DOES Vaultify pulls together your balances, holdings, and positions across all your linked accounts and displays your total net worth โ€” converted into your preferred currency โ€” updated every time you open the app. KEY FEATURES โ€ข Net Worth Dashboard โ€” See your total wealth at a glance: equities, cash, gold, and all connected accounts rolled up into one number. โ€ข Portfolio Tracking โ€” View all your brokerage holdings and positions across institutions, with P&L, gain/loss, and allocation breakdowns. โ€ข Bank Account Aggregation โ€” Connect your bank accounts via secure open banking (PSD2). Vaultify reads your balances โ€” it cannot move your money. โ€ข Brokerage Integration โ€” Link your brokerages and see live positions, holdings, and performance without entering them manually. โ€ข Manual Asset Entry โ€” Add gold, real estate, or any other asset manually and include it in your net worth calculation. โ€ข Transaction History โ€” Unified view of transactions across all your linked banks in one scrollable feed. โ€ข Multi-Currency Support โ€” Hold accounts in different currencies? Vaultify converts everything into your base currency using live FX rates. BUILT FOR SECURITY Your security is our priority: โ€ข Bank-level encryption for all stored credentials โ€ข Read-only access โ€” Vaultify can never initiate transfers or trades โ€ข App PIN lock for an extra layer of protection PRIVACY BY DESIGN Vaultify does not store your bank balances or transaction data on our servers. That data is fetched live from your institutions each time you open the app and is never written to our database. You are always in control. GET STARTED Join the growing community of investors who have unified their financial life with Vaultify. Sign up in seconds โ€” no credit card required. Questions? Reach us at support@vaultify.app Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://vaultify.app/privacy

Screenshots

My Wealth Tracker4 screens
Vaultify | Wealth Tracker4 screens

Verdict

The call

The clearest difference is update cadence: Vaultify | Wealth Tracker at weekly against My Wealth Tracker's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

My Wealth Tracker ships an update every 3 weeks, Vaultify | Wealth Tracker weekly. The most recent releases landed on October 9, 2026 and October 6, 2026 respectively.

Scorecard1 real difference ยท 5 level
My Wealth Tracker versus Vaultify | Wealth Tracker: the parameters behind the verdict, then further details
ParameterMy Wealth TrackerVaultify | Wealth Tracker
PriceFreeFree
Update frequencyEvery 3 weeksWeekly โ€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 โ€” better15.1
Further details โ€” not scored
Size23 MB53 MB
Age rating4+4+
DeveloperLukas SchulzeYahia Naguib

In-app purchases

None

My Wealth Tracker

No in-app purchases

None

Vaultify | Wealth Tracker

No in-app purchases

Questions

Is My Wealth Tracker free?
My Wealth Tracker is free to download, with no in-app purchases.
Is Vaultify | Wealth Tracker free?
Vaultify | Wealth Tracker is free to download, with no in-app purchases.
Do My Wealth Tracker or Vaultify | Wealth Tracker have ads?
Neither My Wealth Tracker nor Vaultify | Wealth Tracker shows ads.
Which is updated more often, My Wealth Tracker or Vaultify | Wealth Tracker?
My Wealth Tracker ships an update every 3 weeks, and Vaultify | Wealth Tracker weekly. Most recently, My Wealth Tracker was updated on October 9, 2026 and Vaultify | Wealth Tracker on October 6, 2026.

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