Comparison

My Wealth Tracker vs Peydey

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

My Wealth Tracker

Features
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Ever wondered "how much do I actually have?" Wealth Tracker is a simple app that answers that question. Add your bank accounts, savings, investments, and retirement funds, and see your total net worth on a single screen. No spreadsheets, no complexity - just a clear number and a chart showing how it changes over time. HOW IT WORKS Wealth Tracker takes regular snapshots of your account balances. Over time, this builds a history that shows how your net worth grows (or dips). Think of it as a weighing scale for your finances - step on it regularly and watch the trend. You can enter balances manually or connect supported accounts to sync automatically. SELF-HOSTED - YOUR DATA, YOUR SERVER Unlike other finance apps, Wealth Tracker does not store your data on someone else's cloud. You host the backend yourself. That means: - Your financial data never leaves your control - No company can sell, leak, or lose your information - You decide where your data lives and who has access - The app works with your own server - set it up once and you are good to go BUILT FOR SECURITY Your finances deserve serious protection: - Per-user encryption: each account has its own encryption key derived from your password - Ephemeral login tokens: credentials are never stored on the server after authentication - Biometric unlock (Face ID, Touch ID) for quick but secure access - All communication encrypted via TLS - No ads, no tracking, no data sharing CONNECT YOUR ACCOUNTS Sync balances automatically from supported institutions: - German banks via FinTS/HBCI - Interactive Brokers (IBKR) - TrueWealth (Swiss robo-advisor) - VIAC (Swiss 3a retirement) - Morgan Stanley at Work - Or simply add any account manually MULTI-CURRENCY SUPPORT Have accounts in different currencies? No problem. Wealth Tracker fetches exchange rates automatically and shows everything in your preferred base currency. CLEAN AND SIMPLE - One dashboard with your total net worth - A chart showing your wealth over time - List of all accounts with their latest balances - No bloat, no ads, no upsells PERFECT FOR - Anyone who wants to know their net worth at a glance - People with accounts at multiple banks or brokers - Privacy-conscious users who want to own their data - Expats with finances in different countries - Anyone saving toward a goal and wanting to see progress - Wealth Tracker is not a budgeting app and does not track individual transactions. It simply answers: "What is my net worth today, and how has it changed?" Download it, point it at your server, and start tracking.

About

Peydey

Features
Read full description

Peydey is the minimalist alternative to Excel for tracking your wealth. Enter your data, keep an eye on your net worth, and follow your financial progress β€” simply and without unnecessary complexity. FEATURES β€’ Clean dashboard with net worth, monthly change, and wealth distribution β€’ Historical progress shown as a chart or list with yearly all-time-high markers β€’ Milestone system: from Crab to Whale, for playful motivation β€’ Portfolio view with four asset categories and a separate loan container β€’ Adaptive design with two color themes β€” Dark and Sea β€’ Bilingual support in German and English, with runtime language switching β€’ Selectable display currency (CHF, EUR, USD, and more) β€’ Demo mode to try Peydey without commitment 100% PRIVATE All data lives locally on your iPhone. No analytics, no tracking, no server accounts. Peydey does not read or send anything unless you explicitly allow it. OPTIONAL: EXCEL SYNC Connect an Excel file from iCloud Drive or your device and manually sync your values in both directions. Your existing spreadsheet stays intact. OPTIONAL: DYNAMIC CLOUD (SUBSCRIPTION) Unlock automatic iCloud synchronization through your personal iCloud account. Changes appear across all your devices within seconds, encrypted and without third parties. The subscription renews automatically every month and can be cancelled at any time in your iOS settings. WHY PEYDEY? Peydey is the simple, elegant, and organized companion to Excel: enter your values, keep track of your wealth, and understand your financial progress.

Screenshots

My Wealth Tracker4 screens
Peydey4 screens

Verdict

The call

The clearest difference is update cadence: Peydey at weekly against My Wealth Tracker's fortnightly. My Wealth Tracker's advantage is iOS requirement (15.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

My Wealth Tracker ships an update fortnightly, Peydey weekly. The most recent releases landed on October 28, 2026 and October 6, 2026 respectively.

Scorecard2 real differences Β· 4 level
My Wealth Tracker versus Peydey: the parameters behind the verdict, then further details
ParameterMy Wealth TrackerPeydey
PriceFreeFree
Update frequencyFortnightlyWeekly β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPod β€” betteriPhone
Requires iOS15.0 β€” better18.0
Further details β€” not scored
Size23 MB5 MB
Age rating4+4+
DeveloperLukas SchulzeJaeggi Fabian

In-app purchases

None

My Wealth Tracker

No in-app purchases

None

Peydey

No in-app purchases

Questions

Is My Wealth Tracker free?
My Wealth Tracker is free to download, with no in-app purchases.
Is Peydey free?
Peydey is free to download, with no in-app purchases.
Do My Wealth Tracker or Peydey have ads?
Neither My Wealth Tracker nor Peydey shows ads.
Which is updated more often, My Wealth Tracker or Peydey?
My Wealth Tracker ships an update fortnightly, and Peydey weekly. Most recently, My Wealth Tracker was updated on October 28, 2026 and Peydey on October 6, 2026.

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