Comparison

InOut vs PayQos

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

InOut

Features
Read full description

Take control of your finances without complexity. InOut is a clean and powerful money tracker designed to help you understand exactly where your money goes. Track expenses, record income, and monitor your financial habits in seconds. No accounts. No cloud sync. No data sharing. Everything stays securely on your device. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.notion.so/Privacy-Policy-for-InOut-30a30e9b0bed80a089caf169e0dc5084?source=copy_link Why InOut? • Lightning-fast expense entry • Simple income tracking • Clean, distraction-free interface • Fully private — no login required • Works offline • Yearly Premium option to remove ads Whether you're managing daily spending or building better financial habits, InOut keeps things simple and focused. Privacy First We do not require registration. We do not store your financial data on any server. All data is stored locally on your device. Ads are displayed in the free version. You can upgrade to Premium anytime to remove ads and enjoy a distraction-free experience.

About

PayQos

Features
Read full description

PayQos makes shared expenses simple. Trips, roommates, family or friends: just add the expense and PayQos works out who owes whom. GROUP EXPENSES • Create a group and invite friends with a code or link • Split expenses equally or with custom shares • Spend in different currencies and see the converted amount • See who owes whom across all your groups at a glance SETTLE UP IN ONE TAP • Settle all your balances with each person in one place • Send payment requests and confirm incoming payments • Reminders make sure no payment is forgotten YOUR MONTHLY PLAN IN YOUR POCKET • Track income, savings and fixed expenses on one screen • Plan loan, installment, credit card and overdraft payments • See paid, overdue and upcoming amounts every month CLEAR REPORTS • Monthly and yearly spending reports • Expense sources, spending categories and your savings rate SHARED LISTS • Build shopping lists together, set priorities and attach receipts • Share to-dos, order tasks and keep track of progress PayQos is free. Download it and create your first group today!

Screenshots

InOut4 screens
PayQos4 screens

Verdict

The call

The clearest difference is in-app purchases: PayQos at none against InOut's 1. PayQos also leads on ads (none vs shown). InOut's advantage is iOS requirement (14.0 vs 16.4). On price, update cadence and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. InOut sells 1 in-app purchase, starting at $0.99 per month. PayQos asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

Scorecard3 real differences Ā· 3 level
InOut versus PayQos: the parameters behind the verdict, then further details
ParameterInOutPayQos
PriceFreeFree
Update frequencyWeeklyWeekly
AdsYesNo — better
In-app purchasesYesNo — better
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS14.0 — better16.4
Further details — not scored
Size31 MB102 MB
Age rating4+4+
DeveloperMusa Erdem MECITBaran Mustafa Sumer

In-app purchases

1 purchases

InOut

Subscriptions1
  • Premium Monthly$0.991 Month
None

PayQos

No in-app purchases

Questions

Is InOut free?
InOut is free to download, with in-app purchases available.
Is PayQos free?
PayQos is free to download, with no in-app purchases.
Do InOut or PayQos have ads?
InOut shows ads; PayQos does not.
Which is updated more often, InOut or PayQos?
InOut ships an update weekly, and PayQos weekly. Most recently, InOut was updated on November 5, 2026 and PayQos on October 31, 2026.

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