InOut vs PayQos
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
InOut
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Take control of your finances without complexity. InOut is a clean and powerful money tracker designed to help you understand exactly where your money goes. Track expenses, record income, and monitor your financial habits in seconds. No accounts. No cloud sync. No data sharing. Everything stays securely on your device. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.notion.so/Privacy-Policy-for-InOut-30a30e9b0bed80a089caf169e0dc5084?source=copy_link Why InOut? ⢠Lightning-fast expense entry ⢠Simple income tracking ⢠Clean, distraction-free interface ⢠Fully private ā no login required ⢠Works offline ⢠Yearly Premium option to remove ads Whether you're managing daily spending or building better financial habits, InOut keeps things simple and focused. Privacy First We do not require registration. We do not store your financial data on any server. All data is stored locally on your device. Ads are displayed in the free version. You can upgrade to Premium anytime to remove ads and enjoy a distraction-free experience.
PayQos
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PayQos makes shared expenses simple. Trips, roommates, family or friends: just add the expense and PayQos works out who owes whom. GROUP EXPENSES ⢠Create a group and invite friends with a code or link ⢠Split expenses equally or with custom shares ⢠Spend in different currencies and see the converted amount ⢠See who owes whom across all your groups at a glance SETTLE UP IN ONE TAP ⢠Settle all your balances with each person in one place ⢠Send payment requests and confirm incoming payments ⢠Reminders make sure no payment is forgotten YOUR MONTHLY PLAN IN YOUR POCKET ⢠Track income, savings and fixed expenses on one screen ⢠Plan loan, installment, credit card and overdraft payments ⢠See paid, overdue and upcoming amounts every month CLEAR REPORTS ⢠Monthly and yearly spending reports ⢠Expense sources, spending categories and your savings rate SHARED LISTS ⢠Build shopping lists together, set priorities and attach receipts ⢠Share to-dos, order tasks and keep track of progress PayQos is free. Download it and create your first group today!
Screenshots
Verdict
The clearest difference is in-app purchases: PayQos at none against InOut's 1. PayQos also leads on ads (none vs shown). InOut's advantage is iOS requirement (14.0 vs 16.4). On price, update cadence and device support there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. InOut sells 1 in-app purchase, starting at $0.99 per month. PayQos asks for nothing beyond the download.
Both ship on a similar rhythm, roughly weekly. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.
| Parameter | InOut | PayQos |
|---|---|---|
| Price | Free | Free |
| Update frequency | Weekly | Weekly |
| Ads | Yes | No ā better |
| In-app purchases | Yes | No ā better |
| Devices | iPhone, iPad, iPod ā better | iPhone, iPad |
| Requires iOS | 14.0 ā better | 16.4 |
| Further details ā not scored | ||
| Size | 31 MB | 102 MB |
| Age rating | 4+ | 4+ |
| Developer | Musa Erdem MECIT | Baran Mustafa Sumer |
In-app purchases
InOut
- Premium Monthly$0.991 Month
PayQos
No in-app purchases









