TebMobile vs PayQos

Banking services for anytime and everywhere! TebMobile is an electronic service, through which, clients have access to their accounts and other bank products, at any time and everywhere. TebMobile is user friendly, secure and an effective service which is offered to all clients. It is available for non-customer as well, offering different features. The chance of staying competitive in the market will be even higher through TebMobile services since the cross selling of different products such as accounts, loans, credit cards, payments, standing orders will increase. TebMobile will be available in two languages: English & Albanian TEB Customers have these features available in TebMobile: Dashboard • View total assets • View total debts • View future debts in calendar • Define standing order in calendar • View account in diagram • View credit card in diagram • View loan in diagram Accounts • View account transactions • View account balances • View account details • IBAN extract Credit Cards • View credit card transactions • View credit card debt • View credit card details • Apply for new credit card • Apply for supplementary card • Apply for credit card limit increase • Change payment date for credit card • Change payment method for credit card • View credit card statement • Pay credit card debt/another person • Invoice payment with credit card Loans • View loan payment plan/details • Send loan payment plan via email • Apply for loan Payments • Invoice payment with barcode reader • Make institution payments from account or credit card • Make payment for pre-paid services (IPKO) • Make mobile top-up refill (IPKO, VALA, ZMOBILE) Transfers • Quick transfers • Transfer between my accounts • Transfers to TEB accounts • Transfers to other banks Investments • View rates • Foreign exchange (buying/selling) Non - Customers have these features available in Teb Mobile: • View Branch/ATM locator • View Campaigns • Calculator for different currency (GBP, CHF, USD), deposit, loan • View News & Events • Apply for Loan • Apply for Credit Card • Contact Us • New User Application Security TebMobile uses SmartKEY for authetication. This technology uses multi-factor mechanism with the latest cryptographic methods to protect your transactions for a higher security. It provides a strong and transparent technology with a simple user experience to the users for mobile application and e-banking authentication. Also, TebMobile combines this technology with Touch ID to provide seamless user experience with finger print.

PayQos makes shared expenses simple. Trips, roommates, family or friends: just add the expense and PayQos works out who owes whom. GROUP EXPENSES • Create a group and invite friends with a code or link • Split expenses equally or with custom shares • Spend in different currencies and see the converted amount • See who owes whom across all your groups at a glance SETTLE UP IN ONE TAP • Settle all your balances with each person in one place • Send payment requests and confirm incoming payments • Reminders make sure no payment is forgotten YOUR MONTHLY PLAN IN YOUR POCKET • Track income, savings and fixed expenses on one screen • Plan loan, installment, credit card and overdraft payments • See paid, overdue and upcoming amounts every month CLEAR REPORTS • Monthly and yearly spending reports • Expense sources, spending categories and your savings rate SHARED LISTS • Build shopping lists together, set priorities and attach receipts • Share to-dos, order tasks and keep track of progress PayQos is free. Download it and create your first group today!