Comparison

CEPTETEB vs TebMobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CEPTETEB

Manage all your banking needs, from applications and transfers to investments and savings, in one convenient digital platform. Open an account digitally in minutes and enjoy fast, free money transfers. Access loans, credit cards, and even lifestyle services like booking tickets and shopping.

Highlights
  • Digital account opening
  • Fast and free money transfers
  • Smart savings accounts
  • Credit card applications and management
  • Personal loan applications
  • Stock and investment trading
  • Lifestyle services (tickets, shopping)
Features
Read full description

CEPTETEB Mobile – All Your Banking Needs in One App Join CEPTETEB with Ease If you are not yet a CEPTETEB customer, there is no need to visit a branch. Open your account instantly via video call and bank with ease wherever you are. Fast, Fee-Free Money Transfers No need to wait to transfer money. With FAST, send money in seconds, 24/7, using an IBAN, Easy Address or QR code. What’s more, money transfers and EFT transactions from your CEPTETEB accounts are free of charge. Manage Your Savings with Marifetli Account With CEPTETEB Marifetli Account, deposit or withdraw money whenever you wish while your savings earn overnight interest daily. Benefit from a welcome interest rate that remains unchanged for 30 days. What’s more, as you spend with your Marifetli Card, you can earn an additional 1% interest on top of the welcome or standard interest rate applicable to your TL Marifetli Account. Discover the World of TEB Credit Cards Apply for a TEB Credit Card and discover the latest offers across categories, from shopping and travel to dining and fuel. Enjoy exclusive cardholder privileges, including discounts at selected restaurants and access to airport lounges. CEPTETEB Mobile Is by Your Side Whenever You Need Cash Complete your personal loan application in minutes and access your loan instantly with competitive interest rates and deferred payment options. Manage Your Financial Transactions with Ease From credit card applications and stock trading to money transfers and cash solutions, everything you need is in CEPTETEB Mobile. Take Control of Your Investments Following the markets and investing is now more convenient. Access TEB Yatırım Prime directly in the app to trade stocks, derivatives on the Borsa İstanbul Derivatives Market (VİOP) and warrants. With “Fon Danışmanım,” you can determine the fund allocation best suited to your risk profile and return expectations. Make Life Easier with CEPTETEB Süper With CEPTETEB Süper, purchase flight and bus tickets and shop for electronics. Also explore advantageous pre-owned vehicle offers through TEB Arval and seamlessly access CEPTECardif without entering a password to manage your insurance and Private Pension System (BES) transactions. GastroClub Privileges From restaurants and grocery shopping to fashion and dry cleaning, many discounts and privileges await you with GastroClub under CEPTETEB Mobile / Campaigns / CEPTETEB Privileges. You can earn GastroPoint on restaurant payments made with your TEB cards. Convenient Payment Services Use CEPTETEB Mobile to pay bills, make payments through the Secure Payment System, request payments, apply for and manage HGS, check and top up your Istanbulkart balance, and pay Motor Vehicle Tax, Social Security Institution premiums, traffic fines and international departure fees. All Your Bank Accounts and Cards in One App View accounts and cards held with different banks on a single screen. Track your account balances and card spending and easily manage your overall financial position. Everything You Need at Your Fingertips With the in-app search feature, quickly access the products, services and information you need in seconds and simplify your banking experience. What Else Can You Do with CEPTETEB Mobile? • Withdraw and deposit cash, and make payments without a physical card using QR codes • Carry out foreign exchange transactions at competitive rates with TEB FX • Enjoy fast-track and lounge privileges at airports • Pay the international departure fee • Trade stocks and easily participate in initial public offerings • Manage supplementary health, comprehensive motor and credit card protection insurance products • Enjoy personalized discounts and benefits CEPTETEB İŞTE for Your Business Commercial and corporate customers can download CEPTETEB İŞTE to manage all their business-related financial processes with ease.

About

TebMobile

Access your bank accounts and manage financial products from anywhere, anytime. This secure and user-friendly electronic service offers features for both customers and non-customers, including account management, payments, transfers, and loan applications.

Highlights
  • Account dashboard and transaction viewing
  • Credit card management and applications
  • Loan applications and payment plans
  • Invoice and mobile top-up payments
  • Funds transfers between accounts and to other banks
  • Currency exchange and investment rates
  • Branch/ATM locator for non-customers
Features
Read full description

Banking services for anytime and everywhere! TebMobile is an electronic service, through which, clients have access to their accounts and other bank products, at any time and everywhere. TebMobile is user friendly, secure and an effective service which is offered to all clients. It is available for non-customer as well, offering different features. The chance of staying competitive in the market will be even higher through TebMobile services since the cross selling of different products such as accounts, loans, credit cards, payments, standing orders will increase. TebMobile will be available in two languages: English & Albanian TEB Customers have these features available in TebMobile: Dashboard • View total assets • View total debts • View future debts in calendar • Define standing order in calendar • View account in diagram • View credit card in diagram • View loan in diagram Accounts • View account transactions • View account balances • View account details • IBAN extract Credit Cards • View credit card transactions • View credit card debt • View credit card details • Apply for new credit card • Apply for supplementary card • Apply for credit card limit increase • Change payment date for credit card • Change payment method for credit card • View credit card statement • Pay credit card debt/another person • Invoice payment with credit card Loans • View loan payment plan/details • Send loan payment plan via email • Apply for loan Payments • Invoice payment with barcode reader • Make institution payments from account or credit card • Make payment for pre-paid services (IPKO) • Make mobile top-up refill (IPKO, VALA, ZMOBILE) Transfers • Quick transfers • Transfer between my accounts • Transfers to TEB accounts • Transfers to other banks Investments • View rates • Foreign exchange (buying/selling) Non - Customers have these features available in Teb Mobile: • View Branch/ATM locator • View Campaigns • Calculator for different currency (GBP, CHF, USD), deposit, loan • View News & Events • Apply for Loan • Apply for Credit Card • Contact Us • New User Application Security TebMobile uses SmartKEY for authetication. This technology uses multi-factor mechanism with the latest cryptographic methods to protect your transactions for a higher security. It provides a strong and transparent technology with a simple user experience to the users for mobile application and e-banking authentication. Also, TebMobile combines this technology with Touch ID to provide seamless user experience with finger print.

Screenshots

CEPTETEB4 screens
TebMobile4 screens

Verdict

The call

The clearest difference is ads: TebMobile at none against CEPTETEB's shown. TebMobile also leads on monetization model (free vs free with in-app purchases) and review sentiment (59% vs 49%). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.5 for CEPTETEB against 4.4 for TebMobile. Both are backed by a comparable volume of ratings — 2K and 1.2K respectively. Written reviews are what separate them: 49% of CEPTETEB's written reviews are positive against 59% of TebMobile's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 16, 2026 and October 15, 2026 respectively.

Scorecard4 real differences · 6 level
CEPTETEB versus TebMobile: the parameters behind the verdict, then further details
ParameterCEPTETEBTebMobile
PriceFreeFree
Rating4.5 (2K ratings) — better4.4 (1.2K ratings)
Positive reviews48.6% of reviews59.3% of reviews — better
Number of ratings2K — better1.2K
Update frequencyEvery 3 weeksEvery 3 weeks
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPod, Apple Watch
Requires iOS15.613.0 — better
Further details — not scored
Size201 MB112 MB
Age rating4+4+
DeveloperTurk Ekonomi Bankasi Anonim SirketiTEB SHA

Customer experience

CEPTETEB

All ratings1,973 ratings
Positive88.1%
Neutral3.1%
Negative8.8%
Written reviews148 reviews
Positive48.6%
Neutral4.7%
Negative46.6%

TebMobile

All ratings1,155 ratings
Positive84.5%
Neutral5.1%
Negative10.4%
Written reviews108 reviews
Positive59.3%
Neutral9.3%
Negative31.5%

User reviews

CEPTETEB

From 2K App Store ratings

What we love

  • 🚀 Easy to use
  • 👍 Excellent interface
  • 🚀 Fast and efficient
  • 🔒 Secure banking

Room to improve

  • 🐛 Frequent password reset issues
  • 🐛 Compatibility problems with newer devices
  • 🐛 Unreliable connectivity
  • 🐛 Confusing account management

TebMobile

From 1.2K App Store ratings

What we love

  • 👍 User-friendly
  • 🚀 Efficient banking services
  • 💡 Useful features like invoice payments

Room to improve

  • 🐛 Frequent crashes and bugs
  • 🔋 High battery consumption
  • ⏱️ Slow performance
  • 🤔 Lack of transaction details

Bugs and requests

CEPTETEB

Reported bugs

4 issues
  • Login screen freezes
  • Incorrect error messages
  • Inability to change password
  • Unresponsive customer support

Requested features

4 requests
  • Fingerprint/biometric login
  • Improved international support
  • Customizable notification settings
  • Enhanced transaction history

TebMobile

Reported bugs

3 issues
  • Login issues and password reset problems
  • Compatibility problems with newer iOS versions
  • Dark mode implementation issues

Requested features

4 requests
  • Add dark mode option
  • Improve transaction history and reporting
  • Enable PDF statements
  • Integrate contactless payments

In-app purchases

None

CEPTETEB

No in-app purchases

None

TebMobile

No in-app purchases

Questions

Is CEPTETEB free?
CEPTETEB is free to download, with no in-app purchases.
Is TebMobile free?
TebMobile is free to download, with no in-app purchases.
Which has better reviews, CEPTETEB or TebMobile?
CEPTETEB is rated higher. CEPTETEB averages 4.5 out of 5 from 2K ratings, while TebMobile averages 4.4 from 1.2K ratings.
Do CEPTETEB or TebMobile have ads?
CEPTETEB shows ads; TebMobile does not.
Which is updated more often, CEPTETEB or TebMobile?
CEPTETEB ships an update every 3 weeks, and TebMobile every 3 weeks. Most recently, CEPTETEB was updated on October 16, 2026 and TebMobile on October 15, 2026.

Other comparisons